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# Antoinette Bone, PLLC

A boutique law firm providing estate planning, probate and guardianship services

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## Posts

- [Homestead Exemptions and Estate Planning](https://abonelaw.com/2026/07/06/homestead-exemptions-and-estate-planning/) - The term homestead may seem like a throwback to pioneer days, but homestead exemption laws are directly relevant to today’s estate planning and...
- [Estate Plans Age Too: How to Keep Yours Fresh and Effective](https://abonelaw.com/2026/06/29/estate-plans-age-too-how-to-keep-yours-fresh-and-effective/) - Estate plans are one of the most important sets of legal tools you will ever create. An estate plan is designed to protect you, your loved ones, and your money,
- [Emotions the Estate Planning Process Can Bring Up and How to Address Them](https://abonelaw.com/2026/06/22/emotions-the-estate-planning-process-can-bring-up-and-how-to-address-them/) - People often have a ready list of reasons—or depending on how you look at it, excuses—for putting off completing their estate planning...
- [Estate Planning: Creative Uses for a Loved One’s Stuff](https://abonelaw.com/2026/06/15/estate-planning-creative-uses-for-a-loved-ones-stuff/) - Estate Planning: The average American owns a great deal of stuff: toys, clothing, furniture, shoes, jewelry, dishware, tools, knickknacks, gadgets, books...
- [Avoid Living Probate: How to Keep Guardians and Conservators Out of Your Estate](https://abonelaw.com/2026/06/08/avoid-living-probate-how-to-keep-guardians-and-conservators-out-of-your-estate-2/) - Avoid Living Probate: While many proactive individuals understand the importance of having a comprehensive estate plan, they often assume that their plan...
- [Committed, Protected, Prepared: Estate Planning Tips for Unmarried Partners](https://abonelaw.com/2026/06/01/committed-protected-prepared-estate-planning-tips-for-unmarried-partners-2/) - Estate Planning for Unmarried Partners: More couples than ever are building deep, lasting relationships without ever walking down the aisle.
- [Talking to Aging Parents About Estate Planning](https://abonelaw.com/2026/05/25/talking-to-aging-parents-about-estate-planning/) - Beyond the practical purpose of transferring assets and reducing taxes, estate planning reflects love, responsibility, and values.
- [Caution: Writing Your Own Deed to Avoid Probate Can Lead to Costly Unintended Consequences](https://abonelaw.com/2026/05/11/caution-writing-your-own-deed-to-avoid-probate-can-lead-to-costly-unintended-consequences/) - Avoid Probate: One goal of estate planning is to ensure that your assets, including your home, pass to your chosen beneficiaries quickly and with...
- [Why Retirement Is the Right Time to Revisit Your Estate Plan](https://abonelaw.com/2026/05/18/why-retirement-is-the-right-time-to-revisit-your-estate-plan/) - Retirement can mean many different things to different people. For some, it opens up a new world of travel, experiences, and creative pursuits.
- [How to Get Organized to Meet with Your Estate Planning Attorney](https://abonelaw.com/2026/05/04/how-to-get-organized-to-meet-with-your-estate-planning-attorney/) - You have decided to meet with an estate planning attorney to get your affairs in order and ensure that your loved ones are protected.
- [The Family Meeting: Not Just for Billionaires](https://abonelaw.com/2026/04/27/the-family-meeting-not-just-for-billionaires/) - For some people, the term family meeting may not bring to mind a pleasant gathering where everyone shares fond memories and warm feelings.
- [Love, Loss, and Legacy: Handling Sentimental Belongings After the Death of a Loved One](https://abonelaw.com/2026/04/20/love-loss-and-legacy-handling-sentimental-belongings-after-the-death-of-a-loved-one/) - Legacy: Personal items accumulated over our lifetimes may be left in estate planning limbo when we pass away.
- [Saving for School: Estate Plan for Your Family’s Education](https://abonelaw.com/2026/04/06/saving-for-school-estate-plan-for-your-familys-education/) - If postsecondary education is in your family’s future, the following tools can be excellent additions to your estate plan to help provide for education needs.
- [What to Do When Your Doctor Tells You to Get Your Affairs in Order](https://abonelaw.com/2026/04/13/what-to-do-when-your-doctor-tells-you-to-get-your-affairs-in-order/) - Five words no one ever wants to hear from their doctor are “Get your affairs in order.” Unfortunately, 76 percent of Americans do not have a will...
- [The Hidden Gender Gap in Estate Planning—and How to Close It](https://abonelaw.com/2026/03/08/the-hidden-gender-gap-in-estate-planning-and-how-to-close-it/) - You have probably heard of the gender pay gap. But there is also another common disparity: the estate planning gender gap.
- [Why a Trust for Your Child Should Mature with Your Child](https://abonelaw.com/2026/03/31/why-a-trust-for-your-child-should-mature-with-your-child/) - From the moment a child is born, a parent feels an instinctive drive to protect and nurture. We childproof our homes, carefully choose schools, offer....
- [The Passing of Senator Dianne Feinstein: Estate Plan Lessons for Blended Families](https://abonelaw.com/2026/03/24/the-passing-of-senator-dianne-feinstein-estate-plan-lessons-for-blended-families/) - Dianne Feinstein, the longest-serving female United States senator in history, passed away in September at the age of 90.
- [Myths We Tell Ourselves about Estate Planning](https://abonelaw.com/2026/03/17/myths-we-tell-ourselves-about-estate-planning/) - Estate planning can be a very difficult process. While it is not brain surgery, making the decision to move forward with an estate plan requires us to face...
- [Do You Go By Different Names? Ensure That Your Estate Planning Attorney Knows](https://abonelaw.com/2026/03/10/do-you-go-by-different-names-ensure-that-your-estate-planning-attorney-knows/) - What is in a name? If you are a beneficiary or a creditor of an estate, or if you are setting up estate planning, your name means a great deal.
- [Can Artificial Intelligence Programs Write Basic Estate Planning Documents?](https://abonelaw.com/2026/03/03/can-artificial-intelligence-programs-write-basic-estate-planning-documents/) - Online estate planning programs that use artificial intelligence are designed to streamline or automate the process, making it more accessible and...
- [Surprise! You Cannot Easily Disinherit Your Spouse](https://abonelaw.com/2026/02/24/surprise-you-cannot-easily-disinherit-your-spouse/) - Believe it or not, it is not easy to disinherit your spouse in the United States. In many states and the District of Columbia, you cannot intentionally...
- [New Baby? Time to Create Your Estate Plan](https://abonelaw.com/2026/02/17/new-baby-time-to-create-your-estate-plan/) - Protecting your newborn goes beyond car seats and babyproofing. Ensure that your child is protected no matter what life brings by creating an estate plan.
- [Estate Planning Truths: Debunking Common Misconceptions](https://abonelaw.com/2026/02/10/estate-planning-truths-debunking-common-misconceptions/) - Estate planning often feels complex, leading many people to rely on assumptions that can have devastating consequences for their loved ones and their legacy.
- [Committed, Protected, Prepared: Estate Planning Tips for Unmarried Partners](https://abonelaw.com/2026/02/03/committed-protected-prepared-estate-planning-tips-for-unmarried-partners/) - Estate Planning Tips for Unmarried Partners: More couples than ever are building deep, lasting relationships without ever walking down the aisle.
- [Stress Test Your Estate Plan](https://abonelaw.com/2026/01/27/stress-test-your-estate-plan/) - Creating an estate plan is a huge accomplishment. However, your work is not done when the documents have been signed.
- [Retirement Planning for Business Owners](https://abonelaw.com/2026/01/20/retirement-planning-for-business-owners/) - Many employees save for retirement by participating in their employer’s 401(k) plan and maybe even opening an individual retirement account (IRA) or...
- [Avoid Living Probate: How to Keep Guardians and Conservators Out of Your Estate](https://abonelaw.com/2026/01/06/avoid-living-probate-how-to-keep-guardians-and-conservators-out-of-your-estate/) - Avoid Living Probate: While many proactive individuals understand the importance of having a comprehensive estate plan, they often assume that their...
- [Passing Along a Benefit, Not a Burden: Why Estate Planning for Absence and Incapacity Is Indispensable for Business Owners](https://abonelaw.com/2026/01/13/passing-along-a-benefit-not-a-burden-why-estate-planning-for-absence-and-incapacity-is-indispensable-for-business-owners/) - Estate Planning: As a business owner, you have likely considered establishing an estate plan to ensure your company’s continued success after your passing.
- [Mission Accomplished: Your Guide to Veterans’ Planning Essentials](https://abonelaw.com/2025/11/11/mission-accomplished-your-guide-to-veterans-planning-essentials/) - Veterans Day: Joining the military often sets individuals on a path that is distinctly different from pursuing higher education or entering the civilian...
- [There’s Never A Better Time Than Now To Get Your Estate Plan](https://abonelaw.com/2025/12/16/theres-never-a-better-time-than-now-to-get-your-estate-plan/) - The idea of getting your financial, legal, and estate plan in order is likely the last thing on your mind during the busy holiday season.
- [Self-Care: 5 Ways to Show Yourself a Little Love](https://abonelaw.com/2025/12/09/self-care-5-ways-to-show-yourself-a-little-love/) - Self-Care: It’s time to take a deep breath and spend some time taking care of yourself before the holidays arrive.
- [Is Your Estate Plan Unfinished? Don’t Wait to Complete This Important Process](https://abonelaw.com/2025/12/02/is-your-estate-plan-unfinished-dont-wait-to-complete-this-important-process/) - For most people, thinking about one’s own mortality is unpleasant, and sometimes having an Estate Plan is low on the list of priorities.
- [Estate Planning...A must whether you have a little or a lot!](https://abonelaw.com/2025/11/25/estate-planning-a-must-whether-you-have-a-little-or-a-lot/) - Estate planning is no different—protecting your family’s future must be customized to fit your and your family’s unique needs.
- [Will, Trust, and Dying Intestate: How They Differ](https://abonelaw.com/2025/11/18/will-trust-and-dying-intestate-how-they-differ/) - Will, Trust, and Dying Intestate: Most people understand that having an estate plan benefits them and their loved ones.
- [Michael Jackson’s Estate Sells Music to Sony for $600M](https://abonelaw.com/2025/11/11/michael-jacksons-estate-sells-music-to-sony-for-600m/) - Michael Jackson passed away in 2009, but the settling of his estate continues more than 15 years after his death due to a lingering tax dispute
- [Estate Planning: Happy 18th Birthday! Now What?](https://abonelaw.com/2025/11/04/estate-planning-happy-18th-birthday-now-what/) - Congratulations! You are now legally an adult. Although you may not feel any different, from a legal standpoint and an estate planning perspective...
- [Handling a Loved One’s Debts After They Die](https://abonelaw.com/2025/10/28/handling-a-loved-ones-debts-after-they-die/) - Americans are, quite literally, getting buried in debt, with nearly half expecting to pass away with outstanding debts.[1] As a general rule, a person’s debts do not go away when they die. Some types of debt, such as federal student loans, are typically forgiven upon the debtor’s death, but private loans and cosigned accounts may
- [Money Isn’t Everything in Estate Planning](https://abonelaw.com/2025/10/21/money-isnt-everything-in-estate-planning/) - Estate Planning: How to Pass Your Stories and Values to Future Generations Money and property may be the most discussed types of wealth that a person owns...
- [Estate Planning That Expresses Who You Are](https://abonelaw.com/2025/10/14/estate-planning-that-expresses-who-you-are/) - Estate Planning: You intend to pass along your hard-earned money and property through your estate plan, but what about your wisdom?
- [The Estate of Richard Simmons: Sweatin’ the Small Stuff](https://abonelaw.com/2025/10/07/the-estate-of-richard-simmons-sweatin-the-small-stuff/) - Fitness icon Richard Simmons, known for his flamboyant personality, high energy, and trademark attire, passed away in July 2024...
- [Life Estate versus Right of Occupancy Trust: Which Is Right for You?](https://abonelaw.com/2025/09/23/life-estate-versus-right-of-occupancy-trust-which-is-right-for-you/) - Planning for the future of your home can be complicated, especially when you want to ensure that a loved one can continue living there after you are gone.
- [Estate Planning for Military Families](https://abonelaw.com/2025/07/04/estate-planning-for-military-families-2/) - Whatever the time of year, it is always good for members of the military and their loved ones to create or revisit their estate plan.
- [Should I Buy a Home with Someone Other than a Spouse?](https://abonelaw.com/2025/09/30/should-i-buy-a-home-with-someone-other-than-a-spouse/) - Rising housing costs, the desire for companionship, and the need to share resources are increasingly leading buyers to consider co-owning a home with someone...
- [The Wrong Successor Trustee Can Derail Your Final Wishes](https://abonelaw.com/2025/09/16/the-wrong-successor-trustee-can-derail-your-final-wishes/) - Many estate plans contain revocable living trusts that will become irrevocable (cannot be easily changed or terminated) when the trustmaker dies.
- [The Passing of James Earl Jones](https://abonelaw.com/2025/09/09/the-passing-of-james-earl-jones/) - “No, I am your father.” These words, uttered by James Earl Jones in his voice-over role as Darth Vader, are indelible in the minds of Star Wars fans. Jones is also well known for voicing Mufasa in The Lion King and a series of cable news promotions in which he declared, “This is CNN.” But
- [HIPAA: An Overview for Young Adults](https://abonelaw.com/2025/09/02/hipaa-an-overview-for-young-adults/) - The Federal Health Insurance Portability and Accountability Act of 1996 (HIPAA) was enacted to provide guidelines to the healthcare industry for protecting...
- [AB Trusts—Do You Need to Get Rid of Yours?](https://abonelaw.com/2025/08/26/ab-trusts-do-you-need-to-get-rid-of-yours/) - If the last time you and your spouse updated your estate plan was more than a decade ago, your estate plan may contain what is sometimes referred to as AB trust planning
- [Money Isn’t Everything in Estate Planning How to Pass Your Stories and Values to Future Generations](https://abonelaw.com/2025/08/19/money-isnt-everything-in-estate-planning-how-to-pass-your-stories-and-values-to-future-generations/) - Money and property may be the most discussed types of wealth that a person owns, but the riches of their experience and wisdom can mean even more to...
- [Estate Planning for the Unthinkable: Essential Tools for Parents of Minor Children](https://abonelaw.com/2025/08/12/estate-planning-for-the-unthinkable-essential-tools-for-parents-of-minor-children/) - Approximately three-fourths of Americans do not have a basic will.[1] Many of the same people also have children under the age of 18, which underscores a...
- [Lessons from Warren Buffett’s Estate Plan: Generosity, Adaptability, and Transparency](https://abonelaw.com/2025/08/05/lessons-from-warren-buffetts-estate-plan-generosity-adaptability-and-transparency/) - Warren Buffett, known as the Oracle of Omaha, is one of the most successful investors of all time. His disciplined approach to investing,
- [Kids Going Away to College? Why You Should Include Estate Planning in the Preparation](https://abonelaw.com/2025/07/29/kids-going-away-to-college-why-you-should-include-estate-planning-in-the-preparation/) - You have likely been preparing for weeks to get your new college student off to school. It is exhilarating, and your heart may be bursting at the seams.
- [What Happens When Your Disabled Child Turns 18 and What You Need to Do Beforehand](https://abonelaw.com/2025/07/22/what-happens-when-your-disabled-child-turns-18-and-what-you-need-to-do-beforehand/) - When your child is under the age of 18, you, as their parent, can make most, if not all decisions, on their behalf. However, when your child turns 18...
- [Goodness Gracious! What Jerry Lee Lewis's Estate Plan Could Look Like](https://abonelaw.com/2025/07/15/goodness-gracious-what-jerry-lee-lewiss-estate-plan-could-look-like/) - Jerry Lee Lewis passed away in October 2022, leaving behind a long legacy, a large family, and a multimillion-dollar estate.
- [Can Someone Else Pay for My Estate Plan?](https://abonelaw.com/2025/07/08/can-someone-else-pay-for-my-estate-plan/) - Estate planning is not just for the wealthy. Every adult should have an estate plan, yet surprisingly, most Americans do not. The perceived cost of creating one..
- [Estate Planning: Are You Ready to Move Away from Home?](https://abonelaw.com/2025/07/01/estate-planning-are-you-ready-to-move-away-from-home/) - Estate Planning: Are You Ready to Move Away from Home? Moving away from home is a major milestone in adulthood. For the first time, you might...
- [4 Tips to Avoid a Will or Trust Contest](https://abonelaw.com/2025/06/24/4-tips-to-avoid-a-will-or-trust-contest/) - Fighting over provisions in your will or trust can derail your final wishes, rapidly deplete your financial legacy, and tear your loved ones apart.
- [Have a Harmonious Family that Does Not Fight? You Still Need an Estate Plan](https://abonelaw.com/2025/06/17/have-a-harmonious-family-that-does-not-fight-you-still-need-an-estate-plan/) - In many families, everyone gets along, happily gathering for the holidays, sharing laughs, telling stories, and enjoying each other’s company.
- [Should I Include My Unborn Child in My Estate Plan?](https://abonelaw.com/2025/06/10/should-i-include-my-unborn-child-in-my-estate-plan/) - Estate planning is an exercise in anticipating potential future events that could affect your plans for what happens if you become incapacitated...
- [Caution: Your Traditional Asset Protection Plan Is Set Up to Fail](https://abonelaw.com/2025/06/03/caution-your-traditional-asset-protection-plan-is-set-up-to-fail/) - You may be surprised to learn that, not only has asset protection planning been around for a long time, but you likely have already engaged in it at some point.
- [Estate Planning: Ways to Keep a Loved One’s Memory Alive After They Pass](https://abonelaw.com/2025/05/27/estate-planning-ways-to-keep-a-loved-ones-memory-alive-after-they-pass/) - Estate Planning: Ways to Keep a Loved One’s Memory Alive After They Pass. When somebody close to us passes away, we are left with constant reminders of them.
- [How an Inheritance Can Enhance Your Loved One’s Educational Experience](https://abonelaw.com/2025/05/20/how-an-inheritance-can-enhance-your-loved-ones-educational-experience/) - A primary goal of estate planning is to financially provide for your loved ones. One way to ensure that they are set up for lifelong success is with an inheritance that pays for their education.
- [5 Reasons Uncle Bill May Not Make a Good Trustee](https://abonelaw.com/2025/05/13/5-reasons-uncle-bill-may-not-make-a-good-trustee/) - If you have created a trust that you intend to last for decades, choosing the right trustee is critical to ensuring the trust’s longevity and ultimate success. Initially, you may think that a family member (for example, Uncle Bill to your children, who are the initial beneficiaries of your trust) will be the best choice
- [Do Not Let Your Money and Property Go to the State: Why You Need an Estate Plan](https://abonelaw.com/2025/05/06/do-not-let-your-money-and-property-go-to-the-state-why-you-need-an-estate-plan/) - Why You Need an Estate Plan Americans tend to bristle when any level of the government meddles in their private lives, especially with their money.
- [What to Do with Grandma’s Ring: Dividing Personal Property in an Estate Plan](https://abonelaw.com/2024/12/30/what-to-do-with-grandmas-ring-dividing-personal-property-in-an-estate-plan/) - Dividing Personal Property in an Estate Plan If you have a beloved late grandmother, many images and memories may come to mind when you reminisce about her.
- [Estate Plan: Was Your Loved One a Book Lover? Think Twice Before You Throw Them Out](https://abonelaw.com/2024/12/23/estate-plan-was-your-loved-one-a-book-lover-think-twice-before-you-throw-them-out/) - An individual’s belongings—such as jewelry, furniture, photographs, and books—sometimes slip through the cracks of their estate plan.
- [What Happens to Elvis's Legacy Now?](https://abonelaw.com/2025/01/08/what-happens-to-elviss-legacy-now/) - Elvis's Legacy: Elvis Presley, the King of Rock and Roll, died in 1977. Like most celebrities of his stature, he left behind a complicated legacy—and a...
- [Have You Checked Your Beneficiary Designations Lately?](https://abonelaw.com/2025/01/15/have-you-checked-your-beneficiary-designations-lately/) - You regularly check the balances of your retirement, bank, and investment accounts. But when was the last time you checked the beneficiary designations on...
- [How Do I Create an Estate Plan with an Only Child?](https://abonelaw.com/2025/01/22/how-do-i-create-an-estate-plan-with-an-only-child/) - Estate Plan with an Only Child: Stereotypes surrounding “only child syndrome” have largely been debunked, as recent studies show that only children...
- [Shannen Doherty Understood That With Divorce, Timing Is Everything](https://abonelaw.com/2025/01/29/shannen-doherty-understood-that-with-divorce-timing-is-everything/) - Shannen Doherty: According to a Centers for Disease Control and Prevention survey, there were more than 670,000 divorces[1] and more than 2 million marriages...
- [Caution: Using a DIY Deed to Avoid Probate Can Lead to Unintended Consequences](https://abonelaw.com/2025/02/05/caution-using-a-diy-deed-to-avoid-probate-can-lead-to-unintended-consequences/) - DIY Deed: One common way to avoid the probate requirement for real estate after the owner dies is to add children or other individuals to the property title...
- [3 Famous Pet Trust Cases and the Lessons We Can Learn from Them](https://abonelaw.com/2025/02/12/3-famous-pet-trust-cases-and-the-lessons-we-can-learn-from-them/) - Not long ago, pet trust were thought of as little more than eccentric things that famous people did for their pets when they had too much money.
- [Batman: The Masked Philanthropist](https://abonelaw.com/2025/02/19/batman-the-masked-philanthropist/) - Bruce Wayne does possess something that is key to his moonlighting as Batman: money. As the heir to an enormous fortune, Wayne is one of Gotham’s wealthiest...
- [Estate Planning for Military Families](https://abonelaw.com/2025/02/26/estate-planning-for-military-families/) - Estate PIt is always a good opportunity for members of the military and their loved ones to consider setting up — or revising an existing —estate plan.
- [Estate Plan: What to Do with a Loved One's Used Medical Equipment](https://abonelaw.com/2025/03/05/estate-plan-what-to-do-with-a-loved-ones-used-medical-equipment/) - Estate Plan: After a loved one has passed away and the funeral has been held, the task of sorting through their personal belongings begins.
- [Assisted Reproductive Technology and the Real Impact on Estate Planning](https://abonelaw.com/2025/03/12/assisted-reproductive-technology-and-the-real-impact-on-estate-planning/) - Estate Planning and ART: According to data provided by the Centers for Disease Control and Prevention (CDC), approximately 2 percent of all infants born...
- [Can I Leave My Spouse Out of My Estate Plan?](https://abonelaw.com/2025/03/19/can-i-leave-my-spouse-out-of-my-estate-plan/) - In many instances, you can exclude people from your estate plan, including your parents, siblings, and adult children. But there are special protections built..
- [Flo Jo’s Tragic Mistake: A Missing Will ](https://abonelaw.com/2025/03/26/flo-jos-tragic-mistake-a-missing-will/) - If you’ve created a will, congratulations! You have made your intentions clear to the world and have provided for your loved ones based on what...
- [Why Snow White’s Father Should Have Had an Estate Plan](https://abonelaw.com/2025/04/02/why-snow-whites-father-should-have-had-an-estate-plan/) - Snow White and Estate Plan: Many of us are familiar with the story of Snow White and the seven dwarfs. Central to the story is the relationship between...
- [Estate Plan: Things to Consider When a Parent Is Out of Town](https://abonelaw.com/2025/04/30/estate-plan-things-to-consider-when-a-parent-is-out-of-town/) - Your estate plan may include powers of attorney that allow a trusted person to act on your behalf and advocate for you with regard to medical and financial...
- [Pros and Cons of Naming Many Residuary Beneficiaries in a Will or Trust](https://abonelaw.com/2025/04/23/pros-and-cons-of-naming-many-residuary-beneficiaries-in-a-will-or-trust/) - Pros and Cons of Naming Many Residuary Beneficiaries in a Will or Trust: You have meticulously created your estate plan to ensure that it includes and....
- [How Do I Create an Estate Plan with an Only Child?](https://abonelaw.com/2025/04/16/how-do-i-create-an-estate-plan-with-an-only-child-2/) - How Do I Create an Estate Plan with an Only Child? Stereotypes surrounding “only child syndrome” have largely been debunked, as recent studies show...
- [How Are My Business Documents Relevant to My Estate Plan?](https://abonelaw.com/2025/04/09/how-are-my-business-documents-relevant-to-my-estate-plan/) - Studies consistently find that only about 25–35 percent of Americans have an estate plan, a shockingly low rate when you consider that, in the absence of....
- [Won’t My Spouse and Kids Inherit Everything When I Die?](https://abonelaw.com/2024/11/25/wont-my-spouse-and-kids-inherit-everything-when-i-die/) - Won’t My Spouse and Kids Inherit Everything When I Die? You may think that if you die while you are married, everything you own will automatically be...
- [We may brave human laws, but we cannot resist natural ones.](https://abonelaw.com/2021/01/19/we-may-brave-human-laws-but-we-cannot-resist-natural-ones/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse nec quam vitae tellus malesuada vehicula. Mauris interdum erat non mauris commodo, eu aliquam tortor viverra. Fusce ac arcu non velit ultricies lacinia et vel libero. Aliquam vitae aliquet diam, vitae posuere felis. Donec iaculis dui sit amet purus sollicitudin, id pellentesque ex commodo. Ut nisl
- [Laws are like cobwebs, which may catch small flies, but let wasps and hornets break through.](https://abonelaw.com/2021/01/20/laws-are-like-cobwebs-which-may-catch-small-flies-but-let-wasps-and-hornets-break-through/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse nec quam vitae tellus malesuada vehicula. Mauris interdum erat non mauris commodo, eu aliquam tortor viverra. Fusce ac arcu non velit ultricies lacinia et vel libero. Aliquam vitae aliquet diam, vitae posuere felis. Donec iaculis dui sit amet purus sollicitudin, id pellentesque ex commodo. Ut nisl
- [The more corrupt the state, the more numerous the laws.](https://abonelaw.com/2021/01/22/the-more-corrupt-the-state-the-more-numerous-the-laws/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse nec quam vitae tellus malesuada vehicula. Mauris interdum erat non mauris commodo, eu aliquam tortor viverra. Fusce ac arcu non velit ultricies lacinia et vel libero. Aliquam vitae aliquet diam, vitae posuere felis. Donec iaculis dui sit amet purus sollicitudin, id pellentesque ex commodo. Ut nisl
- [The Law is hard, but it is the Law.](https://abonelaw.com/2021/01/23/the-law-is-hard-but-it-is-the-law/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse nec quam vitae tellus malesuada vehicula. Mauris interdum erat non mauris commodo, eu aliquam tortor viverra. Fusce ac arcu non velit ultricies lacinia et vel libero. Aliquam vitae aliquet diam, vitae posuere felis. Donec iaculis dui sit amet purus sollicitudin, id pellentesque ex commodo. Ut nisl
- [Justice? -You get justice in the next world, in this world you have the law.](https://abonelaw.com/2021/01/23/justice-you-get-justice-in-the-next-world-in-this-world-you-have-the-law/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse nec quam vitae tellus malesuada vehicula. Mauris interdum erat non mauris commodo, eu aliquam tortor viverra. Fusce ac arcu non velit ultricies lacinia et vel libero. Aliquam vitae aliquet diam, vitae posuere felis. Donec iaculis dui sit amet purus sollicitudin, id pellentesque ex commodo. Ut nisl
- [If you have ten thousand regulations you destroy all respect for the law.](https://abonelaw.com/2021/01/23/if-you-have-ten-thousand-regulations-you-destroy-all-respect-for-the-law/) - Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse nec quam vitae tellus malesuada vehicula. Mauris interdum erat non mauris commodo, eu aliquam tortor viverra. Fusce ac arcu non velit ultricies lacinia et vel libero. Aliquam vitae aliquet diam, vitae posuere felis. Donec iaculis dui sit amet purus sollicitudin, id pellentesque ex commodo. Ut nisl
- [Tips for Divvying Up Personal Property](https://abonelaw.com/2024/12/16/tips-for-divvying-up-personal-property/) - Personal Property: We collect stuff throughout our lives. This “stuff” is known as our personal property. Some items are valuable, like jewelry...
- [The Harmonious Family that Won’t Fight?  The Outcome May Surprise You](https://abonelaw.com/2024/12/09/the-harmonious-family-that-wont-fight-the-outcome-may-surprise-you/) - Most families are one happy family. They get together for the holidays, share laughs, and tell stories. Everyone gets along and enjoys each other’s company.
- [Financial Planning. Tax Planning. Legacy Planning. Estate Planning - How many plans do I need?!](https://abonelaw.com/2024/11/18/financial-planning-tax-planning-legacy-planning-estate-planning-how-many-plans-do-i-need/) - Most folks have at least heard of estate planning. But fewer realize that a simple will is not enough to prepare for your future.
- [Beneficiary Designations and  Blended Families: Why You Need to Think Before You Sign](https://abonelaw.com/2024/11/11/beneficiary-designations-and-blended-families-why-you-need-to-think-before-you-sign/) - Whether you are in your first marriage or have remarried after a divorce, blended families are a common part of modern society.
- [Three Estate Planning Mistakes Farmers and Ranchers Make and How to Avoid Them](https://abonelaw.com/2024/11/04/three-estate-planning-mistakes-farmers-and-ranchers-make-and-how-to-avoid-them/) - Estate Planning Mistakes Farmers Make: Farming or ranching is more than a means of livelihood – it is about preserving a legacy and unique way of life.
- [Special Estate Planning Considerations for Art and Other Collection](https://abonelaw.com/2024/10/21/pecial-estate-planning-considerations-for-art-and-other-collection/) - Many people have collection about which they are quite passionate: The collections may be very valuable, for example, art collections, coins, stamps, or...
- [Legal Considerations for Farm Owners](https://abonelaw.com/2024/10/28/legal-considerations-for-farm-owners/) - Farm owners: Farming brings to mind kinship with nature and a simpler way of life. But the farming industry is highly regulated, and navigating the applicable..
- [What Happens to Real Estate With a Mortgage When I Die?](https://abonelaw.com/2024/10/14/what-happens-to-real-estate-with-a-mortgage-when-i-die/) - Your mortgage, like the rest of your debt, does not simply disappear when you die. If you leave your home that has an outstanding loan to a beneficiary in...
- [You Inherited a Retirement Account: Now What?](https://abonelaw.com/2024/10/07/you-inherited-a-retirement-account-now-what/) - For decades, common financial planning wisdom has encouraged almost all American workers to maximize their contributions to qualified retirement account.
- [When Rock Legends Pass Away: The Possible Fates of Meat Loaf’s $40 Million Estate](https://abonelaw.com/2024/09/30/when-rock-legends-pass-away-the-possible-fates-of-meat-loafs-40-million-estate/) - Meat Loaf, whose real name was Michael Lee Aday, passed away earlier this year at the age of seventy-four.
- [What Is a Residuary Clause and Why Is It Important For Your Estate Plan?](https://abonelaw.com/2024/09/23/what-is-a-residuary-clause-and-why-is-it-important-for-your-estate-plan/) - When developing your estate plan, it is nearly impossible to address every account or property you own. There are sure to be some things you unintentionally...
- [Sandwich Generation: Considerations When Caring for Both Children and Parents](https://abonelaw.com/2024/09/16/sandwich-generation-considerations-when-caring-for-both-children-and-parents/) - Sandwich Generation: This topic is particularly germane at present, as many parents are not only parenting their children but have also...
- [Better to Play it Safe: Proactive Estate Planning and Cognitive Impairment](https://abonelaw.com/2024/09/09/better-to-play-it-safe-proactive-estate-planning-and-cognitive-impairment-2/) - Proactive Estate Planning: Most financially savvy individuals begin planning their estate when they’re in peak mental shape.
- [Are Pensions Treated the Same in Your Estate Plan as Other Retirement Accounts?](https://abonelaw.com/2024/09/02/are-pensions-treated-the-same-in-your-estate-plan-as-other-retirement-accounts/) - Are Pensions Treated the Same in Your Estate Plan as Other Retirement Accounts? The first private pension plan in the United States was established in the...
- [Dutiful Child or Manipulator of the Elderly?](https://abonelaw.com/2024/06/04/dutiful-child-or-manipulator-of-the-elderly/) - As parents age and their physical and mental capacities diminish, it is natural for their adult children, recognizing their elderly parents’ decreasing....
- [Estate Planning: Answering Common Questions of Senior Citizens](https://abonelaw.com/2024/08/27/estate-planning-answering-common-questions-of-senior-citizens/) - Estate Planning: According to a study conducted by Caring.com, the percentage of people aged fifty-five and older who have created a will has fallen...
- [Beware of Unequal Contributions When Purchasing a House](https://abonelaw.com/2024/08/20/beware-of-unequal-contributions-when-purchasing-a-house/) - Purchasing a House: At a time of record home unaffordability, more people are teaming up with friends and relatives to realize the home ownership dream.
- [Are You Single with a Minor Child? If So, You Need a Plan](https://abonelaw.com/2024/08/13/are-you-single-with-a-minor-child-if-so-you-need-a-plan/) - You have a minor child who depends on you for their survival, so you need to make sure that they will be cared for if you are ever unable to care for them...
- [Passing the Torch: Smart Business Succession Strategies](https://abonelaw.com/2024/06/11/passing-the-torch-smart-business-succession-strategies/) - Passing the Torch: Smart Business Succession Strategies. For many business owners, their business is one of the most valuable and important things they own...
- [Special Needs Trust: Third-Party Supplemental Needs Trusts](https://abonelaw.com/2024/08/06/special-needs-trust-third-party-supplemental-needs-trusts/) - Special Needs Trust: If you want to provide for a loved one who is disabled or has special needs when you are no longer here, care must be taken to ensure...
- [Planning a Barbecue Is Like Planning Your Estate](https://abonelaw.com/2024/07/30/planning-a-barbecue-is-like-planning-your-estate/) - Planning Your Estate: The beginning of summer signals enjoying warm-weather activities, including backyard barbecues with friends and family.
- [Investment and Distribution Trustees: Why Would I Need Both?](https://abonelaw.com/2024/07/23/investment-and-distribution-trustees-why-would-i-need-both/) - When creating a trust, it is common to name yourself as the initial trustee who is responsible for all aspects of administering the trust.
- [How to Talk to Mom and Dad about Creating an Estate Plan](https://abonelaw.com/2024/07/16/how-to-talk-to-mom-and-dad-about-creating-an-estate-plan/) - Estate Plan: Conversations about death and dying are rarely fun. Most people avoid them because they invoke feelings about our inevitable demise.
- [Blindsided: The Michael Oher Conservatorship Controversy Explained](https://abonelaw.com/2024/07/09/blindsided-the-michael-oher-conservatorship-controversy-explained/) - Michael Oher has had a remarkable life so far. Born to a single mother struggling with addiction and growing up in and out of foster care....
- [Does the Guardian for My Child Have to Be a United States Citizen?](https://abonelaw.com/2024/07/02/does-the-guardian-for-my-child-have-to-be-a-united-states-citizen/) - Does the Guardian for My Child Have to Be a United States Citizen? One of the more uncomfortable aspects of estate planning is deciding what will happen to...
- [Do Not Leave Your Trust Unprotected: 6 Ways a Trust Protector Can Help You](https://abonelaw.com/2024/06/25/do-not-leave-your-trust-unprotected-6-ways-a-trust-protector-can-help-you/) - Trust protectors are commonly used in the United States. Essentially, a trust protector is someone who serves as an appointed authority over a trust that will..
- [The Death of Anne Heche: Lessons for Estate Planning](https://abonelaw.com/2024/06/18/the-death-of-anne-heche-lessons-for-estate-planning/) - Anne Heche ’s recent accidental death was a shocking reminder of how the everyday can quickly turn into the tragic....
- [What to Do When a Disability Throws Your Estate Plan into Chaos](https://abonelaw.com/2024/05/03/what-to-do-when-a-disability-throws-your-estate-plan-into-chaos/) - As poet Robert Burns mused centuries ago, the best-laid plans of mice and men often go awry. Despite thoughtful effort and a concerted strategy, you cannot prepare for every emergency in life. A car accident, sudden illness, workplace injury, or chronic medical condition can force you to reevaluate the core assumptions you used to plan
- [Why Can’t We Have a Joint Trust If We Are Not Married?](https://abonelaw.com/2024/04/24/why-cant-we-have-a-joint-trust-if-we-are-not-married/) - A Joint trust is beneficial for many married couples, especially if they have a stable relationship, do not have many creditors, and do not live in a state...
- [Integrating a Community Property Trust into Your Estate Plan](https://abonelaw.com/2024/04/17/integrating-a-community-property-trust-into-your-estate-plan/) - Community Property Trust: Careful, trust-based estate planning is the best way to ensure the highest quality of life for you and your loved ones.
- [How Can Remarriage Affect Your Estate Planning?](https://abonelaw.com/2024/04/10/how-can-remarriage-affect-your-estate-planning/) - Divorce is more common now than it was in the past, as is remarriage. Depending on how long a prior marriage lasted, the former couple may have engaged in....
- [Difference Between Transfer on Death and Payable on Death Designation](https://abonelaw.com/2024/04/03/difference-between-transfer-on-death-and-payable-on-death-designation/) - Adding a payable on death (POD) or transfer on death (TOD) designation to an account allows the assets (money and property)
- [Why Deathbed Planning Might Give You Additional Grief](https://abonelaw.com/2024/05/29/why-deathbed-planning-might-give-you-additional-grief/) - Deathbed Planning None of us likes to think about our own death or enjoys planning for that occasion. However, if you do not create an estate plan or fail to...
- [Inspiring Action: The Guide to Creating or Updating Your Estate Plan](https://abonelaw.com/2024/05/15/inspiring-action-the-guide-to-creating-or-updating-your-estate-plan/) - Creating or revising an estate plan can feel overwhelming, causing many people to procrastinate. But the longer you put it off, the more potential there....
- [Mental Health Considerations in Estate Planning](https://abonelaw.com/2024/05/22/mental-health-considerations-in-estate-planning/) - It is okay to not be okay. Removing the stigma of mental health starts with realizing that many people—about one in five of all US adults--are affected by...
- [Can a Disabled Individual Be an Executor or a Trustee?](https://abonelaw.com/2024/05/01/can-a-disabled-individual-be-an-executor-or-a-trustee/) - Disabled Individual... An important element of creating an estate plan is choosing a responsible party to handle your legal, medical, and ...
- [Disability Panels to Take Back Control](https://abonelaw.com/2024/05/08/disability-panels-to-take-back-control/) - Disability Panels: When you create an estate plan, it is an admission of your mortality. But even if you accept that you are not going to live forever....
- [Saying Goodbye Is Hard: How a Comprehensive Estate Plan Can Help](https://abonelaw.com/2024/03/29/saying-goodbye-is-hard-how-a-comprehensive-estate-plan-can-help/) - When people think about a comprehensive estate plan, they usually focus on who will receive their money and property when they pass away and how it will be received.
- [How to Keep Your Child’s Inheritance Out of Your In-Law’s Hands](https://abonelaw.com/2024/03/22/how-to-keep-your-childs-inheritance-out-of-your-in-laws-hands/) - Inheritance: Regardless of how you feel about your child’s spouse, you must face the possibility that they could become your child’s ex-spouse.
- [Limited Impact of Estrangement on Estate Planning](https://abonelaw.com/2024/03/15/limited-impact-of-estrangement-on-estate-planning/) - Estrangement: Unfortunately, rifts sometimes arise between family members that are much more serious than just temporary squabbles.
- [Three Things You Need to Do When Your Spouse Dies and Their Will or Trust Has a Disclaimer Provision](https://abonelaw.com/2024/03/08/three-things-you-need-to-do-when-your-spouse-dies-and-their-will-or-trust-has-a-disclaimer-provision/) - Disclaimer Provision: Although it is important to take time to grieve, there are also some crucial steps you need to take as soon as possible to address your spouse’s accounts and property and secure your own future.
- [Why Your Marital Agreement Should Be Shown to Your Estate Planner](https://abonelaw.com/2024/03/01/why-your-marital-agreement-should-be-shown-to-your-estate-planner/) - It is not uncommon for couples to enter into marital agreement stating what property is separately owned by each spouse and the property rights each spouse will have in the event of separation...
- [Could a Testamentary Trust Be What Your Loved Ones Need?](https://abonelaw.com/2024/02/29/could-a-testamentary-trust-be-what-your-loved-ones-need/) - One of the main reasons that a person creates a revocable living trust (a trust established during a person’s lifetime that they can amend or revoke) instead of relying on a will to transfer their money and property to their beneficiaries is to avoid probate. Probate is the court process during which a person’s will
- [Testamentary Trusts—A Will and A Trust](https://abonelaw.com/2024/02/29/testamentary-trusts-a-will-and-a-trust/) - The last will and testament (commonly known as a will) has been a popular estate planning tool for many years. It allows you to leave accounts and property that are owned by you in your sole name, without a beneficiary designation, to whom you want in the way you want. However, some people believe you
- [Legal Perils of Gifts and Joint Ownership between Unmarried Couples](https://abonelaw.com/2024/02/27/legal-perils-of-gifts-and-joint-ownership-between-unmarried-couples/) - Unmarried Couples: Cohabitation without marriage is becoming more common in the United States.
- [How Business Executives Can Set and Meet Their Estate Planning Goals](https://abonelaw.com/2024/02/20/how-business-executives-can-set-and-meet-their-estate-planning-goals-2/) - Estate Planning Goals: As a business executive, you are used to strategizing and creating goals as part of your job.
- [Estate Planning Checklist to Facilitate Multigenerational Wealth Transfers](https://abonelaw.com/2024/02/13/estate-planning-checklist-to-facilitate-multigenerational-wealth-transfers/) - Multigenerational Wealth Transfers: Studies estimate that 70 percent of family wealth is lost by the end of the second generation and 90 percent by the end of the third generation.
- [Celebrity Estate Planning: Chadwick Boseman and Eddie Van Halen](https://abonelaw.com/2024/02/06/celebrity-estate-planning-chadwick-boseman-and-eddie-van-halen/) - Celebrity Estate Planning: The death of an iconic figure can sometimes impact us deeply because it reminds us of our shared humanity.
- [Taxes: What Is the Last Surviving Spouse Rule?](https://abonelaw.com/2024/01/23/taxes-what-is-the-last-surviving-spouse-rule/) - Surviving Spouse Rule: Estate planning can be a significant part of successful financial management, especially for married couples.
- [Should You Share Your Estate Planning Details With Loved Ones?](https://abonelaw.com/2024/01/16/share-your-estate-planning-details-w-loved-ones/) - When you decide to create a comprehensive estate plan, there are many things to consider. One is whether to tell your loved ones about your plan and how much information to share with them. Estate planning can be a complex and sensitive matter, so your choice may depend on your unique relationships with loved ones
- [How the Corporate Transparency Act May Impact Your Estate Plan](https://abonelaw.com/2024/01/09/corporate-transparency-act-estate-plan/) - Starting on January 1, 2024, under a new law called the Corporate Transparency Act (CTA), owners of certain business entities must file a report with
- [ 3 Examples of When an Irrevocable Trust Can—and Should—Be Modified](https://abonelaw.com/2024/01/02/when-an-irrevocable-trust-can-be-modified/) - Did you know that an irrevocable trust can be modified? If you did not, you are not alone.
- [Trusts: Personal Guidance from beyond the Grave](https://abonelaw.com/2023/08/04/trusts-personal-guidance-from-beyond-the-grave/) - Trusts: Personal Guidance from beyond the Grave Life can get hectic for parents when the school year starts. Parents often juggle many different responsibilities, which increase with the number of children they have and activities the children participate in. Most parents feel like they need to be in five places at once! As a parent,
- [Family Limited Partnerships: Under Attack?](https://abonelaw.com/2023/09/09/family-limited-partnerships-under-attack/) - Family Limited Partnerships are a popular estate planning tool that has long been used effectively may be facing new challenges under the current administration in Washington, DC. The family limited partnership (FLP) is an estate planning tool that allows families not only to transfer significant amounts of their wealth to succeeding generations while reducing estate,
- [Red Flags When Hiring a Professional To Be Your Trustee](https://abonelaw.com/2023/09/11/red-flags-when-hiring-a-professional-to-be-your-trustee/) - When you form a trust as part of your estate plan, hiring a trustee is one of the most important decisions you will make is who will oversee the trust’s management when you are no longer able to manage it (also known as your successor trustee). Because a trustee’s work may be time-consuming, complicated, and
- [Why You May Still Have to Open a Probate Proceeding](https://abonelaw.com/2023/09/18/why-you-may-still-have-to-open-a-probate-proceeding/) - Probate is the legal process for recognizing the validity of a person’s will after their death and appointing the nominated decision maker. This person, also known as an executor or personal representative, administers the deceased person’s estate and ensures that their money and property are transferred to the beneficiaries specified in their will. If someone
- [Don’t Put Off Till Tomorrow What You Can Do Today](https://abonelaw.com/2023/10/02/dont-put-off-till-tomorrow-what-you-can-do-today/) - Why It’s Time to Talk with Your Family and Your Estate Planning Attorney There’s no perfect time to broach the subject of estate planning with your family. We all know that everyone passes away eventually, but many of us often want to conveniently forget that reality. Faced with the decision between taking the initiative to
- [Sometimes Stuff Is the Most Important Part of Your Estate Plan](https://abonelaw.com/2023/10/09/sometimes-stuff-is-the-most-important-part-of-your-estate-plan/) - Most people don't usually think about their estate plan, but they do think about who will receive their retirement and bank accounts, life insurance proceeds, real estate, and other valuable possessions upon their death. However, a person’s personal property (their stuff-collections, luxury purses or clothing) can also be a source of value that needs to
- [The Impact of Estrangement on Estate Planning](https://abonelaw.com/2023/10/23/the-impact-of-estrangement-on-estate-planning/) - The Impact of Estrangement on Estate Planning Unfortunately, rifts sometimes arise between family members that are much more serious than just temporary squabbles. The result may be estrangement, defined as “the state of being alienated or separated in feeling or affection; a state of hostility or unfriendliness” or “the state of being separated or removed.”[1]
- [Estate Planning That Expresses Who You Are: 5 Things to Talk About with Your Family](https://abonelaw.com/2023/10/30/estate-planning-that-expresses-who-you-are-5-things-to-talk-about-with-your-family/) - You intend to pass along your wealth through your estate planning, but what about your wisdom? Ensuring you accomplish both calls for a family meeting to have a conversation about your money, your legacy, and your core principles. Most families lead far-flung and busy lives, meaning the only time they see one another face-to-face is
- [How a Community Property Trust Could Save You Money in Taxes](https://abonelaw.com/2023/11/06/how-a-community-property-trust-could-save-you-money-in-taxes/) - How a Community Property Trust Could Save You Money in Taxes When it comes to your family’s legacy, every dollar you can save from taxation counts. One way to keep your accounts and property out of the hands of the Internal Revenue Service (IRS) is to form a community property trust. How Does a Community
- [How Business Executives Can Set and Meet Their Estate Planning Goals](https://abonelaw.com/2023/11/13/how-business-executives-can-set-and-meet-their-estate-planning-goals/) - How Business Executives Can Set and Meet Their Estate Planning Goals As a business executive, you are used to strategizing and creating goals as part of your job. But have you devoted time to strategizing and creating goals to protect yourself and your loved ones? If not, we are here to help you address some
- [3 Important Estate Planning Concerns Self-Employed Individuals Should Address](https://abonelaw.com/2023/11/20/3-important-estate-planning-concerns-self-employed-individuals-should-address/) - Being self-employed is no easy task. You are the owner, and in some cases, the only employee. While you may have more freedom than the average worker, a lot of responsibilities lie on your shoulders. Working together, we can craft a comprehensive estate plan that will help you address three important estate planning concerns you
- [Gift or Estate Tax Trusts: You Can Benefit from Giving Gifts](https://abonelaw.com/2023/11/27/gift-or-estate-tax-trusts-you-can-benefit-from-giving-gifts/) - Gift or Estate Tax Trusts: You Can Benefit from Giving Gifts A benefit of working hard is sharing the fruits of your labor by giving gifts to your loved ones. However, gift or estate tax consequences may impact high net worth clients when they share their wealth. By crafting a comprehensive estate plan, we can
- [Help Your Clients Keep Their New Year’s Resolutions](https://abonelaw.com/2024/01/22/help-your-clients-keep-their-new-years-resolutions/) - A new year is a great time to start fresh and implement positive changes that will enhance our lives. Many of your clients will make New Year’s resolutions, and at least some resolutions will likely relate to improving their financial situation. As their trusted advisor, you can help clients keep their resolutions by working with
- [Different Types of Charitable Giving](https://abonelaw.com/2023/12/20/different-types-of-charitable-giving/) - The Christmas season is a great time for you and your clients to think about making a charitable donation. Donations not only aptly express the generosity associated with the holiday season, but they help worthy organizations and provide you and your clients with the opportunity to save on taxes by claiming a charitable deduction. Remind
- [Michael Jackson: Created A Trust But His Estate Still Had To Go Through Probate](https://abonelaw.com/2023/09/25/michael-jackson-created-a-trust-but-his-estate-still-had-to-go-through-probate/) - As a single father, Michael Jackson created a revocable trust to ensure that his three children, Prince, Paris, and Blanket, as well as his mother, Katherine, whom he named the guardian of his then-minor children, would be taken care of should he pass away. At first glance, one would think he planned it right –
- [Heath Ledger Did Not Update His Estate Plan After the Birth of His Daughter](https://abonelaw.com/2023/08/25/heath-ledger-did-not-update-his-estate-plan-after-the-birth-of-his-daughter/) - Heath Ledger passed away in 2008, leaving half of his reported $20 Million estate to his three sisters, and the other half to his parents. At the time of his death, however, he was already father to two-year-old Matilda, whom he shared with Michelle Williams. If he did not leave a Will, his estate would
- [Estate Planning for Your Children’s Future](https://abonelaw.com/2023/08/18/estate-planning-for-your-childrens-future/) - When you hear the words “estate planning,” you likely think about who is going to get your stuff when you die. While this is one question that is addressed during the estate planning process, there are other crucial topics that need to be addressed, especially as a single parent with minor children. Why You Need
- [Three Types of Trusts to Plan for Minor Children and Grandchildren](https://abonelaw.com/2023/08/11/three-types-of-trusts-to-plan-for-minor-children-and-grandchildren/) - There are certain reasons that establishing an estate plan with trusts can be of the utmost importance. Having minor children or grandchildren is one of those reasons. Most parents do not have time to keep up with their own tasks, let alone consider what would happen if they died while their children were still minors,
- [How You Can Build an Estate Plan that Includes Asset Protection](https://abonelaw.com/2023/07/17/how-you-can-build-an-estate-plan-that-includes-asset-protection/) - How You Can Build an Estate Plan that Includes Asset Protection Much of estate planning has to do with the way a person’s assets will be distributed upon their death. But that’s only the tip of the iceberg. From smart incapacity planning to diligent probate avoidance, there is a lot that goes into crafting a
- [Who’s Going to Get It: Do You Really Know the Beneficiaries of Your Dynasty Trust?](https://abonelaw.com/2023/07/10/whos-going-to-get-it-do-you-really-know-the-beneficiaries-of-your-dynasty-trust/) - Today many estate plans contain an irrevocable dynasty trust that will continue for the benefit of a spouse’s lifetime and then for the benefit of several generations. Planning dynastically requires vision and a great deal of thought. Since these trusts are designed to span multiple decades, it is important that they clearly define who will be
- [An Introduction to Dynasty Trusts](https://abonelaw.com/2023/07/03/an-introduction-to-dynasty-trusts/) - An Introduction to Dynasty Trusts When people create estate plans, they typically focus on handing down their money and property to their children, grandchildren, and other living heirs. But some people want to leave behind a more enduring legacy. For those interested in multi-generational wealth transfer, a dynasty trust could be the answer. A dynasty
- [Estate Planning Insights: Defending Against Involuntary Guardianship and the Impact of Alzheimer's](https://abonelaw.com/2023/06/22/estate-planning-insights-defending-against-involuntary-guardianship-and-the-impact-of-alzheimers/) - While most proactive individuals know the importance of having a well-rounded estate plan, it is typically considered as something that will take effect after they have passed away. But there are in fact many ways in which comprehensive estate planning can have a positive impact on your life while you are still around to reap
- [The ABCs of RLTs (Revocable Living Trusts)](https://abonelaw.com/2023/06/16/the-abcs-of-rlts-revocable-living-trusts/) - You may have heard of a revocable living trust (RLT), which is a commonly used estate planning solution. But what exactly are they, who is affected by them, how can they be changed, and what do they accomplish? What Are They? Trusts, which are legal entities that hold title to property for the benefit of
- [Better to Play it Safe: Proactive Estate Planning and Cognitive Impairment](https://abonelaw.com/2023/06/09/better-to-play-it-safe-proactive-estate-planning-and-cognitive-impairment/) - Most financially savvy individuals begin estate planning when they’re in peak mental shape. The idea that this might change at some point in the distant future is an unpleasant one, and they would rather go about their estate planning as if they’ll be as sharp as a tack late into their golden years. Unfortunately, this
- [Estate Planning Essentials: The Role of Trusts in Securing Your Legacy](https://abonelaw.com/2023/06/02/estate-planning-essentials-the-role-of-trusts-in-securing-your-legacy/) - Discover the game-changer in estate planning that goes beyond a simple will. Do you want to unlock the secrets of trusts and unveil the numerous advantages they offer for managing your assets. Say goodbye to the time-consuming and expensive probate process, and embrace a solution that puts you in control. Uncover the hidden benefits of
- [The Entrepreneur’s Guide to Keeping Your Estate Intact in the Face of Divorce, Bankruptcy, and Lawsuits](https://abonelaw.com/2023/05/29/the-entrepreneurs-guide-to-keeping-your-estate-intact-in-the-face-of-divorce-bankruptcy-and-lawsuits/) - The Importance of Proactive Asset Protection Planning They say when life gives you lemons, make lemonade. But what if you could plant a lemon tree that bears sweet fruit so you wouldn’t even think twice about eating those lemons straight up? Life’s lemons like bankruptcy, divorce, and, yes, even lawsuits can all leave a sour
- [Caring for Mental Health in Your Estate Plan: A Guide for You and Your Loved Ones](https://abonelaw.com/2023/05/22/caring-for-mental-health-in-your-estate-plan-a-guide-for-you-and-your-loved-ones/) - It’s not uncommon for a member of the family to be living with a mental health condition. In fact, according to the National Alliance on Mental Illness, about 20% of adult Americans and 17% of American youth are living with some form of mental illness. Mental health has always been a sensitive subject, and the
- [Declaration of Mental Health Treatment: Supporting Loved Ones with Mental Illness](https://abonelaw.com/2023/05/16/declaration-of-mental-health-treatment-supporting-loved-ones-with-mental-illness/) - If you have a family member that has been diagnosed with a mental illness, you can probably understand how difficult it can be to get the person help if they refuse to seek it on their own. If medication is needed to stabilize moods or other more serious symptoms of the illness, you know how
- [Aretha Franklin and her Four Wills](https://abonelaw.com/2023/05/08/aretha-franklin-and-her-four-wills/) - Aretha Franklin shined bright in the music world with iconic hits such as “Respect,” “(You Make Me Feel Like) A Natural Woman,” “I Say A Little Prayer,” and more, but the Queen of Soul was notoriously private about her personal life. In 2018, she passed away from pancreatic cancer and left behind an estate worth
- [The Family Business & Blended Families: Who Gets What and When?](https://abonelaw.com/2023/05/01/the-family-business-blended-families-who-gets-what-and-when/) - Finding someone you want to spend the rest of your life with is always a happy occasion. But taking the leap from single to married, especially when children from previous relationships are involved, entails considerations that need to be addressed. The different types of relationships in a blended family could raise issues for your Estate
- [Protect Your Assets from Bankruptcy, Divorce Settlements, and Lawsuits](https://abonelaw.com/2023/04/24/estate-planning-strategies-asset-protection-trusts/) - Your hard-earned assets are not just a financial matter. They represent your life’s work, your dreams, and your legacy. However, life can throw unexpected curveballs that can threaten everything you’ve worked so hard for. And Estate Planning can be an effective tool for protecting the things that matter most to you, no matter what life
- [Britney Spears Case Puts Renewed Focus on Guardianships and Less Restrictive Alternatives](https://abonelaw.com/2021/07/29/britney-spears-case-puts-renewed-focus-on-guardianships-and-less-restrictive-alternatives/) - Britney Spears’s legal fight to wrest back control over her personal and financial affairs has flooded the issue of guardianship in Klieg lights. While a full guardianship may be necessary for many individuals who are incapable of managing their own affairs due to dementia or intellectual, developmental or mental health disabilities, the Spears case underlines
- [10 Tips for Choosing a Guardian](https://abonelaw.com/2011/09/15/10-tips-for-choosing-a-guardian/) - The selection of a guardian can have a profound impact on a child, so it’s important to choose carefully. If a person is hesitant to name a guardian for his or her children, a court will name one. Thus, it’s one of the most important estate planning decisions a person can make. Take inventory. Make
- [Probate: What is That?](https://abonelaw.com/2015/07/27/probate-what-is-that/) - Updated Sept 2016 Few estate planning subjects are as misunderstood as probate. People generally do not understand why it may be needed. I have come across many people who have heard horror stories about it and want to avoid it at all costs. In some circumstances, it is a very good idea to avoid probate
- [Understanding the Probate Process in Texas](https://abonelaw.com/2020/12/11/understanding-the-probate-process-in-texas/) - Probate is the legal process for authenticating a deceased person's will, reviewing their assets, paying their outstanding debts and taxes, and distributing what remains to their inheritors. After an asset-holder dies, the court will appoint a valid will's executor to administer the probate process. In the absence of a will, the court will appoint a
- [Top Three Reasons To Spare Your Loved Ones From the Stress of Probate](https://abonelaw.com/2023/03/20/top-3-reasons-to-avoid-probate-privacy-costs-and-time/) - The thought of leaving behind loved ones is a painful one, but the idea of putting them through the Probate process may be a harder pill to swallow. The truth is, Probate can be a long and emotionally draining experience that can leave your family feeling overwhelmed and exhausted, especially in the midst of grieving.
- [Three Helpful Tips for Overwhelmed Executors](https://abonelaw.com/2023/04/17/executor-of-a-will-responsibilities-tips-and-guide/) - To be named as an executor in someone's Will is both an incredible honor and a great deal of pressure and responsibility. The role of the executor involves being incredibly organized, having foresight, and being detail-oriented to ensure that everything is done correctly, and everyone involved is treated fairly. If this is your first rodeo
- [What Not Having An Estate Plan Cost Prince’s Siblings](https://abonelaw.com/2023/04/10/what-not-having-an-estate-plan-cost-princes-siblings/) - Not having a estate plan could become a financial burden surviving loved ones may not be prepared for. So, what happens when they cannot afford to complete the Probate process? This is exactly what happened with Prince’s estate. Without a Will or an Estate Plan, his heirs (namely, his siblings) found themselves in a very
- [Differences Between Moving to a New Home v a New State In Your Estate Plan](https://abonelaw.com/2023/04/03/moving-to-a-new-state-5-estate-planning-considerations/) - Whether you’ve just bought your first home, finished building your dream home, relocated for a career or business opportunity, retirement, or other reasons, moving into a new state can be an exciting and emotional experience. As you begin your next chapter in your new address, there is still one important but often-overlooked task you need
- [When A Sole Heir Dies: The Gaps In Whitney Houston’s Estate Plan](https://abonelaw.com/2023/03/27/whitney-houston-estate-plan/) - Whitney Houston Estate Plan, a story on errors and costly mistakes. For many parents, creating an Estate Plan is one of the most important things they can do to ensure their family's financial and emotional well-being, and to give themselves peace of mind knowing that their wishes will be carried out in the way they
- [How Much Should An Estate Plan Really Cost?](https://abonelaw.com/2023/03/13/how-much-should-estate-planning-cost/) - Estate Planners are often asked a question that has no definite answer: “How much does Estate Planning cost?” While this may seem like a simple enough question to ask, to answer isn’t as straightforward. The problem with answering stems from the underlying belief of the person asking the question that Estate Planning is a one-size-fits-all
- [A Remarriage Can Significantly Impact Your Estate Plan – Even if It’s Not Yours](https://abonelaw.com/2023/03/06/how-remarriage-can-affect-your-estate-plan/) - Divorce is more common now than it was in the past. So is remarriage. However, it is not just your own divorce and subsequent marriage that can affect your Estate Plan – even a beneficiary’s or a fiduciary’s can significantly impact it, too. When You Remarry While the thought of having to revisit your Estate
- [You Can Create a Highly Customized Method for Passing on Your Real Estate](https://abonelaw.com/2023/02/27/you-can-create-a-highly-customized-method-for-passing-on-your-real-estate/) - You Can Create a Highly Customized Method for Passing on Your Real Estate. Owning real estate continues to be a very popular investment vehicle for individuals and couples alike. One attractive feature of investing in real estate is that investment property can also double as a personal residence. In other cases, real estate investments may
- [The Answer To Securing And Providing More For Your Spouse](https://abonelaw.com/2023/02/27/the-answer-to-securing-and-providing-more-for-your-spouse/) - The Answer To Securing And Providing More For Your Spouse. No one wants to pay more taxes than they have to. To carry out this objective, many people search for the perfect Estate Planning tool that will allow them to control as much of their money and property as possible while reducing the amount they
- [Should You Include Your Stepchildren or Step-grandchildren in Your Will or Trust?](https://abonelaw.com/2023/02/27/should-you-include-your-stepchildren-or-step-grandchildren-in-your-will-or-trust/) - Should You Include Your Stepchildren or Step-grandchildren in Your Will or Trust? The structure of families has changed in the United States: According to statistics cited by the Pew Research Center, six out of ten women who remarry are in blended families, and in about half of those remarriages, stepchildren live with the remarried couple.
- [Estate Planning for Couples: Align Your Plans for The Future Despite a Significant Age Difference](https://abonelaw.com/2023/02/27/estate-planning-for-couples-align-your-plans-for-the-future-despite-a-significant-age-difference/) - With couples of similar ages, Estate planning for the future is naturally a joint effort. However, if you are married to someone who is significantly older or younger than you, the future can look different and mean different things to each of you. To protect yourself, your spouse, and other loved ones, you need to
- [Benefits Of Using a Totten Trust In Your Estate Plan](https://abonelaw.com/2023/01/27/benefits-of-using-a-totten-trust-in-your-estate-plan/) - A Totten Trust is an effective Estate Planning tool for transferring your money to your beneficiaries with minimal to no drama. Find out more about how it works. What Is A Totten Trust? Totten trusts, or payable-on-death bank accounts, are an Estate Planning tool that allows you to transfer money to a chosen person upon
- [Legal Effects of Estrangement In Estate Planning](https://abonelaw.com/2023/01/20/legal-effects-of-estrangement-in-estate-planning/) - While TV dramas tell stories of sweet reunions with an estranged loved one, the reality is not so optimistic. What does estrangement mean? What is estrangement? Estrangement refers to a breakdown in a relationship, such as a relationship with a spouse or family member, where there is no longer any communication, or communication has become
- [New RMD Rules in 2023](https://abonelaw.com/2023/01/13/new-rmd-rules-in-2023/) - The rules for Required Minimum Distributions (RMDs) have gone through changes in recent years. If you want the RMD rules 2023 read on to learn more. Required Minimum Distributions (RMDs) are the minimum amounts a retirement plan account owner must take out each year beginning when they reach a certain age. Whether you need it
- [Higher Tax Exclusions In 2023 Can Benefit Your Estate Plan](https://abonelaw.com/2023/01/06/higher-tax-exclusions-in-2023-can-benefit-your-estate-plan/) - Higher Tax Exclusions In 2023 Can Benefit Your Estate Plan, the buzzword of 2022 has been inflation. We all felt it – and it’s highly doubtful anyone enjoyed it. But although inflation is generally nothing to be pleased about, it has prompted the IRA to make adjustments to the annual gift tax and estate tax
- [Filipino Spaghetti](https://abonelaw.com/2022/12/21/filipino-spaghetti/) - A Filipino celebration is not complete without noodles – to signify the long life of those gathered – and what could be more Filipino than this sweet-style spaghetti? Meaty, sweet and savory, and filled with nostalgic flavors of childhood favorites like hotdogs and cheese, add a different twist to your pasta dish. INGREDIENTS For the
- [Baked Bangus (Milkfish)](https://abonelaw.com/2022/12/21/baked-bangus-milkfish/) - An easy dish to prepare, this creamy, tangy fish dish adds a festive appeal to the table with the combination of reds, greens, and yellow toppings. The acidity of the tomatoes helps cut through the richness of the mayonnaise and cheese while the aromatics add a subtle fragrance and flavor to the dish. Ingredients: 1
- [Torta Negra - Venezuelan Black Cake or Christmas Cake](https://abonelaw.com/2022/12/21/torta-negra-venezuelan-black-cake-or-christmas-cake/) - This recipe requires some preparation at least a week ahead, but for those who have a sweet tooth and a taste for rum, this fragrant, fruity cake is well worth the wait. Ingredients For 1 lb (1/2 kg) of fruit mix, sufficient for one cake: 1/4 cup peeled almond 1/4 cup hazelnut (peeled) 1/2 cup
- [Lumpia Shanghai](https://abonelaw.com/2022/12/21/lumpia-shanghai/) - A staple at every Filipino gathering, this food is not just for Christmas but for all kinds of occasions. Spring roll wrappers filled with pork, shrimp, and vegetables are deep-fried to crispy perfection and served with a sweet and tangy dipping sauce. What’s not to love? Ingredients: For the Lumpiang Shanghai 2 lbs ground pork
- [Broccoli, Macaroni, and Cheese Casserole](https://abonelaw.com/2022/12/21/broccoli-macaroni-and-cheese-casserole/) - An easy, tasty dish that’s great for sneaking in veggies for kids. This recipe makes 4 to 6 servings Ingredients 6 cups water 1 teaspoon salt 2 cups uncooked elbow macaroni 8 ounces shredded cheddar cheese 4 ounces shredded mozzarella cheese 1/4 cup (1/2 stick) butter 1 cup milk 1/2 teaspoon seasoned salt 1/2 teaspoon
- [Venezuelan Ponche Crema](https://abonelaw.com/2022/12/21/venezuelan-ponche-crema/) - This traditional Venezuelan holiday drink is similar to the American eggnog. It’s a rich, warming drink with a thick, creamy, sweet base complimented by delicious aged rum. Ingredients 5 egg yolks 1 can sweetened condensed milk 1 can evaporated milk 1 cinnamon stick 1 cup aged rum 2 tsp. vanilla extract Instructions In a bowl
- [6 Ways Long-Term Care Insurance Can Benefit Your Estate Plan](https://abonelaw.com/2022/12/02/long-term-care-insurance-in-estate-plans/) - Is long-term care insurance worth it? Long-term care insurance is a critical yet often overlooked part of an Estate Plan. With 40% of those currently receiving long-term care nationally being adults 18 to 64 years old and an estimated 70% of Americans expected to need long-term care at some point in their lives, how confident
- [How Death Cleaning Can Benefit Your Estate Plan](https://abonelaw.com/2022/11/27/how-death-cleaning-can-benefit-your-estate-plan/) - The Swedish practice of death cleaning can help streamline your estate plan and simplify the probating of your estate. No, it’s not about dusting the furniture and mopping the floors after someone dies; nor is it about crime scene cleaning. Swedish death cleaning is a practice that goes beyond Marie Kondo’s mantra of discarding things that
- [5 Smart Estate Planning Strategies for High Net-Worth Families](https://abonelaw.com/2022/11/25/5-smart-estate-planning-strategies-for-high-net-worth-families/) - Learn how high-net-worth families can use smart Estate Planning strategies to save on taxes and make the most of their assets. While Estate Planning is not just for the wealthy, as a person’s net worth increases, so does the possible complications and taxes that may arise in the distribution of their estate. With every family’s
- [How A 1031 Exchange Can Avoid Capital Gains Taxes](https://abonelaw.com/2022/11/18/how-a-1031-exchange-can-avoid-capital-gains-taxes/) - When leaving investment properties or real estate, find out how a 1031 Exchange can become a smart Estate Planning tool to deal with capital gains taxes. Depending on the size of your estate, there are various smart estate planning strategies that are helpful for minimizing or reducing taxes. A 1031 exchange allows you to defer
- [5 Common Mistakes People Make When Writing A Will](https://abonelaw.com/2022/11/11/5-common-mistakes-people-make-when-writing-a-will/) - Many people mistakenly include stipulations that have no business being while writing a will, a.k.a. a Last Will and Testament. Learn the top 5 things that don’t belong in a Will. The Basics: Preparing a Will, a.k.a. Last Will and Testament, is a great first step in planning for the future. A valid Will is
- [Improving Dementia Care: Helpful Resources For Caring For Elderly With Dementia](https://abonelaw.com/2022/11/04/improving-dementia-care-helpful-resources-for-caring-for-elderly-with-dementia/) - When providing long-term care for elderly people with dementia, improving dementia care is paramount to tend to the well-being of both patient and caregiver. According to a Centers for Disease Control and Prevention report, every year, 16 million people in the United States care for family and friends with dementia. Challenges Of Caring For People
- [Caregiving Has Different Faces – by Rob Novick](https://abonelaw.com/2017/01/11/caregiving-has-different-faces-by-rob-novick/) - Happy New Year! I hope that everyone had a wonderful holiday season. I’m starting the year off with an article that will hopefully get you thinking about the visit home you might have had over the holidays. Being a caregiver can be overwhelming and exhausting. Also, consider the frustration, guilt, mental strain, and
- [Adult Children Worry About Boomer Parents’ Care](https://abonelaw.com/2022/10/10/adult-children-worry-about-boomer-parents-care/) - Find out why inflation has adult children worrying about their boomer parents’ elder care. With many Americans already struggling as rising inflation rates continue to impact the cost of living, the “Sandwich Generation”, could be facing even more challenging days ahead. Are You Part Of The Sandwich Generation? If you’re a GenXer (1965-1980) or
- [Long-Term Care v. Medical Insurance or Both?](https://abonelaw.com/2022/10/03/long-term-care-v-medical-insurance-or-both/) - Most people buy life insurance and health insurance policies, but one critical insurance coverage that often gets overlooked is long-term care insurance. An estimated 70% of people will need some form of long-term care in their lifetime – and it’s not exclusive to just the elderly. 40% of those who are currently receiving long-term care
- [How Using A Quiet Trust in Your Estate Plan Can Help Push Your Heirs To Strive Harder For Success](https://abonelaw.com/2022/09/26/how-using-a-quiet-trust-in-your-estate-plan-can-help-push-your-heirs-to-strive-harder-for-success/) - Have you ever heard of a Quiet Trust? Are you worried your children are relying too much on mom and dad for their financial security? Avoid a serious case of “Trust Fund Baby” mentality with the Estate Planning tool you can use to help push your children to develop themselves financially and/or professionally. What
- [Document Storage 101: What To Trash, What To Keep, Plus Other Ways To Store Important Documents](https://abonelaw.com/2022/09/19/document-storage-101-what-to-trash-what-to-keep-plus-other-ways-to-store-important-documents/) - We all deal with various documents in our lifetime – most of our daily transactions result in one or more. Document storage is key, because while it’s a good practice to keep these handy in case need for it arises, not all documents are created equal. There are plenty of documents that will always be
- [3 Significant Ways Pre-Planning Your Funeral Arrangements Can Help Your Loved Ones](https://abonelaw.com/2022/09/12/3-significant-ways-pre-planning-your-funeral-arrangements-can-help-your-loved-ones/) - Have you thought about who will be responsible for taking care of your funeral arrangements when you die? When an individual passes away without a funeral plan, the responsibility for arranging the funeral often falls on the deceased’s close family members, such as surviving spouses and children. This can be a very stressful ordeal during
- [The Four Provisions You Shouldn’t Overlook In An Estate Plan](https://abonelaw.com/2022/09/05/the-four-provisions-you-shouldnt-overlook-in-an-estate-plan/) - A lot of considerations go into your Estate Plan to ensure that your estate is dealt with according to your wishes. But, sometimes, even the best-laid plans don’t always work out the way you want them to – that’s why it’s important to be prepared with a Plan B. Even if you've created an Estate
- [Lessons From Anne Heche’s Estate Planning Fail](https://abonelaw.com/2022/10/17/lessons-from-anne-heches-estate-planning-fail/) - When Anne Heche recently passed away in a tragic accident, she did not leave a Will, an Estate Planning key aspect. Confronting the possibility of one’s death is not easy. It’s the reason why many people delay the conversation or thoughts of having to prepare a Will. However, as the recent death of Anne Heche
- [Springing v. Non-Springing Powers of Attorney](https://abonelaw.com/2022/10/24/springing-v-non-springing-powers-of-attorney/) - Learn the pros and cons of using Springing versus Non-Springing Powers of Attorney. A power of attorney can be a valuable planning tool that lets you decide in advance who will manage your personal financial affairs should you become unable to do so. It can also be a way to avoid expensive guardianship proceedings if
- [Why Small Business Owners Need an Estate Plan](https://abonelaw.com/2022/05/16/why-small-business-owners-need-an-estate-plan/) - Running a small business can keep you busy, but it should not keep you from creating an estate plan. Not having a plan in place can cause problems for your business and your family after you are gone. While an estate plan is important for everyone, it is especially important for small business owners.
- [What Does Aging Successfully Look Like?](https://abonelaw.com/2018/02/19/what-does-aging-successfully-look-like/) - Aging is the sign of a successful life. After all, when you think about the alternative to aging your perspective about getting older shifts. You should start seeking self-sufficiency for your retirement years well before the age of sixty-five. But, even if you have not done so, don’t shun the planning stages. You need to
- [Grantor Retained Annuity Trusts: GRATs Are Great](https://abonelaw.com/2022/08/08/grantor-retained-annuity-trust/) - Grantor Retained Annuity Trusts (GRATs) can be used to minimize the impact this will have on your estate. An investment that appreciates is a great way to passively increase wealth for available extra funds. However, depending on its growth, it could also have tax implications on your estate – particularly when transferring them to your
- [Can My Family Inherit My Season Tickets?](https://abonelaw.com/2022/05/09/can-my-family-inherit-my-season-tickets/) - Sports fans with season tickets may want their families to enjoy the tickets after they are gone, but passing on these tickets may not be simple. Getting season tickets to your favorite sport is not always an easy task. Season tickets for some teams can cost a lot of money and require time on a
- [5 Rights That Trust Beneficiaries Have](https://abonelaw.com/2022/05/23/5-rights-that-trust-beneficiaries-have/) - As trust beneficiaries, you may feel that you are at the mercy of the trustee, but depending on the type of trust, beneficiaries may have rights to ensure the trust is properly managed. A trust is a legal arrangement through which one person, called a "settlor" or "grantor," gives assets to another person (or an institution,
- [You Can Just Say No: Declining to Act as an Agent Under a Power of Attorney](https://abonelaw.com/2022/02/27/you-can-just-say-no-declining-to-act-as-an-agent-under-a-power-of-attorney/) - Acting as an agent under a power of attorney is a big responsibility and it isn’t something everyone can take on. It is possible to resign or refuse the position. There are two main types of powers of attorney – financial and medical. As the agent under a power of attorney, you act in place
- [Why Everyone Should Have an Estate Plan](https://abonelaw.com/2021/08/01/why-everyone-should-have-an-estate-plan/) - Having a Estate Plan is super important, I get it, it's easy to plan for the things we enjoy and that make us happy like vacations and getting together with family and friends. No one wants to think about let alone plan for the things that are inevitable but not fun like planning for death
- [Passing Assets to Grandchildren Through a Generation-Skipping Trust (GST Tax Exemption)](https://abonelaw.com/2021/07/30/passing-assets-to-grandchildren-through-a-generation-skipping-trust-gst-tax-exemption/) - The GST tax exemption A tool to generate future tax savings The generation-skipping transfer (GST) tax can have harsh consequences. Those who take full advantage of GST planning strategies, however, have an opportunity to shield their wealth from tax and build a lasting legacy. Passing assets to your grandchildren can be a great way to
- [Dementia Affects the Famous Too](https://abonelaw.com/2021/05/14/dementia-affects-the-famous-too/) - The wildlife expert, author, guest TV personality, and TV producer- Jack Hanna is retiring from work and public life because he has dementia. Known as "Jungle" Jack, he left the Columbus Zoo and Aquarium, where he served as director, then director emeritus, for 42 years in December 2020. His family most recently posted on his
- [Find the Best Retirement Community for You](https://abonelaw.com/2021/05/14/find-the-best-retirement-community-for-you/) - Continuing care retirement communities (CCRC), sometimes referred to as life plan communities, are gaining in popularity across the United States. The goal is to provide a better long-term care option for older residents. These residents prefer to live in the same community, though in different phase locations, during their aging process. In essence, it is
- [Stimulus Payments for Everyone, Including Those on Medicaid](https://abonelaw.com/2021/05/07/stimulus-payments-for-everyone-including-those-on-medicaid/) - Most Americans are getting direct payments from the federal government known as “stimulus checks” as part of the coronavirus recovery effort. This money is paid to ease the pain of the Covid pandemic and to jump-start the economy. The stimulus money should have arrived in the same way that Social Security payments or tax refunds
- [Attorneys Helping Seniors and Their Families](https://abonelaw.com/2021/05/14/attorneys-helping-seniors-and-their-families/) - A certified elder law attorney (CELA) specializes as a legal advocate for aging adults and their loved ones. Elder law encompasses a wide range of legal matters affecting an older or disabled person. Issues related to guardianship, retirement, health care including advance directives, long term care planning, Social Security, Medicare and Medicaid, and other relevant
- [Big Tech's Entry into Healthcare](https://abonelaw.com/2021/04/30/techs-entry-into-healthcare/) - The healthcare industry is under siege by huge tech giants like Amazon, Apple, Google, and Microsoft. Some of the businesses are underway, like storing medical records in the cloud for a fee or using patient forms that have been "anonymized" to create new tools. Some products already cater directly to patients, such as wearable medical
- [Why You Need a Trust](https://abonelaw.com/2021/04/23/why-you-need-a-trust/) - Here’s the basic idea behind trusts, to help you understand why you might or might not need one. What is a Trust? Think of a trust like a treasure chest. You originally bought property or earned money in your own name. You then transfer those assets into the trust’s name – into your treasure chest,
- [Elder Abuse Increase During Coronavirus](https://abonelaw.com/2021/04/16/elder-abuse-increase-during-coronavirus/) - Elder abuse manifests itself in many different ways and may present itself in older adults' lives concurrently. Sadly, elder abuse events are significantly underreported. The National Council on Aging reports that estimates range as high as five million older adults experience abuse every year or about one in ten. A study by The National Institutes
- [CMS and CDC Lift Visitation Restrictions](https://abonelaw.com/2021/04/09/cms-and-cdc-lift-visitation-restrictions/) - Both the CDC, Center of Disease Control, and CMS, Centers for Medicare and Medicaid, agreed to permit the ease of visitation guideline restrictions in nursing homes. According to McKnight's Long-Term Care News, a statement by CMS further provides, "Facilities should allow responsible indoor visitation at all times and for all residents, regardless of the vaccination
- [Seniors in the US are Struggling to Make Ends Meet](https://abonelaw.com/2021/04/02/seniors-in-the-us-are-struggling-to-make-ends-meet/) - It is nothing short of a national tragedy; 45 percent of aging Americans are not making it financially to meet their most basic needs. Many of these older adults must routinely shuffle their available resources in an attempt to keep quality health care, a roof over their heads, lighting, heating and air conditioning, cash resources
- [Death with Dignity Laws – The desire to control how and when one’s life ends](https://abonelaw.com/2017/03/07/death-with-dignity-laws-the-desire-to-control-how-and-when-ones-life-ends/) - The area of elder law and special needs planning is constantly evolving. On November 8, 2016, Colorado joined a handful of states—Washington, Oregon, California and Vermont—that have Death with Dignity laws, or physician-aid-in-dying laws. (Montana also allows it under a 2009 State Supreme Court ruling.) This post will explore how these laws work, why some
- [Estate Planning for Digital Assets](https://abonelaw.com/2012/06/06/estate-planning-for-digital-assets/) - Today, many people conduct their transactions online and have accumulated significant “digital assets” that require special consideration in their estate plan. This article looks at how the lack of a paper trail can create problems after a person dies in terms of both locating and accessing assets. It also provides suggestions for securely documenting such
- [The 6 Biggest Estate Planning Mistakes](https://abonelaw.com/2021/11/12/the-6-biggest-estate-planning-mistakes/) - If you’re like most people, you have the best of intentions regarding how you want your estate distributed when you die or your affairs handled should you become incapacitated. Unfortunately, without proper planning, your best intentions may not be enough. Here are six of the most common estate planning mistakes people make: Failing to plan.
- [If You Don’t Want an IRA Distribution, You Can Donate It to Charity](https://abonelaw.com/2022/04/05/if-you-dont-want-an-ira-distribution-you-can-donate-it-to-charity/) - Not everyone wants to take the required minimum distributions from their retirement accounts right away. If you don’t want your IRA distribution, one option is to donate it to charity and get a tax deduction. You are required to begin taking distributions from your tax-deferred IRA when you reach age 72 (70 ½ if you
- [Strategies For Dealing With An Estranged Child in Your Estate Plan](https://abonelaw.com/2022/07/05/strategies-for-dealing-with-stranged-child-estate-plan/) - Unfortunately, not all families get along – and some rifts run deeper than others. If you are having problems with one or more of your children and are considering what roles, if any, they should have in your estate plan, there are a number of strategies for addressing these scenarios. Estate Planning Strategies For Estranged
- [Downton Abbey: Money Musical Chairs](https://abonelaw.com/2014/01/07/downton-abbey-money-musical-chairs/) - Well, Downton Abbey seems to be a never-ending fount of lessons on estate planning. This season isn’t failing to disappoint. The new season is starting off with a bang. This first episode was jam packed with estate planning issues: the simple issue of just getting something done, taxes, holographic wills, and dealing with a minor
- [Mining the Generation Gap: Estate Planning Strategies for You and Your Parents](https://abonelaw.com/2012/08/30/mining-the-generation-gap-estate-planning-strategies-for-you-and-your-parents/) - Under some circumstances it can be beneficial to transfer appreciated, income-producing assets to parents with the understanding that they’ll be returned upon the parents’ deaths. Another is to have them convert or roll over traditional IRA or qualified retirement plan balances into a Roth IRA. A sidebar discusses the expansion of the “kiddie tax.” Mining
- [Are You Keeping Up with the Kardashians? Planning for Blended Families Part 2](https://abonelaw.com/2019/02/26/are-you-keeping-up-with-the-kardashians-planning-for-blended-families-part-2/) - A brief look at statistics reveals that family structure has dramatically changed over time and that there’s an astonishing variety of family structures out there. Everything ranging from the “traditional” nuclear family to blended families of step-siblings and half-siblings headed by parents in a second or later marriage. We continue our discussion from last month
- [Social Security Disability Income and Qualifications](https://abonelaw.com/2020/02/19/social-security-disability-income-and-qualifications/) - Anyone can become either temporarily or permanently disabled. Some projections are estimating that Americans in their 20s today have an approximate 30 percent chance of experiencing a disability profound enough to cause them to miss three or more months of work before retiring. Despite the risks, most Americans do not carry short or long-term disability
- [Antoinette Bone Recognized In 360 West Magazine’s Top Attorney In 2022](https://abonelaw.com/2022/09/09/antoinette-bone-recognized-top-attorneys-in-2022/) - 360 West’s Top Attorneys for 2022 recognizes Antoinette Bone for the fourth consecutive year. Consult a leading Estates and Elder Law attorney in DFW today. Attorney Antoinette Bone of The Law Office of Antoinette Bone is once again recognized as one of 360 West Magazine’s Top Attorneys, making 2022 her fourth year in a row
- [Using an FLP as an income tax planning tool](https://abonelaw.com/2013/09/09/using-an-flp-as-an-income-tax-planning-tool/) - For many years, family limited partnerships (FLPs) have been a popular vehicle for consolidating and managing family wealth while reducing gift and estate taxes. Now that fewer people are subject to these taxes, an FLP may have lost some of its appeal as an estate planning tool. But with individual income tax rates at their
- [Things To Consider When Leaving Your Children Unequal Shares Of Your Estate](https://abonelaw.com/2022/06/27/things-to-consider-when-leaving-your-children-unequal-shares-of-your-estate/) - Not all inheritances your children will receive from your estate have to be equal because, let’s face it, equal isn’t always fair. While it is natural for parents to want to treat their children equally in their Estate Plan, there are some circumstances in which a parent might want to leave their children more or
- [VA Pension Qualifications for Wartime Veterans Without a Disability](https://abonelaw.com/2020/08/07/va-pension-qualifications-for-wartime-veterans-without-a-disability/) - It can be common for a veteran to miss out on life-changing aid as the US Military benefits change frequently. Many wartime veterans receive a disability pension due to injury. But did you know that wartime veterans age 65 or more may qualify for a VA Pension without being disabled? The Veteran’s Administration qualifications for
- [A Spouse’s Death Can Have These Tax Consequences When Selling Your Property](https://abonelaw.com/2022/06/27/a-spouses-death-can-have-these-tax-consequences-when-selling-your-property/) - In many cases, a spouse’s death becomes a deciding factor whether or when to sell your house. But before listing it on the market, here are some tax considerations that you should take into account when making that decision. What is Capital Gains Tax? The biggest concern when selling property is Capital Gains Taxes.
- [Hiring a Caregiver: Should You Employ One Yourself or Go Through an Agency?](https://abonelaw.com/2021/11/19/hiring-a-caregiver-should-you-employ-one-yourself-or-go-through-an-agency/) - Most seniors prefer to stay at home as long as possible rather than move into a nursing home. For many families, this means eventually hiring a caregiver to look after an aging relative. There are two main ways to hire someone: directly or through a home health agency. Hiring directly When you hire a caregiver
- [Elder Abuse Awareness: Not Dead Yet Urges Elder Abuse Professionals to Speak Out Against Risks of Legalizing Assisted Suicide – Press Release – Digital Journal](https://abonelaw.com/2013/07/16/elder-abuse-awareness/) - The elderly and disabled are prime targets for abuse. The sad truth is that the abuse usually comes at the hands of a family member. If you care about someone who is elderly or disabled this article might be of interest to you. Eventhough assisted suicide isn’t legal in Texas, it highlights issues of abuse
- [Using the GST tax exemption to build a dynasty](https://abonelaw.com/2013/12/10/using-the-gst-tax-exemption-to-build-a-dynasty/) - This is the follow-up to the last posting on portability If you wish to preserve your wealth for generations to come, you’ll need to leverage your generation-skipping transfer (GST) tax exemption. Like the estate and gift tax exemption, the GST tax exemption stands at an inflation-adjusted $5.25 million, thanks to the American Taxpayer Relief Act
- [Watch Out for New Genetic Testing Scams](https://abonelaw.com/2019/12/31/watch-out-for-new-genetic-testing-scams/) - An alert has been issued by the US Department of Health and Human Services Office of Inspector General about a fraud scheme that involves genetic testing. The warning is for Medicare beneficiaries across the nation, and the federal government is working with law enforcement to put an end to the schemes. Already charges against 35
- [Vocational Rehabilitation:  A Powerful Tool for Veterans Wanting to Enter the Civilian Job Market](https://abonelaw.com/2018/05/25/vocational-rehabilitation-a-powerful-tool-for-veterans-wanting-to-enter-the-civilian-job-market/) - Prospects for veterans looking to enter the job market have drastically increased since the Great Recession. In 2016, the unemployment rate for veterans (4.7%) was actually slightly lower than the rate for the entire population (4.85%). One factor that has contributed to veteran’s success in the workplace is the Vocational Rehabilitation and Employment (VR&E) service provided through the
- [What To Do After Spouse Dies](https://abonelaw.com/2015/09/11/what-to-do-after-spouse-dies/) - Many find themselves at a loss regarding taking care of a loved one’s legal and financial matters after death. This post walks through the steps, including locating the loved one’s will or living trust document; conducting an inventory of assets and liabilities; and attending to life insurance and Social Security benefits. Postmortem affairs What you need
- [Maximizing Social Security Retirement Benefits for Married Baby Boomers](https://abonelaw.com/2012/10/18/maximizing-social-security-retirement-benefits-for-married-baby-boomers/) - On the final day of the 2012 NAELA Annual Conference in Seattle in April, Attorney David A. Cechanowicz, JD, MSFS from Albuquerque, New Mexico, delivered an eye-opening presentation entitled “Maximizing Social Security Income for Dual Income Boomers.” His message was so novel and surprising to many of the boomers and other members of the National
- [How Today’s Seniors Can Stay Mentally Sharp](https://abonelaw.com/2020/04/07/how-todays-seniors-can-stay-mentally-sharp/) - Age comes with wisdom. Unfortunately, it also comes with some forgetfulness. Fortunately, there are things you can do to keep the brain sharp, small daily habits which can reduce the risk of cognitive decline. Exercise is one such daily habit. It increases blood flow, and thus oxygen to the brain; it also protects brain cells
- [Steps to Downsizing or Rightsizing](https://abonelaw.com/2016/04/18/steps-to-downsizing-or-rightsizing/) - Steps to Downsizing or Rightsizing by CarolAnne Crossan In this month’s blog post we will look at an issue that is very common to aging seniors. For many, there comes a point where they have to leave their home of 30 or 40 years. This is an emotional event and extremely difficult to come to
- [When to Avoid Naming a Trust as Beneficiary of Your Retirement Plan](https://abonelaw.com/2022/04/15/when-to-avoid-naming-a-trust-as-beneficiary-of-your-retirement-plan/) - Naming a trust as beneficiary of your retirement plan can be a good idea in some circumstances, but it can be dangerous if you are worried about creditors coming after your estate. There are a lot of good reasons to name a trust as beneficiary of a retirement plan, whether it is a 401(k), a
- [When a Non-Grantor Trust Might Be Useful](https://abonelaw.com/2022/03/18/when-a-non-grantor-trust-might-be-useful/) - One of the many factors to consider when setting up a trust is whether to make it a grantor trusts or a non-grantor trust. While a grantor trust is more common, a non-grantor trust can be useful in certain circumstances. A grantor trust is any trust in which the person setting up the trust (the
- [Estate Planning Red Flag: Moving from a community property state to a non-community property state](https://abonelaw.com/2012/11/29/estate-planning-red-flag-moving-from-a-community-property-state-to-a-non-community-property-state/) - You’re married and relocating from a community property state to a non-community property state, or vice versa There are 10 community property states: Alaska (optional), Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin. In these states (subject to certain exceptions) money earned and property acquired by either spouse during marriage belongs to
- [Why Choosing Or Becoming An Executor Needs Serious Consideration](https://abonelaw.com/2022/07/19/executor-needs-serious-consideration/) - Do you know who will handle matters of your estate when you’re gone? Has a close friend or loved one asked you to be the executor of their Will? Appointing or agreeing to become an executor is something that should not be taken lightly – it’s a role that entails many crucial and serious responsibilities.
- [5 Reasons Why NOT to have an Estate Plan](https://abonelaw.com/2015/03/05/5-reasons-why-not-to-have-an-estate-plan/) - Estate planning, which can range from a non-complex Will or trust to sophisticated asset protection and dynasty planning and Powers of Attorney for Property and for Personal Care, is a subject that many of us avoid thinking about let alone discussing. More people than I would have thought hold the belief that talking about death
- [The 2012 Fiscal Cliff and your Estate Planning](https://abonelaw.com/2013/01/17/the-2012-fiscal-cliff-and-your-estate-planning/) - Tax deal reshapes estate planning landscape The American Taxpayer Relief Act of 2012 (ATRA) that averted the United States’ descent over the “fiscal cliff” includes some welcome relief from both the large estate tax increases that had been scheduled to go into effect in 2013 and the uncertainty that has plagued the federal estate tax
- [This Tool That Many Wealthy Families Use To Transfer Assets Could Be Beneficial For You Too!](https://abonelaw.com/2022/06/27/this-tool-that-many-wealthy-families-use-to-transfer-assets-could-be-beneficial-for-you-too/) - When I first started doing estate planning, I was amazed at how many people thought that it was something only for the wealthy. That is simply not true. Everyone, no matter the size of your estate, can benefit from having an estate plan. Even if an estate planning tool has been primarily used by the
- [What Is Undue Influence?](https://abonelaw.com/2022/04/05/what-is-undue-influence/) - Saying that there has been "undue influence" is often used as a reason to contest a will or estate plan, but what does it mean? Undue influence occurs when someone exerts pressure on an individual, causing that individual to act contrary to his or her wishes and to the benefit of the influencer or the
- [Bone-afide Veterans News – VA Compensation Benefits for Veterans and Family Members](https://abonelaw.com/2017/05/08/bone-afide-veterans-news-va-compensation-benefits-for-veterans-and-family-members/) - Veterans compensation is a tax-free benefit paid monthly to a veteran and/or eligible family members because of the veteran’s service-connected disability. A service-connected disability includes an injury or disease incurred during active military service or a pre-existing injury or disease that is aggravated during active military service. Compensation may also be paid for post-service disabilities
- [What Will Happen When the Gift and Estate Tax Exemption Gets Cut in Half?](https://abonelaw.com/2022/03/18/what-will-happen-when-the-gift-and-estate-tax-exemption-gets-cut-in-half/) - Although the vast majority of Americans have estates that fall under the gift and estate tax exemption, the exemption is set to be cut in half in 2026. Proper planning may be necessary to make sure you are taking full advantage of the current exemption and aren’t negatively affected when it decreases. The federal estate
- [How Much Should a Trustee Be Compensated?](https://abonelaw.com/2022/02/27/how-much-should-a-trustee-be-compensated/) - Serving as a trustee of a trust can be a huge responsibility, so trustees are entitled to compensation for their work. The amount of compensation depends on the type of trustee and the complexity of the trust. Depending on the trust, a trustee’s duties can include managing trust assets, making distributions to beneficiaries, paying taxes,
- [Getting Your ‘Ducks In A Row’ For National Estate Planning Awareness Week](https://abonelaw.com/2015/10/19/getting-your-ducks-in-a-row-for-national-estate-planning-awareness-week/) - What do the words “wills”, “trusts,” “estates,” and “health care directives” mean to you? Do you envision useful tools which help you protect your family and your wishes if death or incapacity strikes? Or do you brush off these terms believing they are only important for the super-rich or elderly? October 19th-25th marks National Estate
- [What 2017 Has Brought for Seniors, Veterans and Persons with Disabilities](https://abonelaw.com/2017/12/12/what-2017-has-brought-for-seniors-veterans-and-persons-with-disabilities/) - It has been a year packed with activity on the presidential and congressional level. We have seen proposed, amended and failed legislation, blocked executive orders, investigations, and charges of collusion on both sides. In this issue, we will summarize how developments from 2017 are likely to impact seniors, Veterans, and persons with disabilities. What
- [How to Prepare Seniors for Winter](https://abonelaw.com/2019/09/25/how-to-prepare-seniors-for-winter/) - Like the Boy Scout motto, the key to keeping seniors safe and sound during the winter is “be prepared.” There are several ways that seniors and their loved ones can prepare for winter and the hazards that go along with the colder weather. Things to think about include preparing the home, having adequate supplies, and
- [Understanding the Challenges of Health Care Bills](https://abonelaw.com/2020/11/06/understanding-the-challenges-of-health-care-bills/) - We owe immense gratitude to those who are caring for the sick, and to those who support those workers. At the same time, we should be skeptical of bills we may be presented for that care.
- [What to Do About an Unwanted Inheritance](https://abonelaw.com/2022/03/18/what-to-do-about-an-unwanted-inheritance/) - While an inheritance is usually desired, there are some circumstances in which it might be unwelcome. If you don’t want an inheritance, you must disclaim it. Most people who receive an inheritance are honored, but for some, it can be more of a burden than a blessing. The following are some reasons why an inheritance
- [Estate Planning for a Single Person](https://abonelaw.com/2022/01/24/estate-planning-for-a-single-person/) - If you are single, you may not think you need to plan your estate, but single people are in as much need of a plan as anyone else. Estate planning not only involves determining where your assets will go when you die -- it also helps you plan for what will happen should you become
- [3 Reasons Veterans Should Have a Professional Advocate](https://abonelaw.com/2018/07/24/3-reasons-veterans-should-have-a-professional-advocate/) - The number of sad stories of veterans’ benefits getting tied up in the system is not only sad but startling. A quick internet search can lead to story after story of veterans who have struggled to receive the benefits that are owed to them. Robert DiCicco spent his final years battling through the red tape
- [Decanting: It isn’t just for Wine](https://abonelaw.com/2013/11/05/decanting-it-isnt-just-for-wine/) - Decanting: I thought that was something you did to wine Trust decanting in the world of estate planning is very much like it is in the world of wine. In the world of wine decanting is transferring wine from one container to another. In the world of estate planning, decanting is transferring assets from one
- [How Blended Families Should Go About Estate Planning](https://abonelaw.com/2020/03/03/how-blended-families-should-go-about-estate-planning/) - Couples often bring children into a marriage from a prior marriage or union and then have children together. This is often referred to as a blended family. Blended families highlight the need for careful estate planning to make sure the needs of each spouse are met, as well as the needs of each parents' children.
- [New Guide to Assist People with Mental Conditions Who Want to Work](https://abonelaw.com/2013/04/15/new-guide-to-assist-people-with-mental-conditions-who-want-to-work/) - This guide by the Temple University Collaborative on Community Inclusion discusses how those with mental conditions can realize their goal of living a full and independent life by achieving self-sufficiency through engaging in work. The guide is designed to provide information you may need to figure out whether working is right for you and to
- [Why A Dynasty Trust Can Be Beneficial Tax Efficient Way to Pass Wealth Down for Generations](https://abonelaw.com/2022/07/12/pass-wealth-down-for-generations/) - One of the main goals of Estate Planning is ensuring your family's wealth will be taken care of and benefit from everything you’ve worked hard for in your lifetime. This can extend beyond your children and also benefit the generations to come. If you want to pass money to future generations without having it subject
- [Elder Law: Senior crime prevention — Part two](https://abonelaw.com/2013/04/09/elder-law-senior-crime-prevention-part-two/) - This is a great must read article on scams targeting the elderly! You will want to share this with your parents, neighbors, church members and friends. Visit my facebook page for a post from a few weeks ago on this topic covering different scams. Elder Law: Senior crime prevention — Part two.
- [How Prenups Figure into Estate Planning](https://abonelaw.com/2019/10/29/how-prenups-figure-into-estate-planning/) - George and Ginny had a great marriage, with an extended family to whom they wanted to leave everything when they passed. Unfortunately, Ginny was then diagnosed with cancer. She began to worry: What could happen if she died before George did, and George remarried? Or vice versa? What if the second spouse started pushing to
- [Ed Koch’s Will: Taxes Take Big Bite Out Of Hizzoner’s Nest Egg – Forbes](https://abonelaw.com/2013/03/20/ed-kochs-will-taxes-take-big-bite-out-of-hizzoners-nest-egg-forbes/) - As our President would say, “Here is a great teaching moment”. The wealthy have a lot to teach us about estate planning. This article is a great read. Here are a few lessons you will learn: Lesson 1: a Will is a private document when drafted but when you die, it becomes a public
- [The Senate Aging Committee Calls on the VA to Protect Veterans from Scams](https://abonelaw.com/2020/09/18/the-senate-aging-committee-calls-on-the-va-to-protect-veterans-from-scams/) - Elder abuse scams are everywhere, but they are reaching a new level of sophistication in targeting their potential victims. Forbes is reporting about the problem that unscrupulous scam artists are contacting veterans and service members pretending to collect money to aid other vets or enlist them in a fictitious government program that requires their personal
- [Estate Sale 101: How To Prepare For Selling A Late Loved One’s Belongings](https://abonelaw.com/2022/08/01/estate-sale-101/) - Following the death of a family member an estate sale is a good way to sort through many possessions accumulated over the deceased’s lifetime. There could be many things that you find useful, hold sentimental value, or simply want - but what about the rest? An estate sale is one way to distribute those
- [Handling Stress and Anxiety During the Coronavirus Pandemic](https://abonelaw.com/2020/05/05/handling-stress-and-anxiety-during-the-coronavirus-pandemic/) - Many of us are facing unprecedented challenges during this coronavirus crisis in America, and it has increased anxiety and fear levels in all of us. The reactive part of your brain called the amygdala, a human physiological response when faced with fear, takes control of your actions, and you enter what is known as the
- [Why You May Need a Trust in Addition to a Power of Attorney](https://abonelaw.com/2022/01/24/why-you-may-need-a-trust-in-addition-to-a-power-of-attorney/) - While everyone should have a durable power of attorney that appoints someone to act for them if they become incapacitated, in some circumstances it is not enough. In these cases, a revocable trust can help. A durable power of attorney allows you to appoint someone you trust to step in for you to handle financial
- [How to Give Gifts to Your Grandchildren](https://abonelaw.com/2022/02/27/how-to-give-gifts-to-your-grandchildren/) - Gifting assets to your grandchildren can do more than help your descendants get a good start in life -- it can also reduce the size of your estate and the tax that will be due upon your death. Perhaps the simplest approach to gifting is to give the grandchild an outright gift. You may give each
- [Ask an Elder Care Attorney: Late-Life Marriage Issues – NYTimes.com](https://abonelaw.com/2013/03/17/ask-an-elder-care-attorney-late-life-marriage-issues-nytimes-com/) - If you or a parent are considering re-marriage late in life, this is a must read article. Taking the vow of until death do you part has significant and different consequences when you are older with children than when you are young and married for the first time. Planning becomes much more important in late-life
- [Canisters, Casseroles and Context | Estate Planning content from WealthManagement.com](https://abonelaw.com/2013/04/17/canisters-casseroles-and-context-estate-planning-content-from-wealthmanagement-com/) - Combining to of my favorite things, food and estate planning, this is an excellent article for trust beneficiaries and Trust Grantors. When doing estate planning, grantors should realize it is not something that should be kept secret, talk to your family about what you are doing and why. Beneficiaries, educate yourself about the trust terms
- [Planning with family LLCs](https://abonelaw.com/2014/09/04/planning-with-family-llcs/) - If you are a business owner and want to nurture your budding dynasty, you need to seriously consider a layered asset protection plan that includes using a Family Limited Liability Company. In Texas, we have the benefit of series Limited Liability Companies. These are extremely useful asset protection tools for the business owner interested in
- [Getting Seniors to Embrace New Technologies](https://abonelaw.com/2019/10/09/getting-seniors-to-embrace-new-technologies/) - You are a caregiver to your parents, but you live 4 hours away and can’t be there to help with everyday activities. Technology can help, but only if you and your parent(s) are able to understand and use it effectively. Each year in Las Vegas the Consumer Electronics Show offers new and innovative technology products.
- [Incentive Trusts: Ensuring That an Inheritance Will Be Well Spent](https://abonelaw.com/2022/02/27/incentive-trusts-ensuring-that-an-inheritance-will-be-well-spent/) - Many parents or grandparents with sizable amounts of money to pass in Trusts on to their heirs are apprehensive about the effect it many have on their children or grandchildren. In some instances, they fear that the recipients will misspend the funds on drugs, fancy cars or failing businesses. In other cases, the fear is
- [Oversight Lacking with Hospice Providers](https://abonelaw.com/2019/11/13/oversight-lacking-with-hospice-providers/) - When a loved one enters hospice care, the whole point is to provide peace of mind and comfort to the patient and the family. And yet a lack of regulation, oversight, and available information means that isn't always the case. The HSS Inspector General has found that, between 2012 and 2016, health inspectors cited 87%
- [Medicare Would Cover Dental, Vision, and Hearing Under Senate Democrats' Spending Plan](https://abonelaw.com/2021/08/26/medicare-would-cover/) - The Senate Democrats' proposal for a $3.5 trillion spending plan includes expanding Medicare to cover dental, vision, and hearing benefits. The proposal is now being negotiated in Congress. Currently Medicare does not offer much in the way of dental, vision, and hearing benefits. Medicare Part A will cover certain emergency or necessary procedures that are
- [6 Things to Ask Before Agreeing to Be a Trustee](https://abonelaw.com/2021/08/27/6-things-to-ask-before-agreeing-to-be-a-trustee/) - Being asked to serve as the trustee of the trust of a family member is a great honor. It means that the family member trusts your judgment and is willing to put the welfare of the beneficiary or beneficiaries in your hands. But being a trustee is also a great responsibility. You need to go
- [Be Careful Not to Name Minor as Your Beneficiary](https://abonelaw.com/2021/08/28/be-careful-not-to-name-minor-as-your-beneficiary/) - Most people want to pass their assets to their children or grandchildren, but naming a minor as a beneficiary can have unintended consequences. It is important to make a plan that doesn’t involve leaving assets directly to a minor. There are two main problems with naming a minor as the beneficiary of your estate plan,
- [How Much Money Can You Have and Still Qualify for Medicaid?](https://abonelaw.com/2021/08/30/how-much-money-can-you-have-and-still-qualify-for-medicaid/) - In order to be qualify for Medicaid benefits a nursing home resident may have no more than $2,000 in "countable" assets (the figure may be somewhat higher in some states). Note that Medicaid is a state-run program, so the rules are somewhat different in each state, although there are federal guidelines. The spouse of a
- [What Do Drugs and Estate Planning Have in Common?](https://abonelaw.com/2019/03/28/what-do-drugs-and-estate-planning-have-in-common/) - A 3-Step Guide to Planning for a Troubled Adult Child The Opioid crisis is all over the news. Families are being destroyed and people are dying. It’s not just Opioids causing problems. In places like Colorado where recreational use of marijuana has been legalized, emergency room doctors are seeing more people coming in due to the
- [What if you don’t die?](https://abonelaw.com/2019/05/28/what-if-you-dont-die/) - Why Ignoring the Importance of Incapacity Planning Can Have Serious Consequences When most people think about estate planning, they think of it as death planning. A good many people unfortunately feel that engaging in this “death planning” will somehow make it happen. Just like talking about sex does not make you pregnant, putting in
- [How to Protect Your Child’s Inheritance](https://abonelaw.com/2019/07/31/how-to-protect-your-childs-inheritance/) - Estate planning for the future inheritance of your children and grandchildren should include protective measures to keep assets from disappearing or being claimed by a creditor. A simple way to achieve inheritance protection is through a trust. A trust can pass your wealth bypassing probate. This allows specific trust provisions to ensure the money left
- [New VA Rules](https://abonelaw.com/2018/09/22/new-va-rules/) - The following is an urgent message that could impact you or a loved one. There are significant changes to the VA pension program. It is commonly referred to as aid and attendance. VA pension is a monthly cash benefit available to wartime Veterans or surviving spouses of wartime Veterans who have limited income and assets and are
- [Family Business Governance](https://abonelaw.com/2014/10/07/family-business-governance/) - For a family business to provide financial security for current family members and future generations, the company must have strong governance. It starts with the initial organization (or reorganization) of a business into a corporation, partnership or LLC. This article focuses on the corporation, which is required by law to have a board of directors
- [Estate or death planning: There’s no better time than now | 2013-03-08 | Grand Rapids Business Journal](https://abonelaw.com/2013/04/01/estate-or-death-planning-theres-no-better-time-than-now-2013-03-08-grand-rapids-business-journal/) - With the estate tax exemption of 5 million dollars being made permanent, 99% of people don’t need to worry about tax planning. This article discusses the real reasons everyone needs to engage in some level of estate planning. Estate or death planning: There’s no better time than now | 2013-03-08 | Grand Rapids Business Journal.
- [Estate Planning Red Flag: Your Will contains a formula clause](https://abonelaw.com/2013/10/01/estate-planning-red-flag-your-will-contains-a-formula-clause/) - Now that the federal estate tax exemption has been set permanently at an inflation-adjusted $5 million (currently, $5.25 million), fewer people are subject to federal estate tax. But that doesn’t mean estate planning is any less important. Out-of-date formula clauses, in particular, can create unwelcome surprises. This article shows how an outdated plan can end
- [Danger of Using an Online Power of Attorney Form](https://abonelaw.com/2021/06/22/using-an-online-power-of-attorney-form/) - A recent court case involving a power of attorney demonstrates the problem with using online estate planning forms instead of hiring an estate planning attorney who can make sure your documents are tailored to your needs. Mercedes Goosley owned a home in Pennsylvania. In 2013, she named one of her six children, Joseph, as her
- [Estate Planning Completely Online?](https://abonelaw.com/2020/07/03/estate-planning-online/) - Right now, keeping physical distance between us is crucial to stop the spread of the virus. Call or email us to find out how we can help you complete your estate plan without taking a single step outside your safe home.
- [Dementia is Becoming a Significant Health Challenge](https://abonelaw.com/2019/05/30/dementia-is-becoming-a-significant-health-challenge/) - Somewhere in the world, every three seconds, someone is being diagnosed with dementia. Dementia is a catchall phrase that refers to many types of neurodegenerative diseases. Neurodegenerative diseases bring about the onset of dementia including but not limited to: Alzheimer’s disease, Lewy body dementia, Parkinson’s disease dementia, vascular dementia (currently the second most common form
- [Are your children prepared to handle your wealth?](https://abonelaw.com/2012/12/13/are-your-children-prepared-to-handle-your-wealth/) - Stories of “trust fund babies” who’ve squandered the wealth their parents (carefully set aside for them to ensure their financial well-being are all too common. If you’ve built up a large estate and are eager to share your wealth with your children, you may be concerned about their ability to handle it. To help ensure
- [Flaws Found in the Cost-of-Living Adjustment](https://abonelaw.com/2020/04/21/flaws-found-in-the-cost-of-living-adjustment/) - A non-partisan advocacy group called The Senior Citizens League (TSCL) has a new analysis that asserts the federal government measuring tool to calculate the Cost-of-Living Adjustment (COLA) is flawed. The decrease in social security benefit monies that are paid to seniors is eroding their financial protection against rising costs. Changes in the COLA is tethered
- [Estate Planning: Lessons Learned From The Iron Lady](https://abonelaw.com/2013/04/18/estate-planning-lessons-learned-from-the-iron-lady/) - No matter where you live, estate planning isn’t just about who gets your “stuff”. A comprehensive plan will address your preferences for burial. Making burial arrangements either by writing out what you want done or not done or by buying a pre-paid burial plan, don’t forget to address this important issue. Margaret Thatcher has a
- [Splitting up the authority](https://abonelaw.com/2013/05/30/splitting-up-the-authority/) - Most of you have probably heard about the durable power of attorney. This document is extremely powerful. It is so powerful because it basically gives the person you name as your agent the authority to do just about anything under the sun for an indefinite period of time, unless you limit the time frame (most
- [Bone-afide Veterans News – Hospice for Veterans](https://abonelaw.com/2017/04/06/bone-afide-veterans-news-hospice-for-veterans/) - The Veteran’s Administration provides hospice care to veterans. The VA can purchase hospice services from community providers, including hospice care provided at home or in an institution as an inpatient. Hospice and palliative care is a covered benefit for all enrolled veterans, on par with all other medical services included in the Medical Benefits
- [Why Having a Living Will is Important](https://abonelaw.com/2021/03/19/why-having-a-living-will-is-important/) - A living will is an essential document that lays out your preferences for life-sustaining medical treatment. It is often accompanied by a health-care proxy or power of attorney, which allows someone to make treatment decisions for you if you are incapacitated and the living will does not have specific instructions for the situation at hand.
- [China’s Big (and Growing) Problem With Its Elderly Population – Matt Schiavenza – The Atlantic](https://abonelaw.com/2013/07/12/chinas-big-and-growing-problem-with-its-elderly-population-matt-schiavenza-the-atlantic/) - Here is an interesting article on filial responsibility, political, and economic change. China’s Big (and Growing) Problem With Its Elderly Population – Matt Schiavenza – The Atlantic.
- [Estate Planning Red Flag: Healthcare Directive](https://abonelaw.com/2012/11/08/estate-planning-red-flag-healthcare-directive/) - A health care directive allows one to communicate their preferences, in advance, for medical care in the event they’re incapacitated. Directives go by different names, including living wills, advance medical directives and directives to physicians. Estate Planning Red Flag You haven’t prepared a health care directive A health care directive allows you to communicate your
- [How Long Does an Executor’s Job Take?](https://abonelaw.com/2022/04/05/how-long-does-an-executors-job-take/) - The executor's job of an estate can be a time-consuming job, depending on the size and complexity of the estate. While a simple estate can take a few months and not require a huge time commitment, if there are problems, the job can drag on for years. An executor is the person responsible for managing
- [Lavender Gin & Tonic - ABoneLaw's Christmas Cocktail](https://abonelaw.com/2021/12/16/lavender-gin-tonic-abonelaws-christmas-cocktail/) - Lavender Gin & Tonic ¼ c. dried lavender ½ c. sugar ½ c. water 1 oz. Gin 1 oz. Lemon juice 3 oz. Tonic water Lemon slices Lavender springs Make: Prepare the lavender simple syrup by combining the dried lavender, sugar, and water in a small saucepan. Bring the mixture to a boil, and stir
- [How to Protect the Identity of Your Deceased Loved Ones From Identity Theft](https://abonelaw.com/2022/03/18/how-to-protect-the-identity-of-your-deceased-loved-ones-from-identity-theft/) - We've all been warned about protecting ourselves from identity theft, but one group of victims can't take action to defend themselves—the dead. Identity thieves steal the identities of more than 2 million deceased Americans a year, according to fraud prevention firm ID Analytics. Fortunately, there are steps that you can take to discourage identity thieves from
- [Creative Living Situations While Aging](https://abonelaw.com/2019/04/25/creative-living-situations-while-aging/) - Solo aging in the baby boomer generation is becoming more prevalent, but many Americans are running out of family caregivers to assist them in their quest for elderly living independence. The ratio of caregivers to care recipients has fallen and is projected to continue to do so for the next forty years. According to the
- [Trust Protector: What’s that?](https://abonelaw.com/2013/05/02/trust-protector-whats-that/) - If a person isn’t 100% comfortable that their chosen trustee could effectively handle the associated responsibilities, appointing a trust protector might provide a solution. A trust protector oversees the trustee and weighs in on critical decisions. This article discusses the advantages of appointing a protector, but also notes the importance of picking the right one.
- [Estate Planning and Divorce](https://abonelaw.com/2014/06/03/estate-planning-and-divorce/) - Going through a divorce can be a traumatic experience — not to mention a time-consuming and expensive one. So it’s no surprise that separating couples often overlook the impact of divorce on their estate plans. But neglecting to update a plan can lead to unintended consequences. This article explains what to do to be sure
- [WHY WE FAIL TO PLAN FOR LONG-TERM CARE](https://abonelaw.com/2015/11/05/why-we-fail-to-plan-for-long-term-care/) - Most Americans do not know, or refuse to accept, the facts surrounding their potential need for long-term care and the costs associated with it. This was reconfirmed recently in a telephone survey of 1,735 Americans over the age of 40, funded by the SCAN Foundation and conducted by the Associated Press (AP) – NORC Center
- [The Affordable Care Act: How It Impacts Seniors](https://abonelaw.com/2014/01/16/the-affordable-care-act-how-it-impacts-seniors/) - Since its passage in 2010, the Affordable Care Act has been the subject of many heated debates and a cause for some confusion among most of the population. Here is how it impacts seniors. Individual Mandate Most of us have heard that under the ACA there is an individual mandate to obtain healthcare insurance. In
- [The Cost of Dementia](https://abonelaw.com/2013/08/17/the-cost-of-dementia-2/) - The Staggering Costs of Dementia Most of us know of someone who has been diagnosed with dementia. It is a costly, heart-breaking and life-altering syndrome that is nearly doubling in numbers of people affected worldwide every 20 years. Dementia has affected the likes of Norman Rockwell, E.B. White, Rita Hayworth, Charlton Heston, Ronald Reagan,
- [Yours, Mine, Ours:  A Brady Bunch Holiday](https://abonelaw.com/2019/01/22/yours-mine-ours-a-brady-bunch-holiday/) - The holiday season has come and gone. If you made a resolution, at the beginning of the year, and are still sticking to it, you are a rare bird. According to a recent study most gave up on the dream on January 12. Some of you may have gone home to visit your parents for
- [Facts about Veterans Benefits for Veterans and their Families](https://abonelaw.com/2018/01/31/facts-about-veterans-benefits-for-veterans-and-their-families/) - The term “Veterans Benefits” is somewhat misleading. Only a percentage of the people covered by VA benefits served formerly in the Armed Forces. The Department of Veterans Affairs provides vocational rehabilitation, health care, employment services, pensions and more to both active and former service members, as well as their spouses, widows, parents and children.
- [How Community Property Affects Estate and Tax Planning](https://abonelaw.com/2022/06/27/how-community-property-affects-estate-and-tax-planning/) - How marital property is owned has implications for both estate and tax planning. In most States, spouses can purchase and own property separately from one another. However, in certain States – called community property States – if one spouse purchases property, it is considered the property of both spouses. There are currently nine community property States.
- [Bone-afide Veterans News – Increased Use of Opioid Painkillers Can Lead to New Battle for Veterans](https://abonelaw.com/2017/06/13/bone-afide-veterans-news-increased-use-of-opioid-painkillers-can-lead-to-new-battle-for-veterans/) - You may have noticed there is a massive heroin addiction in our country today, with fatal overdoses destroying far too many families. The use of opioid painkillers, relatively easy to obtain, is often the starting point for the addiction. If the prescription is no longer available, or the insurance company will not pay for it,
- [Aging Well While Saving Money](https://abonelaw.com/2020/04/14/aging-well-while-saving-money/) - Your senior years should not be plagued with money woes. The stress that money problems bring not only ruins your aging experience but can also be disastrous to your health. Rising health care costs and your increased need for health care can add up to big bills that can further tax your health. To age
- [Do not resuscitate order aka DNR](https://abonelaw.com/2022/03/15/do-not-resuscitate-order-aka-dnr/) - What is a Do Not Resuscitate Order DNR Often times clients ask me about getting a do not resuscitate order aka DNR. The first thing you must know about these orders is that the order instructs a health care professional not to attempt cardiopulmonary resuscitation, transcutaneous cardiac pacing, defibrillation, advanced airway management, and artificial
- [Medicaid's Home Care Waivers Can Help You Avoid a Nursing Home, But the Line May Be Long](https://abonelaw.com/2021/09/24/medicaids-home-care-waivers-can-help-you-avoid-a-nursing-home-but-the-line-may-be-long/) - Medicaid long-term care benefits traditionally pay mainly for nursing home care, but the federal government can grant “waivers” to states allowing them to expand Medicaid to include home and community-based services. The downside is that receiving care in a nursing home is an entitlement, while getting care at home is not. Medicaid is a joint
- [Protecting your assets against Fraud and Identity Theft: Part II](https://abonelaw.com/2012/03/28/protecting-your-assets-against-fraud-and-identity-theft-part-ii/) - The last time we discussed this topic we talked about how anyone can fall prey to fraud. Today we will discuss some simple things you can do protect your identity. Keeping your identity safe Identity theft is a growing problem in the United States, claiming around 10 million victims every year, according to the Federal
- [Estate Planning Red Flag: Your Plan Includes a Charitable Lead Trust](https://abonelaw.com/2014/03/04/estate-planning-red-flag-your-plan-includes-a-charitable-lead-trust/) - In 2012, the IRS finalized regulations that affect the way charitable lead trusts (CLTs) are taxed. As a result, CLTs may be less attractive than before. A CLT makes annual payouts to a qualified charity for a specified period or for the grantor’s life. The remainder interest then passes to the grantor’s heirs or other
- [Does At-Home Care Reduce Hospital Admissions?](https://abonelaw.com/2019/08/14/does-at-home-care-reduce-hospital-admissions/) - The US Department of Health and Human Services (HHS) projects the number of Americans in need of long-term care (LTC) by 2020 to be roughly 12 million with nearly half those seniors exhibiting some form of dementia. According to Forbes.com, about half of all long-term care insurance claims are from policyholders living with dementia. The
- [Estate Planning Red Flag: Your Spouse’s Estate Didn’t Make the Portability Election](https://abonelaw.com/2014/07/01/estate-planning-red-flag-your-spouses-estate-didnt-make-the-portability-election/) - Earlier this year, the IRS issued Revenue Procedure 2014-18, which permits estates to make a late portability election under certain circumstances. The rule change is of particular interest to same-gender married couples who were ineligible for portability and couldn’t have made the election before the law was changed late last year. Portability allows a surviving
- [Emergency Medical Planning](https://abonelaw.com/2022/03/15/emergency-medical-planning/) - While most people are motivated to get their estate planning done because they have concerns about what will happen to their property upon their death or taking care of minor children, there is another reason why you should put an estate plan in place and that is planning for a period of disability, or emergency
- [Technology Designed for Seniors with Dementia](https://abonelaw.com/2019/11/26/technology-designed-for-seniors-with-dementia/) - The increasing number of seniors and near-seniors experiencing dementia in the United States is on a rapid rise. A hallmark of cognitive decline is a long pre-clinical phase followed by an actual medical diagnosis that progresses from early to middle and late-stage dementia. Poor memory, agitation, confusion, and understandable fear of the future are some
- [Valentine’s Day and Estate Planning: What’s love got to do with it?](https://abonelaw.com/2013/02/14/valentines-day-and-estate-planning-whats-love-got-to-do-with-it/) - Today is the day for lovers! So, I’m sure you are wondering what on earth estate planning and Valentine’s Day have to do with each other. Certainly estate planning is not the first thing that comes to mind when you think about today. However, both estate planning and Valentine’s Day are about love. We usually
- [When to begin receiving Social Security benefits](https://abonelaw.com/2012/10/25/when-to-begin-receiving-social-security-benefits/) - When to begin receiving Social Security benefits depends on each person’s individual circumstances. Estate planning also factors into the equation. For example, the amount of funds that a couple needs to continue their desired lifestyle during retirement will affect the amount of wealth they ultimately are able to pass on to their heirs. This article
- [It’s Medicare Open Enrollment Time: Is Your Plan Still Working for You?](https://abonelaw.com/2021/10/08/its-medicare-open-enrollment-time/) - Every year Medicare gives beneficiaries a window of opportunity to shop around and determine if their current Medicare plan is still the best one for them. During Medicare's Open Enrollment Period, which runs from October 15 to December 7, beneficiaries can freely enroll in or switch plans. During this period, you may enroll in a
- [Estate Planning: Your Family, Your Wealth, Your Legacy](https://abonelaw.com/2011/09/14/estate-planning-your-family-your-wealth-your-legacy/) - We realize our clients’ estate plans are not just about financial matters, but also about our clients’ life objectives for themselves and their families. We understand that estate plans are living documents that include naming the right guardians for children, health care directives, avoiding probate, protecting material and intellectual assets, establishing protective trusts for loved
- [Top five regrets of the dying](https://abonelaw.com/2013/07/11/top-five-regrets-of-the-dying/) - There will come a time for all of us when we look back on our lives and think, “I wish I had or had not done that”. What will on your list? Top five regrets of the dying.
- [Choosing the Wrong Executor](https://abonelaw.com/2016/10/05/choosing-the-wrong-executor/) - No matter how much effort is put into planning an estate, the plan won’t work smoothly if the wrong executor is chosen — or, if a living trust, the wrong trustee. This article discusses four common mistakes people make when choosing an executor or trustee. Estate Planning Red Flag You haven’t chosen the right executor
- [Why a Will is Necessary](https://abonelaw.com/2021/06/18/why-a-will-is-necessary/) - A Caring.com wills survey shows the number of Americans with a will has had a minimal increase of only 2.5 percent over the past year. Overall, the percentage of those with a will continues to decline, 33 percent in 2021 versus 42 percent in 2017. The COVID-19 pandemic sees one in three people understanding the
- [Understanding the Difference Between Estate Planning and Elder Law](https://abonelaw.com/2020/10/09/understanding-the-difference-between-estate-planning-and-elder-law/) - The short answer: Both share similar concerns. The longer answer? The differences make all the difference. The Concerns are Similar No matter what age we’re in, life can deliver some hard knocks. Hope for the best, but plan for the worst. We can get into accidents, especially when we’re young and under the impression that
- [Hurst-Euless-Bedford Elder Lawyer Perspective: Legal Concerns for Caregivers](https://abonelaw.com/2015/10/23/hurst-euless-bedford-elder-lawyer-perspective-legal-concerns-for-caregivers/) - Many times, this means adult children who have been given power of attorney, as well as other loved ones who pitch in to help when something is needed. These caregivers often spend so much time with the senior, they are privy to unpleasant situations such as family fighting or elderly scams when they arise.
- [Make Sure Your Estate Plan and Other Essential Documents Are Safe from Disasters](https://abonelaw.com/2021/10/15/make-sure-your-estate-plan-and-other-essential/) - It’s an unfortunate reality that with the increasing number of natural disasters across the country, including fires, floods, and hurricanes, the chance that you could lose your house and possessions has become more likely. In the event of such a calamity, it is important that your estate plan and other important documents are beyond reach
- [Valuing LLC Interests](https://abonelaw.com/2014/08/05/valuing-llc-interests/) - After the IRS determined that an estate had underreported the value of its interest in a limited liability company (LLC), it assessed an estate tax deficiency. The estate responded with a new appraisal, prepared by another professional appraiser, which valued the LLC interest at a figure that was lower than what was reported on the
- [National Estate Planning Week 2014: Sharing Financial and Legal Information with Family](https://abonelaw.com/2014/10/24/national-estate-planning-week-2014-sharing-financial-and-legal-information-with-family/) - Sharing Financial and Legal Information with Your Family Every family has its own approach when it comes to talking about financial and legal information. Will and trust lawyers see everything from very open and transparent situations to those where discussions of money are considered taboo. In reality, families which are at the estate planning phase
- [What’s In Your Estate Plan?](https://abonelaw.com/2017/11/07/whats-in-your-estate-plan/) - In 2008 Congress found that over 120,000,000 Americans did not have an up-to-date estate plan. In a resolution, the House cited a 2004 Roper poll commissioned by the American Institute for Certified Public Accountants which stated that two-thirds of Americans over age 65 believe they lack the knowledge necessary to adequately plan for retirement and that almost one half
- [Critical Issues in the Future of Healthcare](https://abonelaw.com/2019/07/10/critical-issues-in-the-future-of-healthcare/) - In June, The Hill hosted a Future of Healthcare Summit to address critical issues in healthcare, from the Medicare for All proposals made by Democratic presidential hopefuls to the opioid crisis. Speakers included policymakers, health officials, and industry leaders, on both sides of the aisle. Sen. Joe Manchin (D-W.Va.), for example, took a critical stance
- [Adults with disabilities less likely to be employed, make less – UPI.com](https://abonelaw.com/2013/04/15/adults-with-disabilities-less-likely-to-be-employed-make-less-upi-com/) - If you are a person with a disability or care for someone who has a disability you are probably well aware of the challenges faced concerning employment. This article discusses some statistics about the disabled and employment. Adults with disabilities less likely to be employed, make less – UPI.com.
- [Underestimating the Risk of Disability](https://abonelaw.com/2016/03/22/underestimating-the-risk-of-disability/) - No one likes to think about the possibility of their own disability or the disability of a loved one. However, as the statistics below demonstrate, we should all plan for at least a temporary disability. This newsletter examines the eye-opening statistics surrounding disability and some of the common disability planning options. Disability planning is one area
- [Top 10 Tax Cheats: the Big, the Bad & the Weird](https://abonelaw.com/2013/03/12/top-10-tax-cheats-the-big-the-bad-the-weird/) - It’s tax season. Whether you do your own taxes, use an accountant or go to one of the myriad places that pop up this time of year in every vacant space for lease, take a look at these cautionary tales that remind us Uncle Sam is watching. Top 10 Tax Cheats: the Big, the Bad
- [New Tax Proposals Mean Some Should Review Their Estate Plans](https://abonelaw.com/2021/09/17/new-tax-proposals-mean-some-should-review-their-estate-plans/) - A number of tax proposals being considered in Congress could significantly affect gifting and estate plans for those with larger estates -- over $3.5 million. If you're in that category, you might want to meet with your estate planner to take advantage of gifting opportunities that are available under the current law. Under Vermont senator Bernie
- [The Difference Between Elder Law and Estate Planning](https://abonelaw.com/2022/01/24/the-difference-between-elder-law-and-estate-planning/) - Elder law and estate planning serve two different -- but equally vital -- functions. The main difference is that elder law is focused on preserving your assets during your lifetime, while estate planning concentrates on what happens to your assets after you die. Elder law planning is concerned with ensuring that seniors live long, healthy,
- [College financing: An integral part of your estate plan](https://abonelaw.com/2013/03/04/college-financing-an-integral-part-of-your-estate-plan/) - Grandparents often want to play a role in financing their grandchildren’s college educations. But it’s important that they consider the impact that different financing options will have on their estate plan. This article looks at the estate planning implications of grantor and Crummey trusts and the Section 2503(c) minor’s trust, along with direct tuition payments
- [Annual Gift Tax and Estate Tax Exclusions Are Increasing in 2022](https://abonelaw.com/2022/01/24/annual-gift-tax-and-estate-tax-exclusions-are-increasing-in-2022/) - The amount you can gift to any one person without filing a gift tax form is increasing to $16,000 in 2022, the first increase since 2018. The federal estate tax exclusion is also climbing to more than $12 million per individual. The IRS’s announcement that the annual gift exclusion will rise for calendar year 2022 means
- [ATTENTION: This Important Update On The Portability of the Estate Tax Exemption May Be Beneficial For You](https://abonelaw.com/2022/08/22/update-the-estate-tax-exemption/) - Surviving spouses now have a longer window to benefit from unused gift and estate tax exemption of their dearly departed’s estate. On July 8, 2022, the Internal Revenue Service issued new guidance that allows a deceased person’s estate to elect “portability” of their unused gift and estate tax exemption for up to five years
- [What Are Continuing Care Retirement Communities?](https://abonelaw.com/2020/04/28/what-are-continuing-care-retirement-communities/) - Life plan communities, often referred to as continuing care retirement communities (CCRCs), are an increasingly popular choice of aging Americans. These communities offer the array of care options necessary as seniors move through the stages of aging that include independent or assisted living, memory care, and skilled nursing. Beyond health care CCRCs offer a wide
- [Be Aware for These Signs of Elder Abuse](https://abonelaw.com/2019/12/11/be-aware-for-these-signs-of-elder-abuse/) - What is Elder Abuse? Elder abuse is a problem that takes many forms. Unfortunately, many seniors are subjected to elder abuse and often times the abuse goes unreported and the abuser goes unpunished. Elder abuse may take the form of physical abuse, include hitting, striking, beating, kicking, and using excessive force. This may also include
- [When Bad Things Happen To Good People With IRAs](https://abonelaw.com/2014/09/04/when-bad-things-happen-to-good-people-with-iras/) - In today’s world, many people accumulate the vast majority of their wealth in an IRA. This is not a bad thing. However, there are some very important rules you need to understand about how IRAs work for estate planning purposes to ensure that not only the people you want receive the funds in the IRA
- [Why the Value of Exemption Portability is Limited](https://abonelaw.com/2011/10/28/why-the-value-of-exemption-portability-is-limited/) - One notable change to estate tax law from last year’s Tax Relief act is the “portability” of gift and estate tax exemptions. For the first time, when one spouse dies, the surviving spouse can take advantage of the deceased spouse’s unused exemption. The objective of portability is laudable — namely, to allow married couples to
- [Using a Roth IRA as an Estate Planning Tool](https://abonelaw.com/2022/05/03/using-a-roth-ira-as-an-estate-planning-tool/) - A Roth IRA does not have to be used as just a retirement plan; it can also be a way to transfer assets tax-free to the next generation as an Estate Planning Tool. Unlike a traditional IRA, contributions to a Roth IRA are taxed, which means that the distributions are tax-free. Also, unlike a traditional
- [Estate Planning Red Flag: You don’t know the value of your assets](https://abonelaw.com/2011/09/15/estate-planning-red-flag-you-dont-know-the-value-of-your-assets/) - With the gift and estate tax exemptions currently at $5 million ($10 million for married couples), you might think that estate valuations are less important. But even if you believe that your estate’s value is under the exemption amount, there are several good reasons to determine the value of your assets. First, you may be
- [Study: Nearly A Third Of Doctors Wont See New Medicaid Patients – Kaiser Health News](https://abonelaw.com/2013/03/25/study-nearly-a-third-of-doctors-wont-see-new-medicaid-patients-kaiser-health-news/) - Although this article focuses on New Jersey, the general discussion of the expansive health law change to take effect January 2014 is relevant to Texans. Study: Nearly A Third Of Doctors Wont See New Medicaid Patients – Kaiser Health News.
- [Identity Fraud Targeting the Elderly](https://abonelaw.com/2018/04/24/identity-fraud-targeting-the-elderly/) - The largest coordinated sweep of identity fraud involving US seniors has recently been conducted. The US Department of Justice has reported that more than one million elderly people have collectively lost hundreds of millions of dollars because of this targeted financial abuse. The Department has criminally charged 200 out of 250 defendants identified in the
- [Important Considerations for Aging in Place – by James Park](https://abonelaw.com/2016/11/17/important-considerations-for-aging-in-place-by-james-park/) - In this month’s newsletter we will look at the considerations those who want to age in place must consider in order to do that. There are some tremendous challenges when ensuring our homes and communities are ready to support a high quality of life for older adults who want to age in place. Many of
- [The Future of Medical Devices](https://abonelaw.com/2020/01/28/the-future-of-medical-devices/) - The Centers for Medicare and Medicaid Services are looking to the future of the US health care system, and it is projected to be overloaded with seniors needing medical care. In 2010 the US elderly population accounted for about 13 percent of the US population yet accounted for 34 percent of the total health care
- [The Future of Long Term Care and How to Finance It](https://abonelaw.com/2016/06/02/the-future-of-long-term-care-and-how-to-finance-it/) - Long-term care is becoming an important issue for our nation to address. We have 78 million aging baby boomers. The costs of long-term care to these baby boomers can be catastrophic and few people have sufficient resources to pay for needed long-term care. In an effort to deal with this growing concern, the Long-Term Care
- [Attorneys Sue VA Over Languishing Appeals Process for Disabled Vets](https://abonelaw.com/2017/10/16/attorneys-sue-va-over-languishing-appeals-process-for-disabled-vets/) - The VA pays out about $63.7 billion a year in disability compensation claims to about 4.1 million veterans. For those who have been through the claims process, they know that getting that award can take years. Why? There are several reasons a GAO1 study found: The VA simply doesn’t have enough staff to keep up with
- [Helping Mom or Dad Stay at Home: Selecting an In-Home Care Provider](https://abonelaw.com/2017/10/16/helping-mom-or-dad-stay-at-home-selecting-an-in-home-care-provider/) - There may come a time when your parent is no longer safe living at home due to physical or emotional/social concerns. Instead of moving Mom or Dad to an assisted living or nursing home, in-home care can provide a solution that makes everyone happy— your parent can stay at home in familiar surroundings and you
- [Elder Law: Veterans Service Pension Benefits and Pending Legislation](https://abonelaw.com/2014/02/20/elder-law-veterans-service-pension-benefits-and-pending-legislation/) - As a nation we celebrate Veterans Day in November to honor our service men and women. We hope you enjoy gathering with friends and family with a grateful heart towards our military men and women. The Bone-afide enews will focus our attention on Service Pension benefits, which are available to qualifying Veterans. This is a
- [Estate Planning Red Flag: You haven’t discussed gifts to charities that will receive them](https://abonelaw.com/2014/05/06/estate-planning-red-flag-you-havent-discussed-gifts-to-charities-that-will-receive-them/) - It’s a good idea to discuss any planned gifts with charities before finalizing plans. This is particularly important for donations that place restrictions on the charity’s use of the gift, as well as donations of real estate or other illiquid assets. Many charities are reluctant to accept gifts of such assets, since they may expose
- [Recent Security Upgrades in Senior Living](https://abonelaw.com/2020/06/12/recent-security-upgrades-in-senior-living/) - Advances in technology bring are constantly changing the way we live our lives and seniors are no different. There are variety of new options emerging in security technology that can improve resident security in senior living. Many things that have long been used in security for senior living facilities are still relevant, such as locks
- [Parents of special needs child must plan financially for two generations | KyForward.com](https://abonelaw.com/2013/07/10/parents-of-special-needs-child-must-plan-financially-for-two-generations-kyforward-com/) - No matter where you live if you have a special needs child, estate planning for your family has another dimension that needs to be addressed. This article addresses some of the issues you need to start thinking about. When you are already, contact my office and we will help you navigate this complex area of
- [Addressing Resident Abuse in Seniors Living Facilities](https://abonelaw.com/2019/12/17/addressing-resident-abuse-in-seniors-living-facilities/) - If you have an elderly family member or friend living in an assisted living or skilled nursing facility, it is imperative that you stay attuned to the signs of abuse to your loved one. The National Center on Elder Abuse reports the most common types of abuse include physical (29%), psychological (21%), gross neglect (14%),
- [Is Your Loved One Seeing the Light? By Ronni Robinette, LMSW, TXcG](https://abonelaw.com/2017/04/06/is-your-loved-one-seeing-the-light-by-ronni-robinette-lmsw-txcg/) - The concept of hospice as medical treatment is a relatively new concept. Physician Dame Cicely Saunders introduced the idea of specialized care for the dying. She began working with the terminally ill in 1948 and started the first modern hospice center in London in 1967. She brought the concept of hospice to the United States
- [Do You Qualify for VA Disability Compensation?](https://abonelaw.com/2021/03/26/do-you-qualify-for-va-disability-compensation/) - If you served in the military and were injured or became seriously, you may be eligible for VA disability compensation. In 2021, eligible veterans can receive up to $3,731 per month tax-free, depending on the level of disability and number of dependents. According to the VA’s website, disability compensation is paid to veterans who are
- [Postmortem Tasks](https://abonelaw.com/2016/09/30/postmortem-tasks/) - Many find themselves at a loss regarding taking care of a loved one’s legal and financial matters after death. This article walks through the steps, including locating the loved one’s will or living trust document; conducting an inventory of assets and liabilities; and attending to life insurance and Social Security benefits. Postmortem affairs What you
- [Postmortem: Estate Planning Revitalization](https://abonelaw.com/2015/10/08/postmortem-estate-planning-revitalization/) - 6 postmortem strategies for revitalizing an estate plan Estate planning is an inexact science. No matter how much time and thought you put into a plan, changing tax laws and personal circumstances can hamper its ability to achieve your objectives. Fortunately, there are postmortem strategies your spouse, executors and beneficiaries can use to reduce estate
- [A Handful of Facts to Know About Dementia Caregiving](https://abonelaw.com/2021/02/26/a-handful-of-facts-to-know-about-dementia-caregiving/) - Dementia in the American Population, in particular, the prevalence of Alzheimer's Disease, is creating difficult caregiving experiences for the family members who are primarily responsible for providing care. Even though you understand your loved one's dementia behaviors are a symptom of the disease and not intentional or personally targeted to you, coping with them is
- [How are Medicare and Medicaid Different?](https://abonelaw.com/2021/03/05/how-are-medicare-and-medicaid-different/) - Many people who work within healthcare may recognize the acronym LASA, which stands for “look-alike-sound-alike” and is usually seen when referencing medications. When it comes to federal programs, Medicaid and Medicare, in written form, look alike and they do sound alike but work very differently. Both Medicare and Medicaid were started in 1965 under Lyndon
- [Senior Living After A Dementia Diagnosis](https://abonelaw.com/2021/03/12/senior-living-after-a-dementia-diagnosis/) - Many seniors who are diagnosed with dementia are not prepared for the care they will need in the future. Once this type of diagnosis is received, preparing for the future can no longer be avoided. If you or someone you love has received a dementia diagnosis, begin immediately to discuss and seek guidance for future
- [Bad Reasons People Use to Keep Putting Off Estate Planning](https://abonelaw.com/2021/02/19/bad-reasons-people-use-to-keep-putting-off-estate-planning/) - My family and I don’t own much. Can’t we put off planning until we can afford it? You shouldn’t. It is crucial to give legal authority to a person of your choice to care for your children if anything should happen to you. You don’t want your children to become wards of the court or
- [Make Sure Your Financial Information Is In Order](https://abonelaw.com/2021/02/12/make-sure-your-financial-information-is-in-order/) - Preparing and organizing your financial information for when you are no longer capable will bring peace of mind to you today and relieve your loved ones' burden in the future. It will ensure proper management of your financial situation and afford control over your end of life and legacy. The goal is to make and
- [Technology Helps Seniors Age in Place](https://abonelaw.com/2019/09/11/technology-helps-seniors-age-in-place/) - The silver tsunami of Americans has inspired the technology industry. There are continuous developments and implementations of inventive digital Internet of Things (IoT) solutions that transform the lives of aging adults as well as their caregivers. Each new tech development cycle strives to provide a product that is more robust while increasing its ease of
- [Veteran’s Pension Update](https://abonelaw.com/2018/02/19/veterans-pension-update/) - Veteran’s Pension Update The Veterans Administration (VA) has yet to publish new rules for their Pension program (commonly referred to as Aid & Attendance) that will make qualifying for those benefits more difficult. We are still keeping an eye open for updates. Until the new rules come out, here are the basics for qualifying for
- [Commando estate planning](https://abonelaw.com/2013/04/01/commando-estate-planning/) - This article discusses whhy long range strategic thinking is important in general estate planning but is critical when dealing with a family business, which is usually the source of a family’s wealth. Liza Horvath, Senior Advocate: Commando estate planning – MontereyHerald.com :.
- [Insights from a Professional Guardian](https://abonelaw.com/2016/02/19/insights-from-a-professional-guardian/) - Insights from a Professional Guardian by Karen Fonville, LMSW, TxCG Private Professional Guardians are professionals with experience in the issues related to guardianship and have met their states credentialing requirements for certification. For the purposes of this newsletter, the issues discussed address only guardianships that are created in a Probate Court which has jurisdiction
- [Estate Planning Red Flag: You don’t have a Will](https://abonelaw.com/2013/06/03/estate-planning-red-flag-you-dont-have-a-will/) - Regardless of a person’s age, health and net worth, a Will is essential in determining what happens to his or her children and wealth after death. This article explains that a Will can name a guardian and ensure that assets are distributed according to the decedent’s wishes. It also points out that having a Will
- [If I Have Two Children With Special Needs, Do I Need Two Special Needs Trusts?](https://abonelaw.com/2013/04/02/if-i-have-two-children-with-special-needs-do-i-need-two-special-needs-trusts/) - Here is an article from my new Special Needs newsletter. When a family has more than one child with special needs, the last thing it wants is more complexity. At the same time, most families with multiple children with special needs are stretched financially and desperately need to preserve access to government benefits like Medicaid
- [In 2022, Social Security Beneficiaries Will See the Biggest Increase in 39 Years](https://abonelaw.com/2021/11/05/in-2022-social-security-beneficiaries-will-see-the-biggest-increase-in-39-years/) - The year was 1983: The U.S. invaded Granada. A gallon of gas cost 96 cents. Michael Jackson’s ‘Thriller’ video premiered. That year was also the last time that Social Security recipients saw a cost-of-living increase steeper than the one just announced for 2022. This year, Social Security benefits will rise 5.9 percent, the sharpest upsurge
- [Speaking with Children About Their Inheritance](https://abonelaw.com/2020/03/24/speaking-with-children-about-their-inheritance/) - Many parents are uncomfortable talking to their kids about their wealth. Talking about how much money or property you have is usually viewed as taboo. Asking someone else about what they have is often considered impolite. But failing to talk to kids about how much they may inherit could leave them unprepared to handle even
- [Is Your Social Security Funding at Risk?](https://abonelaw.com/2020/07/10/social-security-risks/) - In their 2019 annual report to Congress, the Board of Trustees released some startling detail about projected insolvency for the Social Security Program by the year 2035. The US Social Security Administrations funding trusts are known as the Old-Age and Survivors Insurance (OASI) Trust Fund and the Disability Insurance (DI) Trust Fund. The Social Security
- [Hearing Loss May Lead to Depression](https://abonelaw.com/2019/08/21/hearing-loss-may-lead-to-depression/) - The findings from a ten-year study by the Journal of the America Medical Association (JAMA) reports of a link between hearing loss and health risks. The risks include a 50 percent greater risk of dementia, a 40 percent greater risk of developing depression and nearly a 30 percent higher risk for unintended falls. Reuters Health
- [Can a Marriage Be Annulled After your Spouse Dies?](https://abonelaw.com/2021/09/10/can-a-marriage-be-annulled-after-your-spouse-dies/) - Marriage is supposed to be “until death do us part,” but after one spouse dies, is it possible for a court to declare a marriage invalid (annulled)? It can be happen, as a Nebraska widower recently learned, but only in certain circumstances. Marriage provides benefits to a surviving spouse. When one spouse dies, the surviving spouse
- [The Able Act: A New Tool for the Special Needs Community](https://abonelaw.com/2015/02/10/the-able-act-a-new-tool-for-the-special-needs-community/) - Late in 2014, the ABLE (“Achieving a Better Life Experience”) Act was signed into law. The law is aimed at achieving a manner in which those with special needs can save money without losing needs based public benefits such as SSI or Medicaid. This is an important issue and perhaps the greatest accomplishment of the
- [Bone-afide Veterans News – Are You Eligible for VA Disability Compensation?](https://abonelaw.com/2017/08/07/bone-afide-veterans-news-are-you-eligible-for-va-disability-compensation/) - If you were injured or became seriously ill while serving in the military, you may be eligible for VA disability compensation. In 2017, eligible veterans can receive up to $3,458 per month tax-free, depending on the level of disability and number of dependents. According to the VA’s website, disability compensation is paid to veterans who
- [3 Things to Know Before Traveling with Disabilities](https://abonelaw.com/2019/10/23/3-things-to-know-before-traveling-with-disabilities/) - Traveling with disabilities or accessible traveling can seem, for some, like an overwhelming task with so many extra considerations. However, it doesn’t have to be if the right research, planning, and preparations are done ahead of time. There are even travel agencies that specialize in disabled travel. The most important thing is to be prepared.
- [Include These 5 Things in Your Estate Plan](https://abonelaw.com/2019/04/15/include-these-5-things-in-your-estate-plan/) - There are five core needs to any comprehensive estate plan. In this article, we take a look at the five things you must have in your estate plan and why.
- [5 Estate Planning Tips for the Non-Traditional Family (Which Odds Are Includes Yours)](https://abonelaw.com/2021/12/05/5-estate-planning-tips-for-the-non-traditional-family-which-odds-are-includes-yours/) - Estate Planning tips: Is your family of the “Leave It to Beaver” variety -- opposite-gender parents, the first marriage for each, one or more kids, all healthy and thriving? If so, your estate plan will probably be pretty straightforward. But if not, it's not as simple and you have a lot of company. The percentage
- [At Your Own Risk: The Pitfalls of DIY Estate Planning](https://abonelaw.com/2012/03/14/at-your-own-risk-the-pitfalls-of-diy-estate-planning/) - There’s no law that says you can’t prepare your own estate plan. And with an abundance of online services that automate the creation of wills and other documents, it’s easy to do. But unless your estate is small and your plan is exceedingly simple, the pitfalls of do-it-yourself (DIY) estate planning can be many. Dotting the i’s and crossing the t’s A common
- [You May Be Overestimating Your Social Security Benefits](https://abonelaw.com/2021/09/03/you-may-be-overestimating-your-social-security-benefits/) - Studies have found that workers overestimate how much they will receive in Social Security benefits when they retire. Having a good understanding of the realities can help you plan for retirement. Researchers from the University of Michigan studied the expectations of workers and found great uncertainty about future Social Security benefits as well as a tendency
- [The quality gap at elder-care homes](https://abonelaw.com/2013/07/12/the-quality-gap-at-elder-care-homes/) - Cost and quality of care are top of mind when looking at care facilities for parents. Take a look at some differences between for -profit and non-profit institutions. The quality gap at elder-care homes – Encore – MarketWatch.
- [Protecting your assets against Fraud and Identity Theft: Part III](https://abonelaw.com/2012/04/04/protecting-your-assets-against-fraud-and-identity-theft-part-iii/) - In this final installment on this topic we will discuss an estate planning tool you can use to protect yourself from fraud and identity theft. Putting your trust in a trust You can also use estate planning tools to help prevent fraud and identity theft. For example, many people use revocable living trusts to achieve
- [Decisions to Make for Your Power of Attorney](https://abonelaw.com/2021/11/26/decisions-to-make-for-your-power-of-attorney/) - A power of attorney may seem like a simple document, but there are several important decisions that need to be made when creating one. From whom to appoint to what powers to grant, care and consideration should be put into each choice. A power of attorney is one of the most important estate planning documents
- [What Happens When Caregivers Need Care?](https://abonelaw.com/2019/09/18/what-happens-when-caregivers-need-care/) - When Jeanette's mother was hospitalized, Jeanette's father begged her, with tears in his eyes, to take care of mother if he ever couldn't. Of course, Jeanette said “yes.” Years later, when Jeanette's father had gone and mother’s hearing and eyesight failed, she could no longer drive, and she had fallen several times, Jeanette remembered that
- [Planning Your Estate to Include a Plan For Your Pet](https://abonelaw.com/2013/07/11/planning-your-estate-to-include-a-plan-for-your-pet/) - Do you have a pet that you love and want to ensure gets cared for something happens to you? I have a chocolate lab and I’ve already told my cousin that if something happens to us, she is getting him. I know she will take good care of him. However, besides telling someone this, you
- [The Politics of Health Care : Crisis Medicaid Planning Tool Ruled Valid](https://abonelaw.com/2013/04/10/the-politics-of-health-care-crisis-medicaid-planning-tool-ruled-valid/) - Medicaid planning is a legal method of protecting your family from the financial devastation of long-term care costs. Planning ahead several years is best but crisis planning is not uncommon. I can help your family protect itself from such losses. Whether you live in New York, Oklahoma, or Texas, this legal method can be used
- [Why a Directive to Physicians is Crucial](https://abonelaw.com/2020/02/25/why-a-directive-to-physicians-is-crucial/) - A directive to physicians lays out your preferences for life-sustaining medical treatment. It is often accompanied by a health-care proxy or power of attorney, which allows someone to make treatment decisions for you if you are incapacitated and the directive to physicians does not have specific instructions for the situation at hand. “Directive to physicians”
- [Estate planning not only for the wealthy](https://abonelaw.com/2013/03/05/estate-planning-not-only-for-the-wealthy/) - I know that most folks out there think that now that the estate tax exemption is just over 5 million dollars, they don’t need to worry about doing any planning. While it is true that the 5 million dollar estate tax exemption means that probably 99% of people will not have to worry about estate
- [Bone-afide Veterans News – Military Lodging](https://abonelaw.com/2017/05/02/bone-afide-veterans-news-military-lodging/) - As you know, you are eligible to stay in military lodging facilities. The various Services work closely together so you can generally see what is available to you by looking at any of their sights. In the event you would like to look at the various individual sights, we are listing most here: Army MWR, Marine Corps
- [Most Americans on Social Security Will See Increase of $4 to $5 in 2017](https://abonelaw.com/2016/12/14/most-americans-on-social-security-will-see-increase-of-4-to-5-in-2017/) - Most Americans on Social Security Will See Increase of $4 to $5 in 2017 Yes, you read that right. There will be a 0.3% cost of living adjustment (COLA) for those receiving Social Security and Supplemental Security Income (SSI) benefits in 2017. That means most Americans will receive an increase of just $4 to
- [What You and Donald Trump both Need: Top 10+1 Reasons Everyone Needs a Comprehensive Power of Attorney](https://abonelaw.com/2016/07/07/what-you-and-donald-trump-both-need-top-101-reasons-everyone-needs-a-comprehensive-power-of-attorney/) - The benefits of a highly detailed, comprehensive power of attorney are numerous. Unfortunately, many powers of attorney are more general in nature and can actually cause more problems than they solve, especially for our senior population. This newsletter highlights the benefits of a comprehensive, detailed power of attorney, including some of the provisions that should
- [Unique Health Challenges Faced By Veterans](https://abonelaw.com/2018/04/24/unique-health-challenges-faced-by-veterans/) - The United States veteran population is some 20 million strong, many of whom face health challenges separate from non-Veterans. Due to their military training, Veterans have a well-defined culture that is strong on values, codes of conduct, respect of superiors, and customs to name a few. Due to this culture, Veterans face different health challenges
- [3 retirement and estate-planning lessons from ‘Downton Abbey’ – Encore – MarketWatch](https://abonelaw.com/2013/03/08/3-retirement-and-estate-planning-lessons-from-downton-abbey-encore-marketwatch/) - Who said estate planning was boring? If you enjoy Downton Abbey like I do, you can learn some great lessons about estate and financial planning. Take a look at this article. 3 retirement and estate-planning lessons from ‘Downton Abbey’ – Encore – MarketWatch.
- [October 20th-26th 2014 marks National Estate Planning Awareness Week](https://abonelaw.com/2014/10/20/october-20th-26th-2014-marks-national-estate-planning-awareness-week/) - What do the words “wills”, “trusts,” “estates,” and “health care directives” mean to you? Do you envision useful tools which help you protect your family and your wishes if death or incapacity strikes? Or do you brush off these terms believing they are only important for the super-rich or elderly? October 20th-26th 2014 marks National Estate
- [Medicaid Divorce: Maybe . . . Maybe Not.](https://abonelaw.com/2018/03/31/medicaid-divorce-maybe-maybe-not/) - Harry and Wanda got married late in life. This was their second marriage, and both had children from the prior marriages. The couple wanted their children to inherit from their respective parents, so Harry and Wanda signed a prenuptial agreement to keep their property clearly separated. Unfortunately, Harry was then diagnosed with Alzheimer’s. Medical
- [Inheritance: A Good or Bad Thing?](https://abonelaw.com/2020/03/16/inheritance-a-good-or-bad-thing/) - Say your spouse is living in a nursing home because of advanced Parkinson’s. Your spouse is currently receiving Medicaid benefits to pay for the high cost of that care. If you were to pass before your spouse, you wouldn’t want your spouse to inherit all your life savings, no matter how much you love your
- [President Biden Proposes Billions in Increased Funding for Home Health Care](https://abonelaw.com/2021/06/22/increased-funding-for-home-health-care/) - President Biden has introduced a plan to spend $400 billion over eight years on home health care and community-based care for the elderly and people with disabilities. The money would go to expand access to care and support higher-paying caregiving jobs. As the elderly population grows, our long-term care system is becoming increasingly strained. The AARP found
- [5 Things That Make a Longer Life](https://abonelaw.com/2019/12/04/5-things-that-make-a-longer-life/) - It is no secret that a healthy lifestyle has a significant impact on your well-being and the earlier you implement a healthy lifestyle strategy, the greater the potential benefit regarding your longevity. Your lifespan can be increased by as much as 14 years for a woman and 12.2 years for a man according to the
- [National Estate Planning Week 2014: Give the Ultimate Gift of Love](https://abonelaw.com/2014/10/02/national-estate-planning-week-2014-give-the-ultimate-gift-of-love/) - If you are married or in a relationship, it’s likely that one of your “to-do’s” this month is to show the “special someone” in your life just how much you care. But before you hit the closest Tiffany’s or spring for an embarrassing display of roses, may I suggest giving something truly unique and heart-felt.
- [Social Distancing Could Lead to Senior Loneliness](https://abonelaw.com/2020/05/18/social-distancing-could-lead-to-senior-loneliness/) - The medically recommended protocols for social distancing and government mandates that restrict large gatherings of Americans to slow the spread of the coronavirus are minimizing our abilities to interact with each other. This isolation holds especially true for those seniors who live alone or in long term health care facilities. Human beings are, by nature,
- [The State of Autism in America](https://abonelaw.com/2019/06/17/the-state-of-autism-in-america-2/) - World Autism Awareness Day falls on April 2nd each year and is part of the larger World Autism Month observance. The observance includes hundreds of thousands of landmarks, homes, and buildings worldwide being swathed in light blue to recognize people living with autism. Many educational activities and events will take place to foster understanding and
- [How to Use Intrafamily Loans as Part of Your Estate Plan](https://abonelaw.com/2021/10/25/how-to-use-intrafamily-loans-as-part-of-your-estate-plan/) - When interest rates are low, intrafamily loans can be a good way to assist a relative (typically a child) with purchasing a house or a family business, and in certain circumstances they can be used to gift money to the next generation. An intrafamily loan allows family members to borrow money from each other at
- [Where is the Aging Process best Lived?](https://abonelaw.com/2021/01/15/where-is-the-aging-process-best-lived/) - Master plan models for Inter-generational community living are changing the shape of the aging experience from the ages of 8 up to 80 years of age and beyond. Dubbed “new urbanism” it is the belief that a living environment with high standards can have a positive effect on the quality of life, local economy, and
- [Serious Estate Planning Considerations for Those Getting Remarried in Arlington, Texas](https://abonelaw.com/2012/10/24/serious-estate-planning-considerations-for-those-getting-remarried-in-arlington-texas/) - Whether you’ve been divorced or widowed, there’s always the chance of finding new love and making the decision to get remarried. With that said, you may also be facing a variety of circumstances which make this trip down the aisle very different from the last. For example, you may have minor or adult children from
- [Money Matters: E-state planning in the digital age | NJ.com](https://abonelaw.com/2013/04/04/money-matters-e-state-planning-in-the-digital-age-nj-com/) - Digital assets is a topic I have discussed before in my newsletter and blog. Many people do not think about in the context of estate planning, but it is very much a part of the discussion. This article adds a little more food for thought. Money Matters: E-state planning in the digital age | NJ.com.
- [Advocacy Groups Call for Abolishing Medicaid Estate Recovery](https://abonelaw.com/2021/06/22/abolishing-medicaid-estate-recovery/) - To qualify for Medicaid eligibility of long-term care, you must satisfy very complicated financial eligibility rules—rules that often can be traps for the unwary. One of the most significant traps is Medicaid's right to recover its expenses from your estate after you die – a practice known as “estate recovery.” Under current Medicaid law, states
- [Top Trends for Senior Living in 2020](https://abonelaw.com/2020/07/24/senior-living-trends/) - The new year has started with many big changes but the latest senior living trends are here! Health Dimensions Group (HDG ) has released its list for 2020 entitled "Top Trends in Aging Services: Preparing for Historic Changes." As the silver tsunami of baby boomers continues to enter the senior living and care organizations markets,
- [The First 100 Days and The New Health Care Bill: What They Mean for Seniors, Veterans and the Disabled](https://abonelaw.com/2017/06/13/the-first-100-days-and-the-new-health-care-bill-what-they-mean-for-seniors-veterans-and-the-disabled/) - Much has been made of the first 100 days of President Trump’s administration, and of the American Health Care Act (AHCA). This bill was just passed by the House as the first step to repeal and replace the Affordable Care Act (ACA). This post will highlight the activity of the President’s first 100+ days and
- [Seniors Using Emotional Support Animals](https://abonelaw.com/2019/10/02/seniors-using-emotional-support-animals/) - Most of us know what a service animal is, but the use of emotional support animals is becoming more and more common. So, what is an emotional support animal? An emotional support animal is a companion animal that provides benefits to a person who has an emotional or mental health disorder. In order to be
- [Younger Adults Now More Likely to Have a Last Will and Testament](https://abonelaw.com/2021/06/22/young-adults-last-will-and-testament/) - A new survey has found that motivated in part by the coronavirus pandemic, younger adults are more likely to have a last will and testament than middle-aged adults. Nevertheless, the overall percentage of Americans with a will has dropped over the past several years. Caring.com’s 2021 estate planning survey found that for the first time
- [Social Security Shortfalls Are Predicted to Begin a Year Earlier Due to the Pandemic](https://abonelaw.com/2021/10/26/social-security-shortfalls-are-predicted-to-begin-a-year-earlier-due-to-the-pandemic/) - The Social Security trustees are projecting that due to the economic downturn caused by the pandemic the Social Security trust fund will be depleted in 2033 -- one year earlier than the previous estimates. Once the fund is depleted, Social Security benefits will be reduced unless Congress acts in the interim. Social Security retirement benefits
- [What Researchers Are Learning About Parkinson’s Disease](https://abonelaw.com/2020/03/10/what-researchers-are-learning-about-parkinsons-disease/) - Parkinson’s disease is a neurodegenerative disorder that causes a progression of symptoms including body tremors, limb rigidity, Bradykinesia (slow movement), as well as balance and gait problems. The cause of Parkinson’s disease (PD) remains largely unknown. One well-known indicator of PD is the dying off of predominately dopamine-producing neurons (dopaminergic) in a particular region of
- [More Lessons from Downton Abbey: What business owners can learn about succession planning](https://abonelaw.com/2013/04/04/what-business-owners-can-learn-about-succession-planning/) - T.V. can be a wonderful medium for playing out common family dramas. Downton Abbey has done it in spades. This past season has been a great lesson on succession planning and how that plays out in the context of family relationships. Downton Abbey: Real Life Lessons for Trust and Estate Advisors | Estate Planning content
- [A Letter of Intent for Your Special Needs Child](https://abonelaw.com/2020/05/12/a-letter-of-intent-for-your-special-needs-child/) - Writing a letter of intent (LOI) for your special needs child can help bring them family continuity and comfort after you are gone. As a parent, the most valuable asset your child has is you and your ability to care for them. You, like no other, fully understand the nuances of your child’s coping mechanisms
- [What to Know About the Senior Safe Act](https://abonelaw.com/2019/10/16/what-to-know-about-the-senior-safe-act/) - The Senior Safe Act, signed into law by President Trump in 2018, is designed to protect our elders from financial abuse from either within a family or support system or by scam artists preying upon them. Tens of billions of dollars each year are illegally taken from US seniors and these numbers only reflect the
- [These Everyday Devices Are Susceptible to Hacking](https://abonelaw.com/2020/01/21/these-everyday-devices-are-susceptible-to-hacking/) - The internet of things (IoT) is responsible for many conveniences via embedded electronic devices, and many seniors are making use of these technologies. It is becoming increasingly common for everyday items like refrigerators, thermostats, and doorbells to be internet-connected making our homes and personal information subject to hacking. A hacker will subvert computer security for
- [Nursing Homes Face Staffing Shortage](https://abonelaw.com/2020/01/08/nursing-homes-face-staffing-shortage/) - There are federal regulatory standards that nursing homes must meet for providing qualified registered nursing staff. According to McKnight’s.com, fully three-quarters of nursing homes seldom meet the federally registered nurse (RN) staffing level guidelines. In particular, on the weekends, nursing homes are often understaffed, or staff is not there at all according to data gleaned
- [Trust, but Verify Your Estate Tax Planning](https://abonelaw.com/2013/03/29/trust-but-verify-your-estate-tax-planning/) - Happy Easter! Just as the federal government has a tax structure, so do the states. These tax rules will vary from state to state. Knowing what to think about can save you from falling into a trap for the unwary resulting in years of penalty fees you will have to pay. If you are a
- [When is Assisted Living Not Enough?](https://abonelaw.com/2019/09/04/when-is-assisted-living-not-enough/) - Jerry’s mother Jane decided, on her own, that it was time to move into an assisted-living facility. Jane’s arthritis had worsened to the point where she couldn’t dress herself, she struggled to get in and out of the shower, and she was lonely living by herself. Jane did very well at her new place. The
- [What Will 2017 Bring to Seniors and Persons with Disabilities?](https://abonelaw.com/2017/02/01/what-will-2017-bring-to-seniors-and-persons-with-disabilities/) - Donald Trump’s election and Republican majorities in both houses of Congress surprised much of the nation. With control of legislative and executive branches of government, the expectation is Republicans will finally be able to push through long-awaited legislation, as well as follow through on promises made by candidate Trump. And they are expected to move
- [The Power of a Personal Property Memorandum with Your Will or Trust](https://abonelaw.com/2020/07/17/personal-property-memorandum/) - What can a personal property memorandum do for your estate plan? Family members often end up arguing over mom or dad’s favorite items when that parent dies. Arguments can take place over things like a coffee mug, a piece of jewelry or a painting. These types of arguments can be eliminated by filling out a
- [What Does Managing a Loved One’s Digital Legacy Look Like?](https://abonelaw.com/2013/07/15/what-does-managing-a-loved-ones-digital-legacy-look-like/) - I’ve done several postings on managing digital assets but from a more sterile perspective. This is the story of a woman and her mother and an example of what managing someone’s digital assets looks like. Rev. Amy Ziettlow: What Does Managing a Loved One’s Digital Legacy Look Like?.
- [Being Careless with Money Indicative of Dementia](https://abonelaw.com/2019/12/20/being-careless-with-money-indicative-of-dementia/) - Diminishing brain function due to the onset of dementia can lead to the destruction of your financial well-being. If you are age 50 or older, easy access to your financial assets like stocks and bonds, checking and savings accounts, money market accounts, and other assets can lead to loss of these funds if an unauthorized
- [Addressing Some Myths About Long-Term Care](https://abonelaw.com/2019/08/07/addressing-some-myths-about-long-term-care/) - According to the U.S. Department of Health and Human Services, someone turning age 65 today will have a 70 percent chance of requiring some long-term care (LTC) service and support during the remainder of their life. In the case of women, the typical LTC need will last about 3.7 years compared to men who will
- [You’re Fired!: Firing the VA Secretary -Implications for Veterans Healthcare](https://abonelaw.com/2018/03/31/youre-fired-firing-the-va-secretary-implications-for-veterans-healthcare/) - In an Administration unafraid to fire key cabinet members with little warning, Secretary of the Department of Veterans Affairs (VA), Dr. David Shulkin, is rumored to be high on President Donald Trump’s list of next in line. The cause of this disdain by the President? A VA inspector general report stated that Secretary Shulkin used
- [Considering a Roth IRA Conversion?](https://abonelaw.com/2014/02/04/considering-a-roth-ira-conversion/) - Converting all or a portion of a traditional IRA to a Roth IRA can allow one to turn tax-deferred future growth into tax-free growth and take advantage of a Roth IRA’s estate planning benefits. As this article explains, a Roth’s exemption from minimum distribution requirements allows funds to continue growing tax-free for many years. And, since amounts
- [Obama budget proposal that could impact advanced estate planning strategies](https://abonelaw.com/2013/04/18/obama-budget-proposal-that-could-impact-advanced-estate-planning-strategies/) - Obama budget proposal affecting advanced planning strategies: IDGTs, GRATs, and dynasty trust GST tax exemption benefit could be on the chopping block.
- [Seniors and Voice-First Technology](https://abonelaw.com/2020/05/26/seniors-and-voice-first-technology/) - The COVID-19 pandemic continues to spread across America and disrupt day to day lives. Those who are age 65 or higher experience a higher virus fatality rate, and the Centers for Disease Control and Prevention (CDC) continue to recommend that older adults stay at home as much as possible, especially those with underlying health conditions.
- [Bone-afide Veterans News – Claiming Arrears of Pay](https://abonelaw.com/2017/03/07/bone-afide-veterans-news-claiming-arrears-of-pay/) - Sometimes the most difficult conversations to have are the most important, like helping your loved ones be prepared for when you die. Talking to your family about this topic beforehand is a way to show that you care and it will help to ease the financial burdens they may face. Military retirees can have
- [Retirees’ Social Security garnished for student loans](https://abonelaw.com/2014/09/09/retirees-social-security-garnished-for-student-loans/) - Think that student loan you took out but didn’t repay was forgotten? Think again. There is a growing trend of octagenarians having their social security pay garnished to repay not only their student loan debt but the debt of their kids as well. Remember when you co-signed or took out that loan for your kid’s
- [Chocolate & Pretzels Christmas Bark - ABoneLaw's Holidays snacks!](https://abonelaw.com/2021/12/16/chocolate-pretzels-christmas-bark-abonelaws-holidays-snacks/) - Chocolate & Pretzels Christmas Bark Semisweet chocolate White chocolate Pretzel pieces Toffee Make: Line a quarter-sheet rimmed pan or 9-13 inch pan with parchment paper and set aside. In a double boiler, heat water to just a simmer in bottom pan. Water should not touch top pan. Place semisweet and milk chocolate in top pan,
- [Inaugural Edition of Special Needs Newsletter](https://abonelaw.com/2013/04/02/inaugural-edition-of-special-needs-newsletter/) - Greetings Readers, April is Autism awareness month and today, April 2, is World Autism Awareness Day. I want to welcome you to the inaugural edition of my new newsletter on special needs. This newsletter is for the families who care for someone with a disability. This will be a monthly newsletter. In the coming weeks,
- [Understanding Social Security Survivor Benefits](https://abonelaw.com/2014/11/11/understanding-social-security-survivor-benefits/) - Understanding Social Security Survivor Benefits Survivors Benefits According to the Social Security Administration, a surviving spouse may be eligible to receive the deceased spouse’s full retirement benefits at full retirement age (“FRA”). For survivor benefits only, FRA is 66 for anyone born before 1957, and it increases two months every year until it reaches 67
- [The Latest Trends in Medicaid Restrictions](https://abonelaw.com/2019/05/23/the-latest-trends-in-medicaid-restrictions/) - Last year saw two huge trends in Medicaid restrictions: work requirements and a change in retroactive coverage. Several states have been approved for these Section 1115 Medicaid waivers and are already implementing these changes. Other states have applied for waivers that are pending. What is a Section 1115 Medicaid Waiver? Under Section 1115 of the
- [Driving and Dementia Do Not Mix](https://abonelaw.com/2019/07/17/driving-and-dementia-do-not-mix/) - Many Americans have to hang up their car keys for good due to dementia. There is an increasing prevalence of Alzheimer’s disease and other forms of dementia in the aging US population and it is forcing the hands of caregivers, family, and physicians to ensure getting those impaired off the roads. Cognitive disability creates peril
- [The Ramifications of a Spouse Becoming a Caregiver](https://abonelaw.com/2020/02/12/the-ramifications-of-a-spouse-becoming-a-caregiver/) - Caring for a seriously ill spouse can trigger relationship challenges. In the process of change, you can lose your best friend, your love, and your future as you both had imagined it. Promises will change from words spoken in oath on your wedding day to deeds of care in your mostly, but not exclusively, older
- [Service Connected Disability Claims](https://abonelaw.com/2017/02/02/service-connected-disability-claims/) - A service connected disability claim for compensation – Rating 10-100% and monthly check – requires the Veteran to take action. If you do not file a claim (VA Form 21-526EZ), the VA will not search for you and file your claim. The VA is not going to reach out and hold your hand and file
- [Obama Budget Endangers Some Estate Planning Techniques](https://abonelaw.com/2013/04/03/obama-budget-endangers-some-estate-planning-techniques/) - The effect of ATRA on grantor and dynasty trusts. Obama Budget Endangers Some Estate Planning Techniques.
- [New Service Helps Seniors Keep Up with Bills](https://abonelaw.com/2019/08/28/new-service-helps-seniors-keep-up-with-bills/) - If you are a senior or have a loved one who is struggling with the process of paying their household bills, Silver Bills can eliminate the task and alleviate the worry about proper handling of monthly bills. As many baby boomers continue to opt for aging in place, home administrative tasks can become problematic. Family
- [Let’s Talk About Sex: Dementia and the Elderly](https://abonelaw.com/2015/05/15/lets-talk-about-sex-dementia-and-the-elderly/) - Most people do not want to think about, let alone discuss, the sexual habits of their parents. For most people, the elderly are asexual beings. They do not have physical desires. However, if forced to look at the issue, all of us will come to the realization that the elderly do have sexual desires and
- [James Gandolfini becomes estate tax poster boy](https://abonelaw.com/2013/07/10/james-gandolfini-becomes-estate-tax-poster-boy/) - Here is another estate tax tale of woe. Like so many Americans, Mr. Gandolfini didn’t have an estate plan in place. One might think since he had a pretty nice nest egg to protect he would have put something in place. Apparently that was not the case. The people that pay the most (literally and
- [Avoid These Mistakes When Planning for a Disabled Family Member](https://abonelaw.com/2019/07/01/avoid-these-mistakes-when-planning-for-a-disabled-family-member/) - There are 58 million Americans five years of age or older that are identified as special needs making them the largest single minority in this country. The majority of federal and state benefits available to help persons with disabilities are needs based, meaning income and assets are strictly limited and can often be misinterpreted, resulting
- [Are You Planning for the Unexpected?](https://abonelaw.com/2020/07/31/are-you-planning-for-the-unexpected/) - The recent pandemic has left many unprepared and confused as coronavirus put many at risk. There are numerous reports of shortages of antibacterial hand sanitizer, disinfecting wipes, and even toilet paper. While we can’t predict when something like COVID-19 might strike, we can take steps to prepare for an unexpected crisis to help reduce the
- [Smart Personal Assistants: Alexa, Bixby, and Siri Oh My!](https://abonelaw.com/2019/07/23/smart-personal-assistants-alexa-bixby-and-siri-oh-my/) - The smart personal assistant revolution is moving forward at a breakneck pace. It took approximately 30 years for the cellular telephone to begin outnumbering people on the planet, but smart personal assistants are projected to outnumber humans in half of that amount of time by 2021. The technology-research firm Canalys expects 100 million smart speakers
- [Continuing Care at Home Rising in Popularity](https://abonelaw.com/2020/02/05/continuing-care-at-home-rising-in-popularity/) - Decades ago in America, it was prevalent that extended family members lived near to one another, providing a system of general support and care for the family young and old. Now many families live far out of reach from the daily lives of their elderly parents save for the internet and internet of things allowing
- [The Costs of Dementia: For the Patient and the Family](https://abonelaw.com/2017/05/02/the-costs-of-dementia-for-the-patient-and-the-family/) - A recent report from the Alzheimer’s Association states that one in nine Americans age 65 or older currently have Alzheimer’s. With the baby boomer generation aging and people living longer, that number may nearly triple by 2050. Alzheimer’s, of course, is just one cause of dementia—mini-strokes (TIAs) are also to blame—so the number of those
- [Sharing Financial and Legal Information with Your Family in Hurst-Euless-Bedford, Fort Worth](https://abonelaw.com/2015/10/21/sharing-financial-and-legal-information-with-your-family-in-hurst-euless-bedford-fort-worth/) - Every family has its own approach when it comes to talking about financial and legal information. As a will and trust lawyer, I’ve seen everything from open and transparent conversations to those where discussions of money are considered taboo. In reality, families who are approaching the estate planning process should be having some conversations about these topics,
- [New Opportunities Under Tax Cuts and Jobs Act](https://abonelaw.com/2018/01/31/new-opportunities-under-tax-cuts-and-jobs-act/) - Happy New Year! Ok, so I know that as the last day of January it’s a little late to be saying Happy New Year. But, I’ve had a lot to digest before relaying information to you. On December 20, 2017, Congress passed a sweeping tax reform bill “The Tax Cuts and Jobs Act” changing
- [4 Legal Documents To Amend After Your Divorce in Texas](https://abonelaw.com/2012/07/30/4-legal-documents-to-amend-after-your-divorce-in-texas/) - If you’ve gone through a divorce or you are getting ready to file, it’s important to talk to your attorney about the impact it will have on your current estate plan. It may surprise you to know that, in some states, even if you get a divorce, your ex may still inherit your money and
- [Warning: An Alzheimer’s Tsunami is Coming and We Must Prepare](https://abonelaw.com/2017/07/10/warning-an-alzheimers-tsunami-is-coming-and-we-must-prepare/) - That’s the message from Andrew Tisch, chairman of Loews Corporation, co-founder of the political reform group No Labels, and Vice Chair of the U.S. Global Leadership Coalition. In a recent article, Mr. Tisch describes how we are unprepared for the enormous costs we will soon be facing from a huge upswing in our aging
- [Consumer reports: DIY = DI Don’t](https://abonelaw.com/2013/04/04/consumer-reports-diy-di-dont/) - So you think paying an attorney to plan your estate is too expensive? How expensive will it be if that online company you used gets it wrong? When it comes to estate planning, you should think DIY= DI Don’t. This article from Consumer Reports discusses the many pitfalls of do-it-yourself estate planning. Writing your own
- [Happy New Year!](https://abonelaw.com/2015/01/29/happy-new-year/) - It’s that time of the New Year where you might have made a resolution and may be diligently working on it. You may have thought to yourself during the holiday season, after having received my newsletter all year, “I will get my estate planning done in 2015”. The time is here! All the holiday gifts
- [Smart Estate Planning Strategies For Your Art Collection](https://abonelaw.com/2022/07/26/smart-estate-planning-strategies-for-your-art-collection/) - People can spend a lifetime curating art, having these smart estate planning strategies can be lifechanging. It can be a passion for many people and, often, it’s more about enjoying the art or the medium itself than about ensuring financial gain. However, not everyone will share or even understand that passion – and not everyone
- [2022 Tax Season – What you need to Know](https://abonelaw.com/2022/01/27/2022-tax-season-what-you-need-to-know/) - By Beverly Brown Ward, CPA Tax Season 2021 begins Monday January 24, 2022 with the Internal Revenue Service accepting e-filed federal income tax returns beginning that day. This is a slight change from the January 27th begin date that was provided in December by the Service. Due dates for 2021 federal income tax filings as
- [5 Considerations To Make When Scattering A Loved One’s Ashes](https://abonelaw.com/2022/08/15/5-considerations-to-make-when-scattering-a-loved-ones-ashes/) - Saying goodbye, scattering a loved one's ashes is heartbreaking. Making final arrangements can be overwhelming. Knowing what you are allowed to do to fulfill your loved one’s wishes is important, but it can also be confusing. If the person you lost wanted to be cremated and have their ashes spread, there are important considerations
- [The Rise of the Telehealth Appointment](https://abonelaw.com/2020/06/19/the-rise-of-the-telehealth-appointment/) - According to the American Hospital Association (AHA), fully 76 percent of US hospitals are using some form of telehealth for their patient groups. Through the use of videoconferencing over wireless devices and remote health tech monitoring, telehealth can connect patients to vital health care services. During this COVID-19 pandemic, the federal government has freed up
- [The Reasons Why Americans Retire Poor](https://abonelaw.com/2020/06/26/the-reasons-why-americans-retire-poor/) - Changes in the U.S. economy coupled with increased health care costs and lack of personal savings have put millions of American workers at financial risk as they approach their retirement years. Well managed money brings with it a freedom of lifestyle in retirement. Sadly, reports say that less than 5 percent of Americans will be
- [Pitfalls of Beneficiary Designations in Texas](https://abonelaw.com/2020/10/23/beneficiary-designations/) - You might think that leaving your property to your heirs would be simple enough. You make a will or a trust, you do a transfer-on-death deed for your real estate, you put your kids on your bank account, you designate beneficiaries for your life insurance and retirement accounts, and you’re done. If only things were
- [Personal Property Items](https://abonelaw.com/2015/06/09/personal-property-items/) - It’s natural that estate planning efforts focus on big-ticket items, such as real estate, business interests, retirement assets and brokerage accounts. But it’s important not to ignore the “small stuff,” like artwork, jewelry, furniture, antiques, clothing and collectibles. These items may not be as insignificant as one thinks. This post explains why it can be beneficial
- [Estate Planning Conversation Starters](https://abonelaw.com/2022/03/15/estate-planning-conversation-starters/) - Now, more than 70% of Americans don’t have an estate plan in place. Several aspects of the planning process can really seem overwhelming, which is one of the reasons why people procrastinate. They put it off and put it off and then it’s too late to get anything done. When it comes to helping your
- [Portability of estate tax exemptions: Should you rely on it?](https://abonelaw.com/2013/12/06/portability-of-estate-tax-exemptions-should-you-rely-on-it/) - One of the significant changes under the American Taxpayer Relief Act of 2012 (ATRA), signed into law back in January, was to make estate tax exemption “portability” permanent. When one spouse dies, portability allows the surviving spouse to use the deceased spouse’s unused exemption amount. This means that married couples can now maximize the benefits
- [Points to Discuss when Home for the Holidays](https://abonelaw.com/2018/11/17/points-to-discuss-when-home-for-the-holidays/) - The holiday season is upon us. Some of you may be going home to visit your parents for the holidays. Your parent is getting on in age, but you don't have a clear idea if there is a plan in place for their care. Is this you? It is a difficult topic to broach; no
- [For Tax Identity Thieves and Phishers, Business Is Booming 2](https://abonelaw.com/2013/03/19/for-tax-identity-thieves-and-phishers-business-is-booming-2/) - In my last tax related posting you read some interesting stories of infamous tax evaders. This article hits much closer to home as it discusses how you may have your identity stolen. Read what to look out for. For Tax Identity Thieves and Phishers, Business Is Booming.
- [4 Alzheimer’s Factors to Be Aware Of](https://abonelaw.com/2019/06/24/4-alzheimers-factors-to-be-aware-of/) - According to the Alzheimer’s Association, Alzheimer’s disease is a type of dementia that causes problems with memory, thinking, and behavior. Symptoms usually develop slowly and get worse over time, becoming severe enough to interfere with daily tasks. Alzheimer’s affects a growing number of people. There are several factors known to play a role in Alzheimer’s.
- [Understanding Retirement Planning and Longevity for Gen Xers](https://abonelaw.com/2020/10/02/retirement-planning-for-generation-x/) - As Gen Xers enter into their 40s and 50s, it is time for them to become active in the creation and execution of their retirement planning. There are many things to consider, including finances, investments, insurance policies, legal documents, living arrangements, and healthcare. It is advisable to make a detailed checklist within these categories and
- [Generation X and How it Should Handle Retirement Planning](https://abonelaw.com/2020/01/15/generation-x-and-how-it-should-handle-retirement-planning/) - As Gen Xers enter into their 40s and 50s, it is time for them to become active in the creation and execution of their retirement planning. There are many things to consider, including finances, investments, insurance policies, legal documents, living arrangements, and healthcare. It is advisable to make a detailed checklist within these categories and
- [The Power of a Will : More Than Just Asset Transfers](https://abonelaw.com/2020/08/28/the-power-of-a-will-more-than-just-asset-transfers/) - Do you have a Last Will & Testament prepared? Care.com’s annual estate planning survey for 2019 found that 57% of U.S. adults do not have a Last Will & Testament (a “Will”). The survey found that participants were more likely or less likely to have a Will depending on issues such as age, race, and
- [How to Pass on Family Values as Part of an Inheritance](https://abonelaw.com/2020/12/18/how-to-pass-on-family-values-as-part-of-an-inheritance/) - Successfully addressing and legally formalizing inheritance of family values and assets can be challenging, especially if parents wait too long to begin instilling family values. Undoubtedly the best time to teach and empower your children as eventual inheritors of your family legacy is during childhood, then continuing throughout adulthood. Waiting until your later stages in
- [Understanding Powers of Attorney and Your Adult Children](https://abonelaw.com/2020/10/16/understanding-powers-of-attorney-and-your-adult-children/) - When your child turns 18 (in most states), it might be hard to imagine that little child who once needed you for everything has now become – overnight – an adult. Now your child is free to vote, marry, apply for a credit card, make medical and financial decisions, sign contracts, and live independently. No
- [Understanding the Hybrid Policy: Long-Term Care Insurance 2.0](https://abonelaw.com/2020/08/21/understanding-the-hybrid-policy-long-term-care-insurance-2-0/) - The cost of nursing-home care for a seriously ill or injured person is extremely high.You might also know that Medicare would cover only a minimal amount of those costs. Private insurance doesn’t seem like a good bet either, if you’ve heard horror stories about skyrocketing premium costs and difficulties in even obtaining long-term care (LTC)
- [Many Retirees Are Scared to Spend their Wealth](https://abonelaw.com/2021/01/08/many-retirees-are-scared-to-spend-their-wealth/) - Across the nation American citizens, even the “wealthy” ones, are worried about running out of cash and are scared to spend. Bloomberg.com is reporting many retirees, and near-retirees are sitting on their wealth in much the same way large corporations are hoarding stockpiles of cash. Even famed investor Warren Buffet and his multinational conglomerate holding
- [Long-Term Care Health Insurance is on the Verge of Collapsing](https://abonelaw.com/2020/12/23/long-term-care-health-insurance-is-on-the-verge-of-collapsing/) - Routine estimates predict that about 50 percent of older adults will require long-term care at some stage of their lives. If you are an adult 65 or more, the percentage moves up to 70 percent. However, the demand for long-term care far outnumbers an affordable or even existing supply. For years the private sector long-term
- [More Telehealth Services Are Being Covered by Medicare](https://abonelaw.com/2020/08/14/more-telehealth-services-are-being-covered-by-medicare/) - In response to the COVID-19 outbreak, the Centers for Medicare & Medicaid Services (CMS) recently announced that it has increased access to Medicare telehealth services. This means that Medicare beneficiaries can receive more benefits from their doctors without having to travel to a healthcare facility. The terms "telehealth" and "telemedicine" refer to the ability to
- [What Elder Law Attorneys Can Do For You and Your Family](https://abonelaw.com/2020/09/25/what-elder-law-attorneys-can-do-for-you-and-your-family/) - The number of elderly individuals is steadily increasing while medical and technological advancements are allowing seniors to live longer and better lives than ever before. According to the US Census Bureau, more than 51 million Americans are currently aged 65 or older. The expanding needs of the US aging population are contributing to an increase
- [How To Handle Resident Abuse In Senior Living Facilities](https://abonelaw.com/2021/01/20/how-to-handle-resident-abuse-in-senior-living-facilities/) - If you have an elderly friend or family member living in an assisted living or skilled nursing facility, it is important that you stay attuned to the signs of abuse to your loved one. The National Center on Elder Abuse reports the most common types of abuse include physical (29%), psychological (21%), gross neglect (14%),
- [Planning Ahead for Your Inheritance and Medicaid](https://abonelaw.com/2020/10/30/inheritance-and-medicaid/) - Mistakes can be made when it comes to inheritances and Medicaid. Those mistakes can be costly. When a person is drawing Medicaid benefits and inherits money or property, that inheritance jeopardizes the benefits. The inheritance must be handled carefully to minimize expensive penalties. What “careful” means, though, can be misunderstood without the necessary expertise. The
- [The American Government's Preparedness for an Aging Population](https://abonelaw.com/2020/06/05/the-american-governments-preparedness-for-an-aging-population/) - The deluge of aging Americans and the increase in longevity in the already 65 plus population are the main reasons why the Social Security and Medicare programs are expected to have financial insolvency issues in the coming decades. According to the American Association for Retired Persons (AARP), every single day 10,000 baby boomers are turning
- [COVID-19 pandemic Causes Rise in Loneliness for Seniors](https://abonelaw.com/2020/09/04/covid-19-pandemic-causes-rise-in-loneliness-for-seniors/) - People struggling with loneliness tend to live shorter lives because being lonely increases the risk of heart disease, hypertension, depression, obesity, digestive problems, sleep problems, anxiety, dementia, and other health conditions. Rightathome.net cites there is an increase in what is known as “the loneliness epidemic” which, aside from the context of heartbreaking emotional sadness, has
- [Prepare a Letter of Instruction For Your Estate Plan](https://abonelaw.com/2021/02/05/prepare-a-letter-of-instruction-for-your-estate-plan/) - Whether you currently have an estate plan in place or are starting from scratch, a letter of instruction (LOI) is an important part of any comprehensive plan. A letter of instruction can help your loved ones manage important information about you. A LOI conveys your desires, includes practical information about where to find various items
- [Drug Abuse Becoming More Prevalent with Seniors](https://abonelaw.com/2019/11/06/drug-abuse-becoming-more-prevalent-with-seniors/) - Many seniors are from a generation that, on the whole, still scorn drug abuse and stigmatize those people who engage in such activities. However, as the baby boomer numbers increase in senior living environments, they bring with them a more freewheeling attitude about drug use and misuse rooted in the culture of the 1960s and
- [Baby Boomers Living Alone Are at Risk of Dementia by 30 Percent](https://abonelaw.com/2020/11/20/baby-boomers-living-alone-are-at-risk-of-dementia-by-30-percent/) - Living arrangements for aging Americans are decidedly leaning towards aging in place. Nearly all older adults prefer to age in the comfort of their long time homes and familiar community surroundings. Aging in place often means living alone. Pew Research findings show that older people are more likely to live alone in the United States
- [What are the Shifts in Airline Travel During the Coronavirus?](https://abonelaw.com/2020/11/13/what-are-the-shifts-in-airline-travel-during-the-coronavirus/) - Americans are becoming more apt to travel by plane as new and better protocols addressing safety in the prevention of coronavirus transmission are put into place. Airports, airline personnel, and TSA agents are handling a huge increase in the number of airline passengers, according to the Transportation Safety Administration (TSA). Numbers have risen from 80,000
- [Have Your Updated Your Texas Estate Plan for the New Year?](https://abonelaw.com/2020/12/04/have-your-updated-your-texas-estate-plan-for-the-new-year/) - You should check your estate planning documents every so often to make sure they’re still good, especially with big life changes like births, marriages, divorces, and moving to another state. Children grow up, marriages dissolve, property gets sold, residences change. That’s why we recommend that you consult us for an estate-plan check-up every five years
- [How to Plan for Blended Families](https://abonelaw.com/2020/09/11/how-to-plan-for-blended-families/) - Couples often bring children into a marriage from a prior marriage or union and then have children together is known as blended families. Blended families highlight the need for careful estate planning to make sure the needs of each spouse are met, as well as the needs of each parents' children. If one spouse is
- [Will I Lose My Home Because of the Cost of Care?](https://abonelaw.com/2020/11/27/will-i-lose-my-home-because-of-the-cost-of-care/) - Homeownership is the American Dream. People work hard all their lives to own a home, and it is often their most valuable and significant possession. So when health begins to fail and the need for long-term care arises, we often get this fear-filled question from our clients: will they take away my home? The enormous
- [Retirement Challenges Facing Women](https://abonelaw.com/2018/07/24/retirement-challenges-facing-women/) - For women, securing enough retirement income can be a daunting proposition. Generally speaking, women face two significant hurdles to overcome to achieve a comfortable flow of retirement income. One hurdle involves longevity, and the second deals with earning power. Women have a longer life expectancy than men do in the US. The Social Security Administration
- [Startups Creating Senior-Friendly Tech](https://abonelaw.com/2019/05/09/startups-creating-senior-friendly-tech/) - It is projected by the US Census Bureau that in the year 2050 there will be 458 million Americans of which 92.1 million will be 65 or older. Senior Americans will constitute slightly over 20 percent of the population as a whole if these projections are accurate. By the year 2030, all of the baby
- [Planning Ahead For Children With Special Needs](https://abonelaw.com/2021/01/22/planning-ahead-for-children-with-special-needs/) - Estate planning requires specialized planning especially when you have a child with special needs. Looking to the future as to how your child will be able to function in the world as they age is particularly tricky to assess. What is the child’s long term prognosis and what type of care is anticipated to meet
- [Financial Planning for Millennials](https://abonelaw.com/2020/03/31/financial-planning-for-millennials/) - Millennials include fiscally conservative, savings oriented, and future planners seeking financial freedom as core attributes. A large part of millennials' formative years was influenced by the US sub-prime mortgage crisis beginning in 2007, shortly followed by an international banking crisis, which led to what became known as the Great Recession. The millennial generation would have
- [Are Your Investments Tax-Efficient?](https://abonelaw.com/2013/03/17/are-your-investments-tax-efficient/) - This is the first in a series of postings on tax related issues you might find of interest. Are Your Investments Tax-Efficient?.
- [Prenups: Not Just For the Young and Hollywood](https://abonelaw.com/2018/08/28/prenups-not-just-for-the-young-and-hollywood/) - Lucy and Ricky have a great marriage, with an extended family to whom they wanted to leave everything when they passed. Unfortunately, Lucy was then diagnosed with cancer. She began to worry: What could happen if she died before Ricky did, and Ricky remarried? Or vice versa? What if the second spouse started pushing to
- [Spousal Dementia and its Effect on a Marriage](https://abonelaw.com/2018/09/25/spousal-dementia-and-its-effect-on-a-marriage/) - When someone you love, in particular, your spouse, becomes ill you want to help them get well. But what happens when the illness is dementia? A marital relationship that could have spanned years or decades becomes subject to enormous change, and that change is not a slow linear progression of predictability. It is an up
- [Are your retirement savings secure from creditors?](https://abonelaw.com/2013/04/01/are-your-retirement-savings-secure-from-creditors/) - Are your retirement savings secure from creditors? Estate planning and asset protection go hand-in-hand. After all, no matter how well your estate plan is designed, it won’t do much good if you have no wealth to share with your family. If you have significant assets in employer-sponsored retirement plans or IRAs, it’s important to understand
- [VA Burial and Memorial Benefits](https://abonelaw.com/2017/07/10/va-burial-and-memorial-benefits/) - Many veterans and family members are aware the VA pays for burial expenses. However, often families over estimate how much the VA will pay for burial expenses. This post discusses who is eligible for VA burial benefits and how much the VA will pay. Veterans, spouses, and dependents are eligible for burial at a VA
- [An Overview of Long Term Care Options](https://abonelaw.com/2014/04/08/an-overview-of-long-term-care-options/) - One of the greatest concerns for the elderly we serve and their families is that of long term care. Two-thirds of seniors will need care at some point in their life and many have not planned for this likelihood. It is an emotional and unpleasant topic to broach, but helping those we serve to plan
- [VA Mission Act not Living up to Expectations](https://abonelaw.com/2018/08/28/va-mission-act-not-living-up-to-expectations/) - It is no secret that the Department of Veterans Affairs (VA) has faced criticism in the past for its treatment of wounded veterans and their caregivers. On June 6, 2018, President Donald Trump sought to remedy this by signing the VA Maintaining Systems and Strengthening Integrated Outside Networks Act, or VA Mission Act. The Act
- [For Tax Identity Thieves and Phishers, Business Is Booming](https://abonelaw.com/2013/03/14/for-tax-identity-thieves-and-phishers-business-is-booming/) - As if worrying about whether or not you owe or will get a refund isn’t enough, you also need to keep an eye on your identity this tax season. There may be someone out there that is doing it for you whether you want them to or not. For Tax Identity Thieves and Phishers, Business
- [Government Benefits: Why it’s Buyer Beware](https://abonelaw.com/2015/04/07/government-benefits-why-its-buyer-beware/) - If you are a veteran or if you have one in your family, you may be shocked to know that a Government Accounting Office Report to Congress in August of 2013 revealed the following about some who make themselves out to be “advisors” to veterans seeking benefits: VA procedures do not ensure advisors have good
- [Power of Attorney Misconceptions](https://abonelaw.com/2018/10/16/power-of-attorney-misconceptions/) - A durable power of attorney is one of the most important estate planning documents you can have. It allows someone who you appoint (your agent) to make decisions on your behalf in the event you become incapacitated. If you have not appointed an agent then your friends and family will not have the authority to
- [A Love Letter to Single Parents](https://abonelaw.com/2016/05/20/a-love-letter-to-single-parents/) - 9 Questions Single Parents Should Ask About Their Estate Plans In many respects, estate planning for single parents is similar to estate planning for families with two parents. Single parents want to provide for their children’s care and financial needs after they’re gone. But when only one parent is involved certain aspects of an estate
- [Women Business Owners Need Retirement Plans](https://abonelaw.com/2017/08/04/women-business-owners-need-retirement-plans/) - This month’s article comes from Monica Stanley. Monica is a financial advisor for families and small business owners with Edward Jones. She discusses why women business owners need retirement plans. If you’re a woman who owns a business, you’ve got plenty of company. In fact, women own more than 10 million U.S. companies, and
- [Update in Special Needs Planning](https://abonelaw.com/2015/08/18/update-in-special-needs-planning/) - The special needs community and its advocates are making headway as of late. Last month, the IRS proposed regulations for the new state-sponsored ABLE accounts. In addition, the Special Needs Trust Fairness Act was reintroduced to Congress earlier this year and appears to be making progress. As advocates for those with special needs, we celebrate
- [More Estate Planning Lessons from Grey’s Anatomy](https://abonelaw.com/2013/09/28/more-estate-planning-lessons-from-greys-anatomy/) - This past Thursday was the two hour season premier of Grey’s Anatomy. Meredith’s mentor and father figure (Richard) has been electrocuted and is lying on floor in the bowels of the hospital. The evil machinations of an intern vying to get back into the good graces and surgery room with McDreamy (a brain surgeon) sends
- [Updating Estate Plans Need of the Hour for Family Business Owners](https://abonelaw.com/2015/10/20/updating-estate-plans-need-of-the-hour-for-family-business-owners/) - Family business contribute over 70 percent of global productions, but owners of them don’t update their estate planning. It’s estimated that over 50 percent of family business owners didn’t update estate planning for more than five years. Perfect and updated family planning ensures the smooth transition of a property from one generation to other while exploiting many
- [How working in retirement impacts Social Security](https://abonelaw.com/2014/10/09/how-working-in-retirement-impacts-social-security/) - Are you finding retirement doesn’t keep you engaged enough? Are you considering going back to work? If so, there are some things you need to think about before taking the leap back into the daily hustle and bustle. How working in retirement impacts Social Security – MarketWatch.
- [Estate Planning for the Young and Affluent](https://abonelaw.com/2014/06/10/estate-planning-for-the-young-and-affluent/) - How can young, affluent people plan their estates when the tax landscape may look dramatically different 20, 30 or 40 years from now? Today, the current gift and estate tax exemption is high and the estate tax rate slightly higher than the income tax rate — but that could change in the future, requiring a
- [National Estate Planning Week 2014: Building a Family Legacy](https://abonelaw.com/2014/10/21/national-estate-planning-week-2014-building-a-family-legacy/) - If you have children, what kind of legacy are you leaving for them? Many parents tend to think of life insurance policies, bank accounts and the inheritance they are working so hard to leave behind someday for their kids. But the most valuable legacy you can leave for your children has nothing to do with
- [Exploitation a potential estate planning concern](https://abonelaw.com/2013/03/18/exploitation-a-potential-estate-planning-concern/) - Elder exploitation is on the rise. The population is getting older and there are people out there looking to take advantage of the elderly often times being let into their lives under the pretense of providing assistance. Elder financial exploitation and abuse are criminal offenses. Both the Dallas and Tarrant County District Attorneys Offices have
- [Joan Rivers Can Help With Difficult End-Of-Life Conversations](https://abonelaw.com/2014/09/11/joan-rivers-can-help-with-difficult-end-of-life-conversations/) - Our mortality is often very difficult for us to discuss even with the people who need to know our wishes the most. Too often I see clients who think that estate planning means they are just dealing with who gets their stuff when they die. Who gets what when is just one aspect of
- [Medicare Tax on Investment Income](https://abonelaw.com/2012/10/30/medicare-tax-on-investment-income/) - The Patient Protection and Affordable Care Act of 2010 established a new 3.8% Medicare tax on investment income for high-income taxpayers, which is scheduled to take effect in 2013. The tax will also apply to trusts and estates, and the income threshold that triggers the tax for them is low. This article offers details of
- [The Importance of Planning Early](https://abonelaw.com/2012/08/30/the-importance-of-planning-early/) - We plan to go on vacation. We plan to have dinner with friends. But when it comes to planning for how we will be taken care of as we advance in age, many of us prefer not to think about it, believing it will somehow all work out. Unfortunately, when it comes to long term
- [I Know What You Resolved To Do This Year](https://abonelaw.com/2016/01/20/i-know-what-you-resolved-to-do-this-year/) - HAPPY NEW YEAR The top five New Year’s Resolutions for 2014 and 2015 were: Lose Weight Get Organized/ Stop Procrastinating Spend Less/ Get out of debt Enjoy Life to the fullest Stay fit and healthy/ Eat Healthier Were any of those one of your Resolutions? I don’t normally make resolutions; however, this year I decided/resolved
- [Asset Valuation](https://abonelaw.com/2012/09/30/asset-valuation/) - When one makes a noncash gift, a professional valuation can reduce the chances that the IRS will challenge the gift tax return, thus decreasing the possibility of unplanned tax liability. This article examines the three-year statute of limitations during which the IRS can challenge the value that’s reported on a gift tax return, along with
- [Return Preparer Fraud: IRS issues guidance](https://abonelaw.com/2013/06/11/return-preparer-fraud-irs-issues-guidance/) - This is a memo from the IRS providing guidance on how to treat this issue when it arises. https://www.irs.gov/pub/foia/ig/sbse/igm_sbse_05-0612-035.pdf
- [Estate Planning Lessons from Grey’s Anatomy](https://abonelaw.com/2013/04/29/estate-planning-lessons-from-greys-anatomy/) - A week or so ago the issue of estate planning came up again on the show Grey’s Anatomy. The first incident was when Dr. Mark Sloan was in the plane crash which left him in a coma. He had healthcare directive (in Texas we call it a Directive to Physicians and Family or Surrogates). His
- [ELDER LAW NOTES: Note Qualifications Needed for Executor](https://abonelaw.com/2015/10/20/elder-law-notes-note-qualifications-needed-for-executor/) - When a person decides to make a last will and testament, there are various duties which will need to be performed by others once the will has been probated. Whether choosing a trustee to manage money or perhaps a guardian over minor children, each position, along with the choices made for the first-named person to
- [Non Traditional Couples](https://abonelaw.com/2012/09/30/non-traditional-couples/) - The federal gift and estate tax laws, as well as the laws in most states, were designed with “traditional” marriages between a man and woman in mind. For those who don’t fall within that category because they and their partner aren’t married or because they’re part of a same-sex marriage, thorough planning is required to
- [What is Daily Money Management?](https://abonelaw.com/2017/12/12/what-is-daily-money-management/) - With our rapidly growing population of seniors, more and more families will be dealing with loved ones who will face trouble managing their daily finances. Being unable to fully manage financial matters puts the elderly at risk of financial insecurity, debt problems or serious paying for long-term care down the road. The good news is
- [Updating Beneficiary Designations](https://abonelaw.com/2012/08/30/updating-beneficiary-designations/) - You haven’t recently reviewed your retirement plan beneficiary designations No matter how carefully you plan your estate, your objectives can easily be thwarted by inappropriate beneficiary designations for IRAs, 401(k) plans or other retirement accounts. Here are some of the most common mistakes: Failing to coordinate beneficiary designations with the rest of your plan. Suppose
- [7 Reasons to review your estate plan](https://abonelaw.com/2011/11/22/7-reasons-to-review-your-estate-plan/) - You haven’t reviewed your estate plan since. . . . . ? You need to update your plan if: 1. Your net worth or the value of certain assets substantially increases or decreases. 2. Your family circumstances change (for example, marriage, divorce, or birth of a child or grandchild). 3. A beneficiary dies or his
- [What I Did On My Summer Vacation](https://abonelaw.com/2016/08/26/what-i-did-on-my-summer-vacation/) - HAPPY BACK TO SCHOOL! I want to start off by first saying I do love my munchkin. However, by the beginning of August, we were both ready for some time apart. He was looking forward to going back to school. I know attention spans are short these days and you are wondering what the heck
- [Protecting your assets against Fraud and Identity Theft](https://abonelaw.com/2012/03/22/protecting-your-assets-against-fraud-and-identity-theft/) - This is part 1 of a 3 part posting. Wealth preservation typically focuses on protecting assets against creditors’ claims and lawsuits, but it’s also important to protect wealth from erosion by fraud and identity theft. There’s a common misconception that fraud victims usually are unsophisticated, but there’s no shortage of sophisticated investors who’ve been seduced
- [A Fourth Stimulus Check is Possibly On Its Way](https://abonelaw.com/2021/06/04/stimulus-check-for-americans/) - Americans do not yet know if there will be another stimulus check in 2021. We do know that the IRS is nearly done sending out its third round of stimulus checks, and some lawmakers are already pushing for a fourth. Though some households are showing signs of economic recovery after more than a year of
- [The Prevelance of Overmedicating Alzheimer’s Patients](https://abonelaw.com/2021/06/11/the-prevelance-of-overmedicating-alzheimers-patients/) - Polypharmacy, or better described as the use of multiple prescription medications concurrently, is a prevalent issue in elderly Americans. The more medications a person takes, the higher the risk of dangerous drug-drug interactions and increased possibility of inappropriate prescribing, adverse drug reactions, hospitalization, and even death. Patients who have Alzheimer's disease (AD) or other forms
- [The Issues with Inheritance and Medicaid](https://abonelaw.com/2021/06/25/the-issues-with-inheritance-and-medicaid/) - Costly mistakes can be made when it comes to inheritance and Medicaid. When a person is drawing Medicaid benefits and inherits money or property, that inheritance jeopardizes the benefits. The inheritance must be handled carefully to minimize expensive penalties. What “careful” means, though, can be misunderstood without the necessary expertise. The Right Steps for Handling
- [Estate Planning for Unmarried Couples](https://abonelaw.com/2016/09/28/estate-planning-for-unmarried-couples/) - For unmarried couples, estate planning is indispensable When married couples neglect to prepare an estate plan, state intestacy law provides one for them. It may not be the plan they would have designed, but at least it offers some measure of financial security for a surviving spouse. Unmarried couples, however, have no backup plan.
- [Being a Caregiver and Still Having a Career](https://abonelaw.com/2019/05/16/being-a-caregiver-and-still-having-a-career/) - Providing care for a senior family member, particularly long-term care, can bring about lost wages and missed opportunities for the caregiver. A report by Genworth entitled Beyond Dollars 2018 shows that although statistically having to miss work to provide care is down 7% from 2015, overall 70% of caregivers still report missing work because of
- [Treating Family Caregiving Like Any Other Job](https://abonelaw.com/2019/05/02/treating-family-caregiving-like-any-other-job/) - When the time comes for a child or relative to become a family caregiver for an elderly relative, it can seem daunting, but it can also be rewarding.
- [Estate Planning Isn’t Just About Taxes](https://abonelaw.com/2012/02/27/estate-planning-isnt-just-about-taxes/) - Last year the estate tax exemption amount was increased to $5 million (returns to $1 million in 2013 unless Congress acts sooner). If your net worth is under this threshold, you might be thinking you can put off estate planning. From a tax-planning perspective, the increased exemption amount takes some of the pressure off. But
- [Hospice Care System Fraud](https://abonelaw.com/2019/11/19/hospice-care-system-fraud/) - A newly released Inspector General Report from the Department of Health and Human Services exposes the vulnerabilities in the Medicare-funded hospice program. The report consolidates patient and Medicare payment data back to the year 2005 and concludes that some hospice care providers are neglecting patients and defrauding Medicare. The report calls into question the quality
- [The Digital Afterlife](https://abonelaw.com/2013/06/11/the-digital-afterlife/) - This is a topic on which I have previously written. It keeps coming up because there is no uniformity across the states on gaining access to online accounts once someone passes away. Virginia has made it easier for parents to gain access to online accounts of their deceased minor children. The Uniform Law Commission is
- [What You Need to Know Before Buying Special Needs Housing](https://abonelaw.com/2019/06/06/what-you-need-to-know-before-buying-special-needs-housing/) - [et_pb_section admin_label="section"] [et_pb_row admin_label="row"] [et_pb_column type="4_4"][et_pb_text admin_label="Text"] If you or a loved one is in the market for a home that will meet a physical or developmental need, there are some tips to consider before you begin the process. The US Department of Housing and Urban Development (HUD) website lists state, local government, and other
- [Veteran Tidbits](https://abonelaw.com/2017/11/07/veteran-tidbits/) - Here is a collection of various pieces of information Veterans and family members may find useful. Veterans’ Day Deals. In addition to discounts normally provided to Veterans in stores such as Home Depot, there are a number of special discounts or free meals for Veterans on Veterans’ Day. Some deals include family members or
- [Private Annuities](https://abonelaw.com/2014/09/02/private-annuities/) - A private annuity can be a powerful strategy for passing assets to heirs in a tax-efficient manner. It involves transferring property to children or others in exchange for their unsecured promise to make annual payments to the transferor for the rest of his or her life. This article examines both the benefits and risks of
- [The Cost of Dementia](https://abonelaw.com/2013/05/30/the-cost-of-dementia/) - The Staggering Costs of Dementia Most of us know of someone who has been diagnosed with dementia. It is a costly, heart-breaking and life-altering syndrome that is nearly doubling in numbers of people affected worldwide every 20 years. Dementia has affected the likes of Norman Rockwell, E.B. White, Rita Hayworth, Charlton Heston, Ronald Reagan, Charles
- [Health Savings Accounts](https://abonelaw.com/2012/06/20/health-savings-accounts/) - In addition to being a viable option to reduce health care costs, Health Savings Accounts (HSAs) can positively affect estate plans because they grow on a tax-deferred basis. This article describes how an HSA works and the benefits it provides. It also compares HSAs with IRAs in regard to estate planning. HSAs: Dual benefits in
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- [Ebook download event](https://abonelaw.com/epprobatereevent/) - Download Your Free Ebook NOW! Thank you for attending our event, here’s a gift for you! Thank you so much for attending our Real Estate and Legacy event, and as promised, here’s access to your free Ebook with some fantastic extra content to guide you through your Estate Planning Journey. Keep your eyes peeled for
- [Charitable Remainder Trusts](https://abonelaw.com/charitable-remainder-trusts/) - Charitable Remainder Trusts Estate Planning isn’t just about the taxes. Those who are charitably inclined but concerned about having sufficient income to meet their needs may find that a charitable remainder trust (CRT) is the answer. A CRT allows donors to support a favorite charity while potentially boosting their cash flow, shrinking the size of
- [Books](https://abonelaw.com/books/) - Books By Antoinette​ 7 Steps to Handling Your Loved One’s Estate How to close out accounts, notify key authorities, access death benefits, and begin the probate or trust administration process after the loss of a loved one, plus a handy checklist to keep your affairs in order! Surviving The ‘Sandwiched’ Years How To Protect Your Parent’s Assets, Honor Their Wishes & Provide
- [Blog](https://abonelaw.com/blog/) - Bone-afide Estate Planning Blog Explore our weekly blog for insights that cater specifically to the challenges and opportunities faced by high-income married professionals, serial entrepreneurs, and their families. We delve into the latest strategies for securing your financial future, simplifying estate planning, and implementing robust asset protection measures. Homestead Exemptions and Estate Planning The term
- [Attorney Antoinette Bone](https://abonelaw.com/antoinette-bone-3/) - Hey there, I’m Antoinette Bone, and I’m like you in many ways. I’m a wife, mother (boy mom), daughter, sister, entrepreneur, a sometimes traveller, dog lover, and at times world class procrastinator. Yep, I will admit it. It took me a long time to get my own estate planning planning done. So, I know where
- [Asset Protection](https://abonelaw.com/asset-protection/) - Shield Your Wealth, Secure Your Legacy: Fortify Your Business Against Creditors And Predators Asset protection is an investment, not a cost. Our strategies are results-driven, tailored for entrepreneurs like you. We ensure peace of mind by safeguarding your wealth, ensuring business continuity, and reducing legal risks. With our expertise, your legacy remains secure, empowering you
- [Are You Feeling the Squeeze of the Sandwich Generation?](https://abonelaw.com/surviving-the-sandwich-years-2-2/) - Are You Feeling the Squeeze of the Sandwich Generation? Caring for aging parents while supporting your own children at home can be a challenging balancing act. If you find yourself among the “Sandwich Generation,” constantly pressed from all sides with emotional, physical, and financial demands, you’re not alone. Get Your Ebook Today In This Book,
- [About Us](https://abonelaw.com/about-us/) - Firm Overview We believe The Golden Rule is more valuable than a fee.
- [7 Steps To Handling Your Loved One’s Estate​​](https://abonelaw.com/7-steps-to-handling-your-loved-ones-estate-2-2/) - 7 Steps To Handling Your Loved One’s Estate​​​ A definitive guide to begin setting your loved one’s affairs. Download Ebook Download Ebook In this book you’ll find out how to: Property Inventory Learn how to develop a comprehensive list of outstanding documents and properties that will help you determine what will go through the probate
- [10 Costly Mistakes to Avoid when Planning for a Loved One with Special Needs](https://abonelaw.com/10-costly-mistakes-to-avoid-when-planning-for-a-loved-one-with-special-needs/) - 10 Costly Mistakes to Avoid when Planning for a Loved One with Special Needs 1. Doing Nothing The most popular estate plan in the United States is doing nothing. While not a good idea for anyone, it is particularly troubling when there is a loved one with special needs. If someone does nothing and then
- [Guardianship & Alternatives: Future Planning Now](https://abonelaw.com/guardianship-alternatives-what-every-texas-family-must-know/) - Discover guardianship alternatives that protect your loved one’s independence. Join our free Texas legal session to explore Powers of Attorney, Living Wills, and more. Register now!
- [From “I Do” to Financial Security: Estate Planning for Newlyweds](https://abonelaw.com/from-i-do-to-financial-security-estate-planning-for-newlyweds/) - Estate Planning for Newlyweds: Starting your life together as newlyweds is an exciting time. While you’re building your dreams,
- [Strategic Estate Planning for Real Estate Owners and Professionals](https://abonelaw.com/strategic-estate-planning-for-real-estate-owners-and-professionals/) - Estate planning for real estate is not just about having a will, it’s about safeguarding your most valuable assets, ensuring a smooth transfer to heirs...
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- [Firm Overview](https://abonelaw.com/firm-overview/) - Firm Overview​ We believe The Golden Rule is more valuable than a fee. Become a Private Client Today Everything was perfect. Mrs. Bone made everything simple for me. Bobby B.(Client, Probate)​ For my situation I felt that their was a little over kill to what I was expecting based on the previous will and power
- [Getting Started](https://abonelaw.com/getting-started/) - Getting Started​ We are dedicated to securing your financial future through expert estate planning, streamlined probate processes, and formidable asset protection strategies. Count on our professional and approachable team to lead you through the intricacies of safeguarding your wealth and providing you with the peace of mind you deserve. Become a Private Client Today If
- [Guardianship](https://abonelaw.com/guardianship/) - Texas Guardianship:​ Protecting Vulnerable Seniors and Transitioning Minors​ Every year, countless seniors with diminished capacity fall victim to financial exploitation. As disabled minors reach adulthood, parents legally lose the authority to make decisions for them. Elderly citizens and transitioning minors deserve protection. Explore the pathways to protect their interests. Protect Vulnerable Loved Ones Now! From
- [Probate](https://abonelaw.com/probate-2-2/) - Elevate Your Probate Experience: ​ Let Us Be Your Probate Easy Button for Peace of Mind​ When you choose us to be your probate easy button, you’re opting for an elevated legal experience. Our concierge legal services ensure that your probate process is high-touch, seamless, and worry-free. We don’t just handle paperwork; we answer phones
- [Special Needs Trusts](https://abonelaw.com/special-needs-trusts/) - Unlocking a Brighter Future: Special Needs, Special Futures In the world of special needs planning, we don’t predict the future; we design it. Your actions today determine the quality of life your special needs child will experience tomorrow. Explore how planning can shield your child or grandchild’s benefits, offer financial stability, and the power to
- [Ethical Wills](https://abonelaw.com/ethical-wills/) - Ethical Wills What you leave behind is not what is engraved in stone monuments, but what is woven into the lives of others. – Pericles The writing of an ethical will is an ancient practice, the purpose of which is to pass on values, beliefs, blessings, and advice to future generations. It is an opportunity
- [Estate Planning FAQs](https://abonelaw.com/estate-planning-faqs/) - You've got questions? We've got answers! What is a power of appointment? The power given by an individual to another in a will or trust document to determine which persons will receive an interest in his or her estate. What is a medical power of attorney? This document allows the person you name (“healthcare agent”)
- [Estate Planning](https://abonelaw.com/estate-planning/) - Unlocking Your Legacy: Crafting a Timeless Estate Plan At The Law Office of Antoinette Bone, PLLC, we not only help you transfer your financial assets, we also help you transfer the legacy of your life’s lessons, values, beliefs, and stories to future generations of your family. Start Creating Your Legacy Plan Now! I WANT TO
- [Estate Planning for Business Executives: Protect and Preserve Your Hard-Earned Assets](https://abonelaw.com/estate-planning-for-business-executives/) - Estate Planning for Business Executives: For business executives, estate planning is not just about creating a will; it's about building a comprehensive...
- [Secure Your Family’s Future with Estate Planning and Life Insurance](https://abonelaw.com/secure-your-familys-future-with-estate-planning-and-life-insurance/) - Don’t miss this opportunity to ensure your family’s future is secure with a well-structured estate plan that incorporates life insurance.
- [Protecting Your Child's Future: Essential Estate Planning for Single Parents](https://abonelaw.com/estate-planning-single-parents-minor-children/) - Are you a single parent concerned about the future care and financial security of your minor children?
- [Wander Wisely:​ Estate Planning Tips for International Travelers​](https://abonelaw.com/international-travelers/) - Spaces are limited. Register now to secure your spot! And remember, it's FREE! ⮕​ Wander Wisely: Estate Planning Tips for International Travelers June 11, 2024 @ 12:00 - 1:00 PM CLAIM YOUR FREE SPOT NOW 00Days 00Hours 00Minutes 00Seconds Are you planning your next big adventure abroad? Whether you’re a seasoned globetrotter, embarking on your
- [Loss and Legalities:​ Navigating the Aftermath of Losing a Loved One](https://abonelaw.com/loss-and-legalities-navigating-the-aftermath-of-losing-a-loved-one/) - Spaces are limited. Register now to secure your spot! And remember, it's FREE! ⮕​ Loss and Legalities: Navigating the Aftermath of Losing a Loved One April 9, 2024 @ 12:00 - 1:00 PM CLAIM YOUR FREE SPOT NOW 00Days 00Hours 00Minutes 00Seconds Probate is a maze of surprises, leaving many in the dark. But time
- [Loss and Legalities:​ Navigating the Aftermath of Losing a Loved One​](https://abonelaw.com/loss-and-legalities/) - Probate is a maze of surprises, leaving many in the dark. But time is running out to decode its complexities. Join us to unravel the truths about probate and equip yourself with essential strategies before it's too late.
- [Planning with Testamentary Trusts](https://abonelaw.com/testamentary-trusts/) - Could a testamentary trust be the key to unlocking their financial security and ensuring their prosperity for generations to come?
- [How to Avoid Probate and Secure Your Legacy](https://abonelaw.com/avoid-probate/) - Spaces are limited. Register now to secure your spot! How to Avoid Probate and Secure Your Legacy March 12, 2024 @ 12:00 - 1:00 PM RESERVE YOUR SPOT NOW! 00Days 00Hours 00Minutes 00Seconds This Is For You If: You're concerned about the complexities of the probate process and want to explore alternatives. You want to
- [Unlock a Secure Future: Your Guide to Empowering Special Needs Planning](https://abonelaw.com/unlock-a-secure-future-your-guide-to-empowering-special-needs-planning/) - Unlock A Secure Future: Your Guide To Empowering Special Needs Planning Get Your Ebook Today Navigate the complexities of Special Needs Planning with confidence! Download our exclusive ebook now and embark on a journey to secure your family’s legacy and pave the way for a thriving future for your special needs child. Get Your Ebook
- [Testimonials](https://abonelaw.com/testimonials/) - Testimonials What Our Clients Are Saying​ Leave a review ⭐⭐⭐⭐⭐ Leave a review ⭐⭐⭐⭐⭐ Very professional yet friendly staff and answered all of my questions. Very knowledgeable and helpful. Janice C. (Client, Probate) Everything was perfect. Mrs. Bone made everything simple for me. Bobby B. (Client, Probate) Exceeded Expectations. This has been great, thank you
- [Special Needs Resources](https://abonelaw.com/special-needs-resources/) - Special Needs Resources We believe that your family is your most important asset. MetDesk Special Needs Calculator(Available on the Special Needs Answers site) Merrill Lynch Special Needs Calculator(Click Special Needs Calculator under “Tools and Resources”) National Association of Professional Geriatric Care Managers National Alliance on Mental Health (NAMI) Stephen Dale (Dale Law Firm, PC)Although located in
- [Funding: What it is and Why it Matters](https://abonelaw.com/funding-what-it-is-and-why-it-matters/) - Funding: What it is and Why it Matters A revocable living trust is the centerpiece of many estate plans. It serves many purposes; including avoiding probate and managing your assets in the event you become incapacitated. A will alone does neither. A living trust is fully effective only when it’s fully funded. Having a trust
- [Trusts](https://abonelaw.com/trusts/) - Trusts Trusts are one of the most useful and powerful estate planning tools available. Despite popular belief, you do not have to be a Steve Jobs or Bill Gates to need or create one. Trusts are so useful because they can be used to deal with estate, tax, investments, and financial planning concerns. Trusts are
- [Spendthrift Trusts](https://abonelaw.com/spendthrift-trusts/) - Spendthrift Trusts No matter what happens to the estate tax in the future, estate planning will continue to be essential for most families. That’s because tax planning is only a small component of estate planning — and usually not even the most important one at that. An equally important strategy is asset protection. And a

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- [antoinette bio](https://abonelaw.com/?elementor_library=antoinette-bio) - Speaker Antoinette Bone Antoinette Bone is a seasoned attorney focusing her practice in estate planning, probate, guardianship, and asset protection planning for high-income married professionals and business owners. She combines legal expertise with a compassionate approach. Her dedication to crafting personalized estate plans makes her a trusted advisor to her clients. With a rich background
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- [webinars](https://abonelaw.com/?elementor_library=webinars) - Why Attend? Advanced Estate Planning Strategies for Executives Learn how executive financial planning tools like trusts and LLCs can help protect your assets from creditors, lawsuits, and taxes. We’ll explain how to structure your estate to maximize protection and flexibility. Protecting Business Assets and Stock Options Discover how to safeguard your business interests, stock options,
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- [census](https://abonelaw.com/?elementor_library=census) - Financial abuse can take place even with the elder person’s apparent awareness and sometimes their consent, even if they remain mentally capable. This complexity often makes it challenging to identify or provide proof of such abuse. Moreover, many victims find themselves in a difficult position, reluctant or unable to point fingers at a friend or
- [Unlocking Your Legacy](https://abonelaw.com/?elementor_library=unlocking-your-legacy) - Unlocking Your Legacy: Seasoned Guidance And Compassion In Comprehensive Estate Planning​ At The Law Office of Antoinette Bone, PLLC, we blend meticulous planning with a personal touch, because we understand that when it comes to your legacy, you desire more than just competence; you crave genuine care. Our commitment to comprehensive estate planning goes beyond
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- [(Home) testimonials](https://abonelaw.com/?elementor_library=home-testimonials) - Everything was perfect. Mrs. Bone made everything simple for me. Bobby B.(Client, Probate)​ For my situation I felt that their was a little over kill to what I was expecting based on the previous will and power of attorney issues until she covered all the possible outcomes. Ms. Bone made sure to cover all issues
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- [probate faqs](https://abonelaw.com/?elementor_library=probate-faqs) - Click below to view frequently asked questions What is a will? A legal document expressing the wishes of an individual regarding distribution of his or her property after death. What does it mean to be intestate? A person died without a will. A person who dies with a will is said to have died testate.
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- [new PC1](https://abonelaw.com/?elementor_library=new-pc1) - We understand that no two estate plans are the same, and that it is the client’s wishes which ultimately determines what that plan will be. Learn more Guiding an estate through the administration process requires an understanding of probate law, trust law, and tax law. We can help. Learn more Guardianship is a legal process
- [new PC](https://abonelaw.com/?elementor_library=new-pc) - We understand that no two estate plans are the same, and that it is the client’s wishes which ultimately determines what that plan will be. Learn more Guiding an estate through the administration process requires an understanding of probate law, trust law, and tax law. We can help. Learn more Guardianship is a legal process
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- [Header dont delete](https://abonelaw.com/?elementor_library=header-dont-delete) - Dallas-Fort Worth, Texas Legacy Estate Planning, Probate, and Guardianship Attorney in Texas The Law Office of Antoinette Bone, PLLC is a boutique law firm providing estate planning, probate and guardianship services. The firm, located in Euless, Texas, offers legal concierge service to high-income married professionals and business owners, helping them to protect and transfer a
- [new header](https://abonelaw.com/?elementor_library=new-header) - You've Worked Hard To Build Your Legacy. We're Here To Safeguard It. Trusted, comprehensive legal services and strategic guidance tailored for high-income married professionals and business owners. The Law Office of Antoinette Bone, PLLC is your dedicated partner in estate planning, probate, and guardianship. Work With Antoinette
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