Unlocking a Brighter Future:

Special Needs, Special Futures

In the world of special needs planning, we don’t predict the future; we design it.  Your actions today determine the quality of life your special needs child will experience tomorrow.  Explore how planning can shield your child or grandchild’s benefits, offer financial stability, and the power to shape their own destiny.  Let us join you on this journey to design tomorrows filled with opportunities, independence, and security.

Helping You Protect Your Special Needs Beneficiary

All children are a blessing. From the day they are born, you begin making plans to ensure that your child or grandchild has a bright future. What will their interests be? What job will they have? Who will they marry? While these are common concerns for most families, for those with a special needs child or grandchild, taking steps to ensure they have a safe, happy, and healthy future is even more important due to the additional hurdles they may face. By engaging in proper estate planning, you can help provide a prosperous future for your child or grandchild.

Dreams Fulfilled, Worries Vanished:

How Special Needs Planning Creates Empowering Tomorrows

Welcome to a world of boundless possibilities – the world of special needs planning.  Special needs planning isn’t just a prudent choice about paperwork and numbers; it’s a journey filled with empowerment, security, and the promise of brighter tomorrows. There are powerful benefits that special needs planning offers, each contributing to a life of fulfillment and independence. By engaging in this careful and considerate planning process, you’re not just protecting assets; you’re securing a legacy of well-being and choice. Together, we’ll unlock a world where independence thrives, essential benefits remain intact, and financial stability becomes a reality. Your actions today create their bright future tomorrow.  So, let’s dive in and discover how special needs planning can change lives, one decision at a time.

Unlocking a Bright Future:

The Gift of Special Needs Planning

Special needs planning opens doors to a brighter future. By securing your loved one’s eligibility for vital government benefits, you ensure they have access to the necessary support and resources they need throughout their life. This means their healthcare, housing, and daily necessities remain protected, providing peace of mind.  Special needs planning also paves the way for financial stability, protecting their inheritance from disqualifying them from these benefits and enabling you to leave a legacy of security and comfort.

Empowering Through Planning:

Special Needs Planning Unleashes Unlimited Potential

Empowerment is at the heart of special needs planning. It grants your loved one independence and the freedom to pursue their passions. By carefully planning, you safeguard their eligibility for government benefits while creating a financial safety net. This financial security ensures they can access education, therapy, and job training, and even indulge in life’s pleasures. Special needs planning transforms special futures into ones filled with opportunities and the power to make choices.

Crafting a Legacy of Security:

The Power of Special Needs Planning

Special needs planning is more than just numbers and documents; it’s about creating a legacy of protection and care. By engaging in this process, you provide a stable future for your loved one, shield their benefits, and offer the support they need. This legacy isn’t just about preserving wealth; it’s about preserving their well-being and independence. Through special needs planning, you design a legacy that ensures they continue to receive the care and support they deserve long after you’re gone.

Unmasking The Myths And Pitfalls:

Why Your Special Needs Child or Grandchild Deserves Your Action Now


Unique Challenges in Special Needs Planning

If you have a family member with special needs you face some unique challenges and issues of concern like:

  1. How to provide for all loved ones in the family without jeopardizing the special needs person’s eligibility for the means-tested government benefits available;
  2. How to design a plan that supplements the government benefits and enhances the life quality of the special needs person;
  3. How to equitably treat other children in the family when doing this planning;
  4. How to make sure there are sufficient funds available at the parent(s) death to continue care for the special needs person;
  5. How to provide proper supervision, management, etc., through a third-party created and funded special needs trust (SNT).

Myths and pitfalls can cast shadows over your loved one’s future. Let’s shed light on these misconceptions and perils, showing you why working with an attorney and engaging in estate planning is the key to leaving your child or grandchild better off than not planning.

Myth 1: Only the Wealthy Need Special Needs Planning

Pitfall 1: Financial Insecurity Awaits Without Planning

The Truth: Special needs planning isn’t exclusive to the wealthy; it’s essential for anyone with a loved one who has special needs. Without planning, financial insecurity awaits, with the risk of losing vital government benefits and an uncertain financial future. You don’t need a great deal of wealth now to leave a secure financial future for not only your special needs child or grandchild but also any other children you have. Talk to us about how you can use insurance to create a legacy.

Myth 2: I Can Set This Up on My Own

Pitfall 2: Legal Vulnerability Without Professional Guidance

The Truth: While determination is admirable, setting up special needs planning on your own can lead to legal vulnerability. Special needs planning is complex and highly regulated, requiring the knowledge and skill of an attorney to navigate successfully.

Myth 3: My Child Will Not Need Public Benefits

Pitfall 3: Risking Financial Stability Through Assumptions

The Truth: Assuming your child won’t need public benefits is a risky assumption. Without planning, you risk your child’s financial stability, as unforeseen circumstances can make government benefits a necessity.

Myth 4: Special Needs Planning is Only About Money

Pitfall 4: Family Conflicts Over Unclear Plans

The Truth: Special needs planning isn’t just about money; it’s about securing your loved one’s well-being and future and also covers healthcare, housing, education, and daily quality of life issues.  Without clear plans, family conflicts can arise, leading to strained relationships and uncertainty. Documenting your wishes and sharing them with the relevant parties can promote transparency and reduce the chances of disputes.

Myth 5: "My Child's Siblings Will Provide Care"

Pitfall 5: Relying on Siblings to Care

The Truth: Believing that your child’s siblings can or will take care of them can lead to future family disharmony. Siblings have their own lives, families and responsibilities, and may not be equipped to provide the specialized care your child needs, resulting in a lack of consistent support.  The stress of the financial burden for caring for their sibling could damage that relationship as well as negatively impact the emotional and psychological well-being of the caregiving sibling. Caring for a special needs sibling can also negatively affect other relationships of the sibling doing the caring. You have the opportunity to give the gift of peace of mind and financial security for all of your children by making the decision to plan. 

Secure Your Legacy, Empower Their Tomorrow

In the tapestry of life, we all hope to leave a legacy of love, care, and enduring support for those we hold dear.  We often overlook the notion of planning, especially when it comes to matters as profound as special needs planning. It’s no secret that contemplating estate planning is often a daunting task, easily postponed. The truth, however, is that each one of us has the power to shape a future that radiates with opportunity and security, especially for those with special needs.

To truly ensure your wishes are carried out, you need an estate plan that stands as a beacon of security and compassion.

One of the initial steps in this journey is the establishment of a Special Needs Trust (SNT). This isn’t just a financial decision; it’s a promise of an enriched future. A Special Needs Trust is more than a legal document; it’s the embodiment of love and foresight ensuring that your special needs child or grandchild’s access to government benefits remains intact, that their dreams and aspirations are supported, and that they never have to face a financial burden alone.

If you have a child or grandchild with special needs, the desire to secure their future is a profound calling. The challenges may seem overwhelming, but within them lie opportunities for growth, empowerment, and the fulfillment of dreams. Let’s empower their tomorrow, together.

Take Action, Create Tomorrow

Embrace the power you hold, and set in motion a future that enhances your loved one’s quality of life without jeopardizing essential government support. Schedule an appointment now to discuss your Special Needs Planning journey. Your action today will be their strength tomorrow.​

Please confirm that you understand the consultation is paid and the fee is $350.